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ABOUT OUR PREMIER SPONSORS

Black Knight Financial Services 601 Riverside Avenue Jacksonville, FL 32204 (904) 854-3510 www.bkfs.com Black Knight Financial Services is the finance industries’ leading provider of integrated technology, data and analytics solutions. These comprehensive solutions help facilitate and automate many business processes across the loan lifecycle – from loan origination and servicing to default. Many of the nation’s leading banks use Black Knight’s innovative solutions to build revenue, improve performance, identify risk and support compliance requirements for their mortgage and consumer products on a single platform. Black Knight is committed to being the premier business partner that lenders rely on by delivering best-in-class technology, services and insight. Find out more at www.BKFS.com.

Equifax 1550 Peachtree Street, N.W. Atlanta, GA 30309 (800) 870-1025 www.equifax.com A global leader in information solutions, Equifax leverages one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers. With a heritage dating back 113 years, customers have trusted Equifax to deliver innovative solutions with the highest level of integrity and reliability. Organizations of all sizes rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools and much more.

Fiserv 255 Fiserv Drive Brookfield, WI 53008 (800) 872-7882 www.fiserv.com Fiserv is a leading global provider of information management and electronic commerce systems for the financial services industry, providing integrated technology and services that create value and results for our clients. Fiserv drives innovations that transform experiences for more than 16,000 clients worldwide. Visit us at www.fiserv.com.

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Auto Finance Forum

ABOUT OUR PREMIER SPONSORS

MasterCard Worldwide 2000 Purchase Street Purchase, NY 10577 (914) 249-2000 www.mastercard.com MasterCard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry. We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone. Follow us on Twitter @MasterCardNews and join the discussion on the Cashless Pioneers Blog and subscribe for the latest news on the Engagement Bureau.

Novantas, LLC 485 Lexington Avenue New York, NY 10017 (212) 953-4444 www.novantas.com Novantas, Inc. is the leading provider of advisory services, analytics solutions, and market data to the financial industries. The company helps clients perfect customer strategies, and optimize investments in marketing, product, pricing, sales, and distribution, by providing comprehensive information and tools to identify and interpret customer behaviors and economics. For more information, visit www.novantas.com.

ABOUT OUR DIAMOND SPONSORS

The Boston Consulting Group 430 Park Avenue New York, NY 10022 (212) 446-2800 www.bcg.com The Boston Consulting Group (BCG) is a global management consulting firm and the world's leading advisor on business strategy. We partner with clients from the private, public, and not-for-profit sectors in all regions to identify their highest-value opportunities, address their most critical challenges, and transform their enterprises. Our customized approach combines deep insight into the dynamics of companies and markets with close collaboration at all levels of the client organization. This ensures that our clients achieve sustainable competitive advantage, build more capable organizations, and secure lasting results. Founded in 1963, BCG is a private company with 81 offices in 45 countries.

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Turn Down Service on Monday

ABOUT OUR DIAMOND SPONSORS

Harland Clarke 10931 Laureate Drive San Antonio, TX 78249 (210) 697-8888 www.harlandclarke.com Harland Clarke helps financial institutions increase profitability and account holder engagement by delivering data-driven Lifecycle Marketing solutions that attract and retain loyal account holders. With more than 100 years of experience in the financial services industry, we are a single source for best-in-class products and services that build business.

Nomis Solutions, Inc. 1111 Bayhill Drive Suite 230 San Bruno, CA 94066 (650) 588-9800 www.nomissolutions.com Nomis Solutions enables best-in-class Pricing and Profitability Management for financial services companies. Through a combination of advanced analytics, innovative technology, and tailored business processes, the Pricing and Profitability Management™ Suite delivers quick time-to-benefit and improves financial and operational performance throughout the customer acquisition and portfolio management processes. Visit www.nomissolutions.com or contact us at info@nomissolutions.com or 650-588-9800.

VantageScore Solutions, LLC P.O. Box 141 Stamford, CT 06901 (203) 363-2163 www.vantagescore.com VantageScore Solutions, LLC is an independently managed company that holds the intellectual property rights to the VantageScore credit score model, introduced in March 2006. Created by America’s three major credit reporting companies (CRCs) — Equifax, Experian and TransUnion — the highly predictive VantageScore model uses an innovative, patented and patent-pending scoring methodology to provide lenders with a more consistent interpretation of consumer credit files across all three major credit reporting companies and the ability to score more people. The VantageScore model is used by numerous lenders, making billions of decisions annually including four of the top five financial institutions, five of the top five credit card issuers, two of the top five auto lenders, and one of the top mortgage lenders.

