Cover final 2013 - Nepal SBI Bank · 2013-10-08 · r/d k|lt:kwL { a }+lsË jftfj/0fn ] k }bf u/ ]sf rf }tkmL {r'gf tLsf aLr xfl;n of} ] k |ult pT;fxk |b b lvG5 .] cflys jftfj/0f{ljZj

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jfx\o n]vfk/LIfsl6=cf/=pkfWofo P08 sDkgL,rf6{8{ Psfp06]06;\

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aL;f}“ jflif{s ;fwf/0f;ef;DaGwL ;"rgfz]o/wgL dxfg'efjx?,o; a}+ssf] ;+rfns;ldltsf] lj=;+= @)&) efb| !^ ut] a;]sf] #%*cf“} a}7ssf] lg0f{ocg';f/ o; a}+ssf] aL;f}“ jflif{s ;fwf/0f;ef b]xfosfljifox¿df 5nkmn ug{sfnflu tn lnlvt ldlt, :yfg tyf ;dodf a:g] ePsf] x'“bf ;Dk"0f{ z]o/wgL dxfg'efjx¿sf] hfgsf/L Pj+pkl:yltsf nflu cg'/f]w ub{5' .

;ef x'g] ldlt M lj=;+= @)&) cflZjg @# ut] -tbg';f/ ( cS6f]a/ @)!#_ a'wjf/:yfg M lqe'jg cfdL{ clkm;;{ Sna, eb|sfnL, sf7df8f}+;do M lbgsf] !!M)) ah]

a}+ssf] @) cf}“ jflif{s ;fwf/0f;efsf] 5nkmnsf] ljifo;"rL

s_ ;fdfGo k|:tfj!= cf=j= @)^(÷&) sf nflu ;+rfns;ldltsf] k|ltj]bgpk/ 5nkmn u/L kfl/t ug]{ .@= n]vfk/LIfssf] k|ltj]bg;lxtsf] cf=j= @)^(÷&) sf] jflif{s cfly{s ljj/0f -cfiff9df;fGt @)&) sf] jf;nft, cf=j= @)^(÷&) sf]

gfkmfgf]S;fg lx;fa / ;f]xL cjlwsf] gubk|jfx ljj/0f, gfkmfgf]S;fg af“8kmf“8 lx;fanufot jflif{s cfly{s ljj/0f;“u ;Da4cg';"rLx¿ ;d]t_ 5nkmn u/L kfl/t ug]{ .

#= a}+ssf] ;+rfns;ldltn] k|:tfj u/]cg';f/ z]o/wgLx¿nfO{ ?=!&,^^,*),#** a/fa/ -cyf{t\ r'Qmf k"“hLdf &=% k|ltztsf b/n]_ gubnfef+z ljt/0f ug]{ k|:tfj kfl/t ug]{ .

$= cf=j= @)&)÷&! sf nflu n]vfk/LIfssf] lgo'lQm / lghsf] kfl/>lds lgwf{/0f ug]{ -n]vfk/LIf0f;ldltn] d]z;{ l6=cf/=pkfWofo P08sDkgL, rf6{8{ Psfp06]06\;\nfO{ n]vfk/LIfssf] ¿kdf lg/Gt/tf lbg l;kmfl/; u/]sf]_ .

%= ljljw -cWoIfHo"sf] cg'dltdf_ .

v_ ljz]if k|:tfj!= af]g; z]o/ hf/L ug{ a}+ssf] hf/L k"“hL ?= @,#^,$&,!$,()) nfO{ j[l4 u/L ?=@,^%,(!,*@,@)) tyf r'Qmfk"“hL ?= @,#%,%&,#*,%)$

nfO{ j[l4 u/L ?=@,^%,)@,)%,*)$ sfod ug{ :jLs[lt k|bfg ug]{;DaGwL k|:tfj kfl/t ug]{ .@= a}+ssf] ;+rfns;ldltn] k|:tfj u/]cg';f/ z]o/wgLx¿nfO{ ?= @(,$$,^&,#)) a/fa/ -cyf{t\ k|To]s !)) lsQf z]o/ a/fa/ !@=%

lsQfsf b/n]_ af]g; z]o/ ljt/0f ug]{ k|:tfj kfl/t ug]{ .#= pko{'Qm ljz]if k|:tfj g+= ! / @ sf] kmn:j¿k a}+ssf] k|aGwkqsf] bkmf %=! sf] v08 -v_ / -u_ df ;+zf]wg u/L hf/L k"“hL tyf r'Qmf

k"“hLsf] c+s j[l4 ug{ :jLs[lt k|bfg ug]{;DaGwL k|:tfj kfl/t ug]{ .$= a}+ssf] k|aGwkqsf] bkmf $ sf] pkbkmf 66 kl5 66! yk u/L k|rlnt sfg"g adf]lhd ;Da4 lgsfosf] cfjZos :jLs[lt÷

Ohfht÷;b:otf lnO{ u|fxsx¿nfO{ lwtf]kqsf] lgIf]k ;]jf -l8kf]lh6/L kfl6{l;k]G6 ;le{;];\_ k|bfg ug{ k|aGwkqsf] bkmf $ df ;+zf]wgug]{;DaGwL k|:tfj kfl/t ug]{ .

%= a}+ssf] lgodfjnLsf] lgod !)-#_ df ;+rfns jf j}slNks ;+rfnsn] k|rlnt sfg"gsf] cwLgdf /xL lel8of] sGkm/]lG;Ësf] dfWodaf6;d]t ;+rfns;ldltsf] a}7sdf efu lng ;Sg] Joj:yf yk ug{ lgodfjnLsf] lgod !)-#_ df ;+zf]wg ug]{;DaGwL k|:tfj kfl/t ug]{ .

^= a}+sn] cf=j= @)^(÷&) df ;+:yfut ;fdflhs pQ/bfloTj jxg ug]{ qmddf k|wfgdGqL b}jL k|sf]k p4f/ sf]ifnfO{ cfly{s ;xfotf k|bfgubf{ sDkgL P]g, @)^# sf] bkmf !)% sf] pkbkmf ! sf] v08 -u_ n] lgwf{/0f u/]sf]] ;Ldf gf3]sf] x'“bf ;f] cGtu{t ePsf] vr{ ?=@,)),)))÷– nfO{ cg'df]bg ug]{ .

&= k|aGwkq tyf lgodfjnLsf bkmf÷lgoddf ePsf] ;+zf]wgsf ;DaGwdf lgodg lgsfox¿n] s'g} lgb{]zg lbPdf ;+rfns;ldltnfO{k|aGwkq tyf lgodfjnLsf] ;+zf]lwt bkmfdf cfjZostfcg';f/ kl/jt{g ug{ clVtof/L k|bfg ug]{ .

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Nepal SBI Bank Limited 1

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s'n lgliqmo shf{ -%df_s'n lgliqmo shf{ -%df_


lj=;+=@)&) cfiff9df;fGt;“u} ;dfKt ePsf] cjlwsf]n]vfk/LIf0f ePsf] jf;nt tyf gfkmf gf ]S;fglx;fanufotsf jflif{s cfly{s ljj/0f;lxtsf] of] jflif{sk|ltj]bg oxf“x¿;dIf k|:t't ug{ kfp“bf g]kfn P;lacfO{a}+s ln= sf] ;+rfns;ldltnfO{ v'zL nfu]sf] 5 .

cf=j= @)^(÷&) sf] l;+xfjnf]sgcf=j= @)^(÷&) df a}+sn] d'gfkmfdf pNn]Vo j[l4 xfl;nug'{sf ;fy} sfo{Ifdtf;DaGwL dfkb08x¿df ;d]t ;'wf/u/]sf] 5 . k|ltj]bgsf] cjlwdf zfvf ;+hfndf lj:tf/,ahf/ kx'“rdf ;'wf/ Pj+ ;]jfx¿sf] /0fg}lts kl/:sf/sf]dfWodaf6 Joj;fosf ;du| If]qx¿df k|ult xfl;n ug{a}+s ;kmn eof] . ljZjJofkL Pj+ :yfgLo kl/j]z tyfr/d k|lt:kwL{ a}+lsË jftfj/0fn] k}bf u/]sf rf}tkmL{r'gf}tLsf aLr xfl;n of] k|ult pT;fxk|b b]lvG5 .

cfly{s jftfj/0fljZj cy{tGqs/df j[l4 u/L ;/sf/L vr{df s6f}tL ug]{ gLltsf sf/0fljQLo le/ -lkm:sn lSnkm_ af6 cd]l/sf / cfly{s ;Í6sf]rk]6faf6 o'/f]k]nL d'n'sx¿n] 5'6sf/f kfP;“u} ljZjcy{tGq t'ngfTds ¿kdf sd hf]lvdo'Qm o'udf k|j]zu/]sf] 5 . hf]lvd 36\g] qmddf k|lts"ntf ylkg] qmdhf/L /x]s} ePtfklg kl/df0fsf lx;fan] d'Vo cy{tGqsf]¿kdf /x]sf] cd]l/sL cy{tGqn] ljZjsf] cfly{s j[l4b/df;'wf/sf] ;Í]t b]vfpg yfln;s]sf] 5 . ;g\ @)!@ df #=@k|ltzt /x]sf] ljZjsf] cfly{s j[l4b/ cGt/f{li6«o d'b«fsf]ifn] ;g\ @)!# df #=# k|ltzt / @)!$ df $ k|ltztn]xfl;n x'g] k|If]k0f u/]sf] 5 . ;g\ @)!$ df cd]l/sLcy{tGq !=( k|ltztn] j[l4 x'g] cg'dfg ul/Psf] 5 eg]o'/f]k]nL cy{tGq s]jn )=# k|ltztsf] j[l4 b/df ;Lldtx'g] cg'dfg ul/Psf] 5 . cd]l/sL cy{tGqsf] cj:yfdf;'wf/ Nofpgdf cd]l/sL xfplhË If]qn] pNn]Vo ;xof]uu/]sf] 5 . cfufdL lbgdf cd]l/sL cy{tGqn] nuftf/j[l4 xfl;n ug]{ cg'dfg ul/Ptfklg o'/f]k]nL cy{tGqn]