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Monday General Session Keynote Speaker

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Shoe Shine Lounge

ABOUT OUR SAPPHIRE SPONSOR

Bridgeforce 101 Ponds Edge Drive Suite 100 Chadds Ford, PA 19317 (302) 325-7100 www.bridgeforce.com Bridgeforce, a specialized multi-national consulting firm, has been solving complex problems for companies involved in consumer and/or small business lending and payments for nearly 15 years. Over 75% of Bridgeforce consultants come directly from client-side leadership positions across multiple parts of the credit lifecycle. Combined with subject matter expertise in operations, technology, strategy and regulatory issues, Bridgeforce has the knowledge and experience to make the hard choices in developing and implementing best-fit solutions that are both achievable and lower the risks of execution. The Bridgeforce success can be attributed to a culture fostering innovation and evolving best practices recognized within the industry.

CBA LIVE PLATINUM SPONSORS

Clarity Services 15550 Lightwave Drive Suite 350 Clearwater, FL 33760 (727) 489-7266 www.clarityservices.com Clarity Services, Inc. provides powerful real-time fraud detection and credit risk management solutions for Middle America. By leveraging unique data assets and scores, Clarity Services’ suite of FCRA regulated reports and scores empower providers with visibility into critical consumer information not available on traditional bureau reports.

Hudson Cook, LLP 7250 Parkway Drive 5th Floor Hanover, MD 21076 (877) 464-8326 www.counselorlibrary.com CounselorLibrary.com, LLC, powered by the attorneys of Hudson Cook, is a collection of comprehensive, online legal tools for compliance professionals, covering every aspect of consumer credit finance and Privacy law. CounselorLibrary.com® includes CARLAW®, HouseLaw®, PrivacyLaw®, and the Counselor Series of state law interpretive summaries. Please contact us at www.counselorlibrary.com or 1-877-464-8326.

Sponsoring: Pre-Conference Session with Breakfast

Hotel Key Cards

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CBA LIVE PLATINUM SPONSORS

Dealertrack Technologies 1111 Marcus Avenue Suite M04 Lake Success, NY 11042 (516) 734-3600 www.dealertrack.com Dealertrack’s intuitive web-based software solutions and services enhance efficiency and profitability for automotive retailers and lenders. Dealertrack operates the largest online credit application network in the United States, connecting over 20,000 dealers and more than 1,400 lenders, including captive lenders, finance companies, national, regional and community banks, and credit unions.

FICO 181 Metro Drive Suite 600 San Jose, CA 95110 (800) 999-2955 www.fico.com FICO is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO provides analytics software and tools to manage credit risk lifecycle from originations to collections, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. The FICO® Score is the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health. Learn more at www.fico.com.

Treliant Risk Advisors 2300 N Street NW, Suite 2100 Washington, DC 20037 (202) 249-7950 www.treliant.com Treliant Risk Advisors is a multi-disciplinary compliance, risk management, and strategic advisory firm for the financial services industry. Headquartered in Washington, DC, with offices in New York, Los Angeles, and Dallas, Treliant’s team of highly experienced professionals includes executives who have held senior positions in Fortune 100 companies, financial institutions, and regulatory agencies. Treliant provides its clients with critical advice and solutions in the following areas: regulatory compliance, including program development, consumer compliance, fair lending, and anti-money laundering; mortgage practices review, including litigation support, residential and commercial loan review, and mortgage servicing and operations; and risk management, including operational risk management, information security, and capital and liquidity planning. For more information, visit www.treliant.com.

Sponsoring: Golf Tournament

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Meeting Room

CBA LIVE GOLD SPONSORS

Accurate Title Group, LLC 6000 Freedom Square, Suite 300 Independence, OH 44131 (800) 943-1445 www.accurategroup.com

Accurate, the nation’s first Appraisal Management and Compliance Company (AMCC), provides lenders a single source for title, valuation, flood information and other due diligence products to improve efficiency, improve compliance and reduce risk. Accurate's Audit Kit™ helps lenders fully prepare for valuation audits and our EquityNow™ title solution will greatly enhance all lending processes. To interface these solutions into your loan origination system along with the ValueNet products, please visit www.accurategroup.com or contact us via email at sales@accurategroup.com.

CBA LIVE GOLD SPONSORS

Earnix Inc. Rockerfeller Center 1230 Avenue of the Americas New York, NY 10020 (646) 756-2840 www.earnix.com Earnix Integrated Pricing and Customer Analytics software empowers financial services companies to predict customer risk and demand and their impact on business performance, enabling the alignment of product offerings with changing market dynamics. Earnix combines predictive modeling and optimization with real-time connectivity to core operational systems, bringing the power of analytic-driven decisions to every customer interaction. Banks and insurers rely on Earnix solutions to improve deposit, loan, and insurance policy offerings. For more information, visit www.earnix.com.