aL;f}“ jflif{s ;fwf/0f;ef ;dIf k|:t't ;+rfns;ldltsf] jflif{s k|ltj]bg

eg] lbuf] j[l4 xfl;n ug{ cem} s]xL ;do nfUg] k|If]k0ful/Psf] 5 . o"/f]k]nL If]qsf gLlt lgdf{tfx¿n] ;femfcjwf/0ff th{'df u/L cfly{s ;Í6af6 d'Qm x'g] cfkm\gf]k|lta4tf k''gM hfx]/ ul/;s]sf 5g\ . ;g\ @)!# dfpbof]Gd'v ahf/ / ljsf;zLn cy{tGq %=# k|ltztn]j[l4 x'g] k|If]k0f ul/Psf] 5 . pQm j[l4b/ ;g\ @)!@ df%=! k|ltzt /x]sf] lyof] . ;du|df ljZje/ JofKt hf]lvdsf];'w|bf] cj:yf / ljleGg cy{tGqx¿df lg/Gt/ ¿kdfePsf] ;+/rgfut ;'wf/sf sf/0f ;g\ @)!# df ljZjsf]cfly{s j[l4df ;s/fTds k|efj kg]{ ck]Iff ul/Psf] 5 .cGt/f{li6«o d'b|f sf]ifsf] k|ltj]bg cg';f/ ljsl;t b]zsf]pkef]Qmf d"No ;"rsfÍ ;g\ @)!# df !=& k|ltztn] /;g\ @)!$ df @=) k|ltztn] j[l4 x'g] eljiojf0fL ul/Psf]5, h'g ;g\ @)!@ df @=) k|ltztn] dfq j[l4 ePsf]lyof] . To;}u/L, pbfp“bf] / ljsf;zLn cy{tGqsf] pkef]Qmfd"No ;"rsfÍ ;g\ @)!# / !)!$ df qmdzM %=( / %=^k|ltztn] j[l4 x'g] cg'dfg ul/Psf] 5 . ef/tdf ;g\@)!@ sf] (=# k|ltztsf] t'ngfdf ;g\ @)!# df d'b|f:kmLlt!)=* k|ltztdf /xg] k|If]k0f ul/Psf] 5 . rLgdf ;g\@)!@ sf] @=^ k|ltztsf] t'ngfdf ;g\ @)!# df d'b|f:kmLlt#=) k|ltztdf /xg] k|If]k0f ul/Psf] 5 .

g]kfnsf] cfly{s jftfj/0fg]kfnsf] cfly{s jftfj/0f ljut nfdf] ;dob]lv r'gf}tLk"0f{/x]sf] 5 . ljBdfg /fhg}lts, cfly{s cj:yf tyf cGok"jf{wf/hGo ;jfnx¿n] ubf{ Joj;fo / pBf]usf nflusl7g kl/l:ylt ;[hgf x'g uPsf] 5 .

ut jif{sf] cfwf/e"t d"Nodf jf:tljs s'n ufx{:Yo pTkfbgj[l4b/ $=% k|ltztsf] t'ngfdf o; jif{ #=^ k|ltztn]a9\g] cg'dfg ul/Psf] 5 . ut jif{ s[lif If]qsf] j[l4b/ %k|ltzt /x]sf]df o; jif{ !=# k|ltztdf em¥of] . pBf]utyf ;]jf If]qsf] j[l4b/ cl3Nnf] jif{sf] qmdzM # k|ltzt/ $=% k|ltztsf] t'ngfdf !=^ k|ltzt / ̂ k|ltztn] j[l4x'g] cg'dfg ul/Psf] 5 . Jofkf/, ko{6g, oftfoft tyf


;~rf/ If]qsf] of]ubfgsf sf/0f ;dLIf jif{sf] ;]jf If]qsf]j[l4b/df ;'wf/ ePsf] xf] .

pkef]Qmf d"No ;"rsfÍsf cfwf/df jflif{s cf};t pkef]Qmfd'b|f:kmLlt cfly{s jif{ @)^*÷^( sf] *=# sf] k|ltztsf]t'ngfdf cfly{s jif{ @)^(÷&) df (=( k|ltzt k'Uof] .k|lts"n df};dsf sf/0f vfB ;fdu|Lsf] pTkfbgdf cfPsf]sdL, sdhf]/ cfk"lt{ cj:yf, phf{ ;+s6, ljb]zL d'b|fsf]t'ngfdf g]kfnL d'b|fsf] cjd"Nog tyf k]6«f]lnod kbfy{sf]d"Nodf j[l4 h:tf ofjt\ sf/0fx¿n] ubf{ d'b|f:kmLlta9\g uPsf] xf] .

j}b]lzs Jofkf/tkm{ ;dLIf jif{df s'n j:t' lgof{t #=^k|ltztn] j[l4 eO{ ?= &^ ca{ (@ s/f]8 k'u]]sf] 5 h'gcl3Nnf] jif{ !%=$ k|ltztn] j[l4 ePsf] lyof] . ef/ttyf cGo d'n'stkm{sf] lgof{tsf] j[l4b/ cl3Nnf] jif{sf]t'ngfdf Go"g /xg uPsf] sf/0f j:t' lgof{tsf] j[l4b/df;dLIf jif{df sdL cfPsf] xf] . s'n j:t' lgof{tdWo]ef/ttk{msf] lgof{t cl3Nnf] jif{ !$=$ k|ltztn] j[l4ePsf]df ;dLIf jif{df @=* k|ltztn] dfq a9]sf] 5 .To:t}, cGo d'n'stk{msf] lgof{t cl3Nnf] jif{ !&=% k|ltztn]a9]sf]df ;dLIf jif{df %=@ k|ltztn] dfq a9]sf] 5 .

cl3Nnf] jif{ !^=% k|ltztn] a9]sf] s'n j:t' cfoft;ldIf jif{df @)=^ k|ltztn] a9]/ ?= %%^ ca{ &$ s/f]8k'u]sf] 5 . s'n j:t' cfoftdWo] ef/taf6 ePsf] cfoftcl3Nnf] jif{ !$=# k|ltztn] a9]sf]df ;dLIf jif{df @@=^k|ltztsf] pRr b/n] a9]sf] 5 . cd]l/sL 8n/df cGod'n'stkm{sf] j:t' cfoft cl3Nnf] jif{sf] &=( k|ltztj[l4sf] t'ngfdf ;dLIf jif{df &=! k|ltzn] j[l4 eO{ cd]l/sL8n/ @ ca{ !% s/f]8 k'u]sf] 5 . vf;u/L k]6«f]lnodkbfy{, oftfoftsf ;fwg tyf kf6{;\, l;d]G6, rfdn tyf/f;folgs dnnufotsf j:t'x¿sf] cfoft a9\g uPsf]x'“bf ef/taf6 ePsf] cfoftdf j[l4 ePsf] xf] . To;}u/Ld"ntM ;~rf/sf pks/0fx¿, rf“bL, tof/L kf];fs, kfOktyf kfOk lkml6Ë;\ / /f;folgs dnnufotsf]] cfoftdfj[l4 ePsf] sf/0f cGo d'n'saf6 ePsf] cfoft a9\guPsf] xf] .

cl3Nnf] jif{ ?= !#! ca{ ^# s/f]8sf] zf]wgfGt/ artsf]t'ngfdf ;dLIf jif{df ?= ̂ * ca{ ($ s/f]8sf]] zf]wfgfGt/art xfl;n ePsf] 5 . ef/L dfqfdf Jofkf/ 3f6f ePtfklg;dLIf jif{df rfn" vftf ?= %& ca{ ^ s/f]8n] artdf/x]sf] 5 . ljk|]if0f cfk|jfxdf @!=# k|ltztn]] j[l4 eO{ljk|]if0fsf] /sd ?= #** ca{ $^ s/f]8 k'u]sf sf/0fzf]wgfGt/ l:ylt artdf /x]sf] xf] . ;dLIf jif{df cd]l/sL8n/df x'g] ljk|]if0f cfk|jfx !!=& k|ltztn] j[l4 eO{cd]l/sL 8n/ $ ca{ (# s/f]8 k'u]sf] 5 . ;dLIf jif{dfljk|]if0fn] s'n ufx{:Yo pTkfbgdf @@ k|ltztsf] of]ubfgu¥of] .

;dLIf jif{df j}b]lzs nufgL] k|lta4tf lelqg] qmddfpNn]Vo j[l4 eof] . o; cjlwdf ;+o'Qm nufgLsfkl/of]hgfx¿sf] ;+Vofdf #@=@ k|ltztn] j[l4 ePsf] 5eg] nufgL /sddf !&!=& k|ltztn] j[l4 ePsf] 5 .;dLIf jif{df :jLs[t ePsf s'n #)) kl/of]hgfx¿dWo];a}eGbf a9L rLgaf6 (^, ef/taf6 #&, blIf0f sf]l/ofaf6@$, ;+o'Qm /fHo cd]l/sfaf6 @@ / cGo b]zx¿af6 !@!/x]sf 5g\ . rLg, ef/t, la|l6; elh{g cfONof08, ;+o'Qmc/a Old/]6\; tyf :k]gaf6 ;dLIf jif{df w]/} nufgL]k|lta4tf k|fKt ePsf] 5 .

@)&) c;f/df;fGtdf s'n ljb]zL ljlgdo ;l~rlt@)^( c;f/df;fGtsf] ?= $#( ca{ $^ s/f]8sf] t'ngfdf@!=$ k|ltztn] j[l4 eO{ ?= %## ca{ #) s/f]8 k'u]sf]]5 . cd]l/sL 8n/df kl/jTo{ ljb]zL d'b|f ;l~rlt @)^(c;f/b]lv @)&) c;f/df;fGt;Dddf !@=^ k|ltztn]j[l4 eO{ cd]l/sL 8n/ $ ca{ #^ s/f]8 k'u]sf] 5 .