EZShield Fraud Protection 415 Williams Court Suite 110-116 Middle River, MD 21220 (888) 439-7443 www.ezshield.com EZShield delivers award-winning fraud protection that increases your bottom line and your account holders’ peace of mind.

Sponsoring: Home Equity Forum

Sponsoring: Conference Lanyards

Sponsoring: Deposits and Payments Forum

CBA LIVE GOLD SPONSORS

First American 3 First American Way Santa Anna, CA 92707 (800) 525-3633 www.firstam.com

First American Financial Corporation (NYSE: FAF), through its subsidiaries, is a leading provider of title insurance, settlement services and risk solutions for real estate transactions that traces its heritage back to 1889. First American also provides title plant management services; title and other real property records and images; valuation products and services; home warranty products; property and casualty insurance; and banking, trust and investment advisory services. With revenues of approximately $5.0 billion in 2013, the company offers its products and services directly and through its agents throughout the United States and abroad. More information can be found www.firstam.com.

Kelley Blue Book 195 Technology Drive Irvine, CA 92618 (800) 258-3266 www.800BlueBook.com Since 1926, Kelley Blue Book, The Trusted Resource®, has provided car buyers, sellers and the financial community with the values they need to complete vehicle transactions with confidence. Obtaining current values for both new and used cars is now easier than ever with Quick ValuesSM, an easy-to-use online tool. Learn more about Quick Values at quickvalues.com.

Promontory Financial Group 801 17th Street, NW Suite 1100 Washington, DC 20006 (202) 384-1200 www.promontory.com Promontory Financial Group, headquartered in Washington, D.C., is a global leader in risk management, regulation, and compliance. It helps companies and governments meet their greatest regulatory and strategic challenges, making clients stronger and the financial system safer. Promontory employees draw expertise from distinguished service as regulators and executives. They advise clients on capital planning; enterprise wide and business-unit risk; anti-money-laundering and sanctions compliance; consumer protection; governance; audits and forensic reviews; cybersecurity; and data privacy. Promontory has unparalleled credibility and insight and advises clients on regulatory expectations and best practices. It assists clients in more than 50 countries from offices on four continents.

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Meeting Room

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CBA LIVE GOLD SPONSORS

ReliaMax 2300 East 54th Street North Sioux Falls, SD 57104 (605) 444-4809 www.reliamax.com ReliaMax delivers education loan solutions through trusted relationships and proven expertise. We excel in risk management and data-driven analytics based upon decades of data for over $14 billion of loans. The ReliaMax SolutionSM provides a comprehensive, turnkey private student loan program that includes loan origination, servicing and default insurance, enabling any lender to confidently enter the student loan market.

Silanis Technology 8200 Decarie Boulevard St. Laurent, QUEBEC (514) 337-5255 www.silanis.com Silanis is the world’s leading electronic signature provider. Since the company was founded in 1992, their software has automated business transactions that require secure, compliant and enforceable e-signatures. Recognized as the enterprise market leader, Silanis is responsible for processing more than 600 million documents annually – more than any other e-signature vendor. These documents represent billions of dollars worth of regulated business processes taking place 24/7 around the globe, from insurance applications and consumer loans to federal procurement contracts.

CBA LIVE SILVER SPONSORS

American Title, Inc. 11010 Burdette Street Omaha, NE 68164 (402) 778-4100 www.americantitleinc.com American Title is the leader in the Home Equity title world by working directly with exceptional lending partners. Our approach is to define solutions that do not simply fill a need, but that help make our lending partners better. We review in-depth your process and procedures to offer insight into best practices and products. We tackle challenges and issues head on creating a successful environment on all sides providing valuation, title and settlement services nationwide.

Sponsoring: Student Lending Forum

Sponsoring: VIP Reception

CBA LIVE SILVER SPONSORS

CGI Technologies and Solutions, Inc. 11325 Random Hills Road Fairfax, VA 22030 (703) 267-8000 www.cgi.com

CGI Collections360®, powered by CACS Enterprise, is an end-to-end solution that integrates the components of a default management operation, including software, business processes, underlying IT and strategic planning to reduce costs, net bad debt and risk. CGI Collections360 is offered as a cloud-based, managed service, as well as multiple delivery options to meet client’s unique debt recovery challenges and needs.

LexisNexis Risk Solutions 1000 Alderman Drive Alpharetta, GA 30005 (800) 869-0751 www.lexisnexis.com/risk LexisNexis Risk Solutions (www.lexisnexis.com/risk) is a leader in providing essential information that helps customers across all industries and government predict, assess and manage risk. Combining cutting-edge technology, unique data and advanced scoring analytics, we provide products and services that address evolving client needs in the risk sector while upholding the highest standards of security and privacy.