(! lbg] 6«]h/L lansf] efl/t cf};t Aofhb/ cl3Nnf]jif{sf] c;f/ dlxgfdf !=!% k|ltzt /x]sf]df @)&) c;f/dlxgfdf !=!( k|ltzt /x]sf] 5 . To;}u/L, jfl0fHoa}+sx¿aLrsf] cGt/–a}+s sf/f]af/sf] efl/t cf};t Aofhb/cl3Nnf] jif{sf] c;f/df )=*^ k|ltzt /x]sf]df @)&)c;f/ dlxgfdf klg ;f]xL b/ sfod /x\of] . ;dLIf jif{sf]clwsf+z cjlwe/ t/ntfsf] cj:yf ;xh g} /x\of] .


;dLIf jif{df s'n ufx{:Yo pTkfbgdf s'n artsf] c+zcl3Nnf] jif{sf] !!=% k|ltztsf] t'ngfdf (=# k|ltzt/x]sf] 5 . ;dLIf jif{df s'n ufx{:Yo pTkfbgdf s'nnufgLsf] cg'kft #&=* k|ltzt x'g] k|If]k0f ul/Psf] 5 .pQm cg'kft cl3Nnf] jif{ #$=( k|ltzt /x]sf] lyof] .

jfl0fHo a}+sx¿sf] shf{ / :jb]zL lgIf]k tyf k|fyldsk"“hLsf] -l;l8;L_ cg'kft cl3Nnf] jif{sf] c;f/df &)=!k|ltzt /x]sf]df lj=;+= @)&) c;f/ dlxgfdf &!=& k|ltztsfod /x\of] . ljsf; a}+sx¿sf] shf{ / :jb]zL lgIf]ktyf k|fylds k"“hLsf] cg'kft cl3Nnf] jif{sf] c;f/df^&=) k|ltzt /x]sf]df lj=;+= @)&) c;f/ dlxgfdf &@=&k|ltzt sfod /x\of] . ;fy} ljQ sDkgLx¿sf] pQm cg'kftcl3Nnf] jif{sf] c;f/df &*=( k|ltzt /x]sfdf @)&)c;f/df;fGtdf *@=% k|ltzt sfod /x\of] . a}+ssf] l;l8;Lcg'kft eg] &#=#) k|ltztaf6 j[l4 eO{ ;dLIf jif{sf]cGTodf &%=!* k|ltzt k'Uof] .

pknAw ;|f]t / ;fwgnfO{ pTkfbgzLn If]qdf nufgL s]lGb|tu/L nufgL, df}lb|s tyf cfly{s cj:yf ;'wf/ ug{ g]kfn /fi6«a}+s / g]kfn ;/sf/n] ljleGg pkfox¿ cjnDag u/]sf5g\ . g]kfn /fi6« a}+sn] o; jif{ s'n ufx{:Yo pTkfbgdf %=%k|ltztsf] j[l4 xfl;n x'g] ck]Iff u/]sf] 5 . g]kfn /fi6« a}+sn]a}+sx¿nfO{ Pscfk;df ufEg], ufleg] tyf ljno x'g] k|lqmofnfO{;xh tyf k|f]T;flxt ug{] cfÏgf] sbdnfO{ hf/L /fVg'sf] ;fy}ljQLo l:y/tfnfO{ ;'lglZrt ug{ af;n y|LnfO{ r/0fa4¿kdf nfu' ug]{] tof/L ul//x]sf] 5 . g]kfn ;/sf/n] ?= %=!&va{sf] ah]6 3f]if0ff u/]sf] 5 . pQm ah]6df phf{ / s[lifIf]qnfO{ k|fyldstfdf /flvPsf] 5 . /fli6«o uf}/jsf of]hgfnfO{s]Gb|df /fVb} d'n'snfO{ cfufdL tLg jif{leq nf]8;]l8Ëaf6d'Qm kfg]{ p2]Zon] !# cf}“ lqjflif{s of]hgf;d]tnfO{ ;d]6]/ah]6 th'{df ul/Psf] 5 .

g]kfn /fi6« a}+såf/f hf/L df}lb|s gLltsf] Joj:yf tyfglhls“b} uPsf] ;+ljwfg;efsf] r'gfjsf sf/0f a}+lsËpBf]un] Aofh cGt/ -:k|]8_ df bjfasf] ;fdgf ug{'kg]{b]lvG5 . Aofh cGt/ sd ug]{ tyf nufgLnfO{ kf/bzL{Pj+ k|lt:kwL{ agfpg] p2]Zon] g]kfn /fi6« a}+sn] cfwf/Aofhb/sf] cjwf/0ff nfu" u/]sf] 5 .

a}+ls· pBf]uljQLo k|0ffnLnfO{ ;'b[9 ug]{ p2]Zon] g]kfn /fi6« a}+sn]cg's"n gLlt cjnDag u/]sf] ePtfklg #! jfl0fHo a}+s,*^ v ju{sf ljsf; a}+s, %( u ju{sf ljQ sDkgL / #!cGo ljQLo dWo:ystf{n] ljQLo ahf/df cfkm\gf] lx:;fcf]u6\g pRr k|lt:kwf{sf] ;fdgf ug'{kg]{ qmd o; jif{ klghf/L /x\of] . t/ntf x'“bfx'“b} klg cfs{ifs nufgLsf]jftfj/0fsf] cefjdf v'b AofhcGt/df rfk kg{ uof] .kmn:j¿k, nufgLaf6 x'g] k|ltkmn;d]t lg/Gt/ 36\bf]qmddf /x\of]] . o;af6 a}+sx¿nfO{ cfkm\gf] d'gfkmfdf j[l4xfl;n ug{ ;DklQsf] u'0f:t/df pRrtd ;'wf/ ug'{kg]{,u}/ Aofh cfDbfgL a9fpg] tkm{ Wofg s]lGb|t ug'{kg]{ /cfkm\gf ;|f]t;fwgsf] k|efjsf/L kl/rfng ug'{kg]{ vf“rf]k}bf ePsf] 5 .

a}+s tyf ljQLo ;+:yfx¿sf] lgIf]k kl/rfng cf=j=@)&)÷&! Dff !&=$ k|ltzt -?= ! va{ &^ ca{ @& s/f]8_n] a9\g uof] . cl3Nnf] cf=j= df pQm lgIf]k kl/rfng@@=( k|ltzt -?= ! va{ ** ca{ %( s/f]8_ n] j[l4ePsf] lyof] . ;dLIf jif{df jfl0fHo / ljsf; a}+sx¿sf]lgIf]k kl/rfng qmdzM !&=( / @&=! k|ltztn] a9\of] eg]ljQ sDkgLx¿sf] lgIf]k kl/rfng (=^ k|ltztn] 36\of] .cl3Nnf] cf=j= df jfl0fHo / ljsf; a}+sx¿sf] lgIf]kkl/rfng @^=& k|ltzt / #$ k|ltztn] j[l4 ePsf] lyof]eg] ljQ sDkgLx¿sf] lgIf]k kl/rfng &=% k|ltztn]36]sf] lyof] . & ljQ sDkgLx¿ ljsf; a}+sx¿;“uuflePsf] sf/0fn] ;dLIf jif{df ljQ sDkgLx¿sf] lgIf]kkl/rfngdf sdL cfPsf] xf] .

a}+s tyf ljQLo ;+:yfsf] shf{ tyf nufgL cl3Nnf] cf=j=sf] !#=@ k|ltzt -?= ! va{ !@ ca{ &* s/f]8_ sf] j[l4sf]t'ngfdf ;dLIf jif{df !*=^ k|ltzt -?= ! va{ *) ca{@) s/f]8_ n] j[l4 eof] . jfl0fHo / ljsf; a}+sx¿sf]shf{ tyf nufgL qmdz !(=! k|ltzt / @#=# k|ltztn]a9\of], hals ljQ sDkgLx¿sf] shf{ tyf nufgLdf %=*k|ltztn] sdL cfof] . lghL If]qtkm{sf] shf{ cl3Nnf]cf=j= sf] !@=@ k|ltzt -?= *$ ca{ *^ s/f]8_ j[l4sf]t'ngfdf ;dLIf jif{df @)=* k|ltzt -?= ! va{ ^! ca{(@ s/f]8_n] j[l4 ePsf] 5 . lghL If]qdf k|jfx ePsf]]


shf{dWo] jfl0fHo a}+s, ljsf; a}+s / ljQ sDkgLsf]qmdzM @!=^ k|ltzt, @*=# k|ltzt / !=# k|ltztn] j[l4x'g uof] .

a}+s tyf ljQLo ;+:yfsf] shf{ nufgLdWo] cf}Bf]luspTkfbg If]qtkm{sf] shf{ cl3Nnf] cf=j= sf] ?= @& ca{@( s/f]8sf] t'ngfdf ;dLIf jif{df ?=#$ ca{ @! s/f]8n]j[l4 x'gk'Uof] . To;}u/L s[lif If]qtkm{sf] shf{ cl3Nnf]cf=j= sf] ?=!) ca{ %@ s/f]8sf] t'ngfdf ;dLIf jif{df?= !) ca{ (( s/f]8n] j[l4 ePsf] 5 . lgdf{0f If]qtkm{sf]shf{ ?= !# ca{ %# s/f]8, yf]s tyf v'b|f Jofkf/tkm{sf]shf{ ?= #^ ca{ () s/f]8, oftfoft ;+rf/ tyf ;fj{hlgsIf]qtkm{sf] shf{ ?= & ca{ &% s/f]8n] j[l4 eof] . oLIf]qtkm{ cl3Nnf] cf=j= df ?= & ca{ # s/f]8 / ?= @) ca{&^ s/f]8 / ?= # ca{ *( s/f]8 shf{ k|jfx ePsf] lyof] .xfn}sf jif{x¿df k|0ffnLut hf]lvdx¿nfO{ Go"gLs/0fub}{ ljQLo ahf/sf k"jf{wf/x¿df pNn]Vo ;'wf/ cfPsf]5 .