Wolters Kluwer Financial Services 130 Turner Street, Building 3, 4th Floor Waltham, MA 02453 (800) 552-9407 www.wolterskluwerfs.com Wolters Kluwer Financial Services is a global provider of risk and regulatory compliance solutions. Through our unique blend of consulting, regulatory intelligence and technology, we help customers manage operational, compliance, and financial risk as well as complex regulatory reporting requirements—empowering intelligent and clear sighted decision-making in a turbulent environment. To learn more, please visit www.WoltersKluwerFS.com.

Sponsoring: VIP Reception

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CBA LIVE BRONZE SPONSORS

Ernst & Young 5 Times Square New York, NY 10036 (212) 773-0590 www.ey.com Ernst & Young is a global leader in assurance, tax, transaction and advisory services. Worldwide, our 167,000 people are united by our shared values and an unwavering commitment to quality. We make a difference by helping our people, our clients and our wider communities achieve their potential. Ernst & Young refers to the global organization of member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. For more information about our organization, please visit www.ey.com.

Garnet Capital Advisors 500 Mamaroneck Ave Harrison, NY 10528 (914) 909-1000 www.garnetcapital.com Garnet Capital Advisors is a financial-services company specializing in managing loan portfolio sales and providing valuation services. Founded by industry leaders Lou DiPalma, Sean McVity, and Robin Ishmael, Garnet is compliant with both the PCI-DSS and ISO 27002 international data-security standards, and has been fully vetted and approved as a vendor by many major institutions.

Interactive Intelligence 6145 North Dearborn Street Indianapolis, IN 46278 (317) 872-3000 www.inin.com Interactive Intelligence has Accounts Receivable Management solutions for credit issuers, collection agencies and debt buyers. The solution set spans contact center, workflow and business process automation, collector desktop and agency management applications. Within the contact center, Customer Interaction Center (CIC) offers skills-based routing for inbound and outbound calls and multichannel interactions. Speech analytics and call recording help ARM organizations maintain compliance, and Interaction Collector’s browser-based collector workstation is designed to manage the debt lifecycle from delinquency through post charge-off. More than 5,000 organizations worldwide benefit from the company’s open, all-in-one solutions, which can be deployed on-premises or in the cloud.

Sponsoring: Tuesday Morning Refreshment Break

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CBA LIVE BRONZE SPONSORS

Kiran Analytics, Inc. 4204 Jutland Drive San Diego, CA 92117 (858) 270-9950 www.kiran.com Kiran Analytics drives intelligent branch transformation for retail banks through the application of predictive analytics. Kiran’s solutions help forecast branch staff levels accurately, hire better people faster, plan and schedule resources efficiently. As a result, retail banks increase sales and customer service while reducing operational costs. Kiran Analytics solutions have been deployed in over 10,000 branches. Visit http://www.kiran.com.

KPMG LLP 345 Park Ave New York, NY 10154 (212) 758- 9700 www.us.kpmg.com KPMG's Regulatory Risk practice provides strategic and technical regulatory and compliance solutions to help financial institutions anticipate and manage regulatory risk. KPMG helps clients meet regulatory expectations by strengthening enterprise-wide compliance programs, implementing effective governance and risk management frameworks, enhancing internal controls, and helping create a culture of risk management and compliance. Our experienced professionals include former regulators and compliance practitioners.

NeuAnalytics 6900 West 80th Street, Suite 202 Overland Park, KS 66204 (913) 825-0000 www.NeuAnalytics.com NeuAnalytics provides ECAM: Enterprise Collection Agency Management. ECAM helps creditors measure, monitor and manage their third-party collection vendors via Data Management, Auditing, Reporting, Dynamic Placement, Debt Sales and Vendor Support. Visit www.NeuAnalytics.com to find out how we can increase recoveries while reducing cost and risk.

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CBA LIVE BRONZE SPONSORS

State National Companies 1900 L. Don Dodson Drive Bedford, TX 76021 (800) 877-4567 www.statenational.com Reduce the drag of auto charge-offs with collateral protection insurance from State National, the CPI specialist. Backed by our “A” (Excellent) rated insurance carrier, our streamlined program is the choice of successful lenders nationwide for protection from uninsured physical damage. Power your loan portfolio to profitable results with CPI from State National.

Zoot Enterprises 555 Zoot Enterprises Lane Bozeman, MT 59718 (406) 586-5050 www.zootweb.com Zoot is a global provider of innovative acquisition, origination, and decision management solutions, offering our clients comprehensive and flexible tools to meet their unique initiatives. We provide business user control to empower our clients to adapt their solutions in support of their evolving business strategies. Zoot’s solutions are in production and to market faster than the industry average. For over 20 years, we have partnered with influential U.S. banks and international financial institutions to foster innovative excellence in the industry.

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