@)&) sf] cfiff9df;fGt;Dddf jfl0fHo a}+s, ljsf;a}+s, ljQ sDkgL / n3' ljQ ;+:yfsf zfvfx¿sf] ;+VofqmdzM !$*^, &^$, @$@ / ̂ #$ k'u] . o;n] ;j{;fwf/0fsf]cf}krfl/s a}+lsË k|0ffnLk|ltsf] kx“'rdf pNn]Vo ;'wf/NofPsf] 5 . k|To]s zfvf sfof{non] cf};tdf cGbflh*$&% hg;+VofnfO{ ;]jf k'¥ofpg] u/]sf]] 5 .

a}+ssf] Joj;fonfO{ k|efj kfg]{ ;d;fdlos36gfqmdclgjfo{ gub df}Hbftdf sdL÷clwst/ntf ÷ ;/sf/L ;'/If0fdf Go"g Aofhg]kfn /fi6« a}+sn] cf=j= @)&)÷&! sf] df}lb|s gLlt tyftt\kZrft\ hf/L u/]sf] kl/kqdfkm{t clgjfo{ gub df}Hbftljutsf] ^ k|ltztaf6 36fP/ % k|ltzt sfod u¥of] .jfl0fHo a}+sx¿n] j}wflgs t/ntf cg'kft !@ k|ltztsfod ug'{kg]{5 . 6«]h/L lan / ljsf; a08x¿sf]af]nsaf]nsf nflu cgnfOg lal8Ë k|0ffnL k|rngdfcfpg]5 .

ufEg], ufleg] tyf ljno x'g] k|fjwfgcf=j= @)^(÷&) df a}+s tyf ljQLo ;+:yfx¿aLrPscfk;df ufEg] tyf ufleg] ultljlwdf yk j[l4 eof] .cf=j= @)^(÷&) df b'O{ jfl0fHo a}+s Pscfk;df ufleP/Ps eP . @ ljsf; a}+s Pp6f jfl0fHo a}+sdf ufleP .To;}u/L, !) ljsf; a} +s / !@ ljQ sDkgLx¿Pscfk;df ufleO{{ & ljsf; a}+s / @ ljQ sDkgLdfkl/0ft ePsf 5g\ . a}+s tyf ljQLo ;+:yf Pscfk;dfufEg] tyf ufleg];DAfGwL ljlgodfjnL, @)^* nfu'ePkZrft\ $# a}+s tyf ljQLo ;+:yf Pscfk;df ufleO{!* a}+s tyf ljQLo ;+:yfdf kl/0ft ePsf 5g\ eg] !#a}+s tyf ljQLo ;+:yfn]] Pscfk;df ufleO{ % ljQLo;+:yfdf kl/0ft x'g ;xdlt kq k|fKt ul/;s]sf 5g\ .o;sf cltl/Qm g]kfn /fi6« a}+sn] % If]qLo :t/sfu|fdL0f ljsf; a}+sx¿nfO{ Pscfk;df ufleO{ /fi6«Lo:t/sf] u|fdL0f ljsf; a}+s aGgsf nflu ;xdlt kqlbO;s]sf] 5 .

ljkGg ju{ / pTkfbgzLn If]qdf shf{nufgLg]kfn /fi6« a}+sn] æsÆ ju{sf jfl0fHo a}+sn] cfkm\gf] s'nshf{ tyf ;fk6Lsf] $=) k|ltzt ljkGg ju{df shf{k|jfx ug'{kg]{ clgjfo{ zt{nfO{ kl/jt{g u/L cf=j=@)&)÷&! sf] cGTo;Dddf cfkm\gf] s'n shf{ tyf;fk6Lsf] $=% k|ltzt, ævÆ ju{sf ljsf; a}+sn] $=)k|ltzt / æuÆ ju{sf ljQLo ;+:yfx¿n] #=% k|ltztljkGg ju{df shf{ nufgL ug{'kg]{ clgjfo{ Joj:yf u/LljkGg ju{ shf{sf] Go"gtd ;Ldf j[l4 ul/lbPsf] 5 .ljkGg ju{tkm{sf] nufgLnfO{ cfufdL @ jif{df qmdzMa9fp“b} hfg] g]kfn /fi6« a+}ssf] gLltcGtu{t o:tf] Joj:yful/Psf] xf] . df}h'bf shf{ ;Ldfdf j[l4, nufgL If]q lj:tf/tyf shf{ k|jfx k|lqmofdf ;/nLs/0f u/L o; If]qsf]shf{ nufgL;DaGwL zt{ k"/f ul/g]5 . jfl0fHo a}+sx¿n]@)&@ sf] cfiff9df;fGt;Dddf s[lif tyf phf{ If]qdfcfÏgf] s'n shf{ tyf ;fk6Lsf] !@ k|ltzt shf{ k|jfxug'{kg]{ nIo tf]lsPsf] 5 .


cj;/, r'gf}tL / efjL b[li6sf]0fgof“ ah]6 3f]if0ffdfkm{t cleJoQm k'g/k|lta4tfx¿ Pj+g]kfn /fi6« a}+ssf] cg's"n gLltut kxnsf ;fy;fy}k|d'v cfly{s ;jfnx¿sf ;DaGwdf ;j{q b]lvPsf]/fhg}lts ;xdlt tyf g]kfn /fi6« a}+ssf] ;xof]uL e"ldsf/ p;n] rfn]sf sbdx¿;“u;“u} a}+lsË If]qdf eO/x]sf]k'gM;+/rgfut kljt{gnfO{ x]bf{ cf=j= @)&)÷&! n] ;du|pBf]u / vf;u/L a}+lsË pBf]usf nflu cfzfjfbL x'g;lsg] s'/fsf] ;+s]t u/]sf] 5 .

cy{tGqnfO{ ult k|bfg ug{] tyf Jofj;flos efjgf sfod/fVg] p2]Zon] g]kfn ;/sf/n] ah]6df k|z:t vr{ljlgof]hgsf] 3f]if0ff u/]sf] 5 . vf;u/L s[lif, pmhf{ /p•ogsf] If]qdf rflnPsf sbd tyf gLltut ax;x¿nfO{x]bf{ b]zsf] ;du| nufgL jftfj/0fdf ;'wf/ x'g] ck]Iffug{ ;lsG5 . %=% k|ltztsf] cfly{s j[l4 xfl;n ug]{ nIolnO{ cf=j= @)&)÷&! sf] df}lb|s gLltsf] th'{df ul/Psf]5 . cf=j= @)&)÷&! df cfGtl/s shf{sf] j[l4 b/ !&=!k|ltzt k|If]k0f ul/Psf] 5 eg] cfGtl/s lgIf]k !^=)k|ltztn] j[l4 x'g] k|If]k0f ul/Psf] 5 .

Go"g nfutsf] lbuf] / bL3{sflns artdf cfkm\gf] ahf/lx:;f ;'wf/ ug]{tkm Wofg s]lGb|t ug'{ a}+ssf]] k|d'vk|fyldstf /xg]5 . ;DklQsf] u'0f:t/Lotfsf] lg/Gt/tf,

gof“gof“ pTkfbgsf] th'{df tyf To;sf] ljt/0f k|0ffnLdf;'wf/, k|ljlwdf cfwfl/t jftfj/0f;“u cg's"n x'g]u/Lcfkm\gf Jofj;flos k|lqmofx¿sf] k'gM;+/rgf, cTofw'lgshf]lvd Joj:yfkg k|0ffnLsf] ljsf;, v'b Aofh cfDbfgLtyf u}/ sf]ifdf cfwfl/t Joj;foaf6 x'g] cfDbfgLdfj[l4, pRr u'0f:t/Lo u|fxs ;]jfsf] ;'lglZrttf, pTs[i6;+:yfut ;'zf;g cEof;x¿sf] cg';/0f h:tf ljifox¿oxf“x¿sf] a}+ssf nflu ljutdf h:t} cfufdL lbgdf;d]t dfu{bz{ssf ¿kdf /xg]5g\ .

rfn' jif{sf] xfd|f] /0fgLltshf{ nufgL lj:tf/ ug{ rfn' jif{df lglZrt pBf]u÷If]qsfnflu shf{ nufgL k|If]k0f u/L cfkm\gf zfvf;~hfndfkm{tk|If]lkt j[l4 xfl;n ug{ xfdL k|oTgzLn /xg]5f}“ . AofhcfDbfgLsf lx;fan] l/6]n shf{ nfebfos If]q /x]sf] x'“bfo; If]qtkm{sf] shf{ nufgL j[l4 ug]{tkm{ Wofg s]lGb|tul/g]5 . a}+ssf] Aofh cfDbfgL j[l4 ug{df l/6]n shf{af6cfh{g x'g] Aofh cfDbfgLsf] pNn]Vo of]ubfg /xg]5 .lgIf]ktkm{ pRr nfutsf 7"N7"nf -aNs_ artdf s6f}tLug]{ qmdnfO{ rfn' jif{df ;d]t lg/Gt/tf lbOg]5 . a}+ssf]sf]if nfut sd ug{ pRr nfutsf lgIf]knfO{ t'ngfTds¿kdf sd nfut kg]{ rNtL tyf art -sf;f l8kf]lh6_/ l/6]n lgIf]kdf k|lt:yfkg ul/g]5 . a+}ssf] cGo cfDbfgLj[l4 ug{ u}/ sf]ifdf cfwfl/t Joj;fodf u|fxsx¿nfO{

-?= s/f]8df_

cf=j= sf] ;dflKtdf @)^( cfiff9df;fGt @)&) cfiff9df;fGt a[l4÷;'wf/

! v'b Aofh cfDbfgL ((=*& !^@=#% ^@=$*@ ;+rfng d'gfkmf ^&=#^ !!&=%! %)=!%# v'b gfkmf $*=)! &&=!% @(=!$$ lgIf]k nfut -k|ltztdf_ %=$* $=$$ -!=)$_% cfDbfgLdf nfutsf] cg'kft -k|ltztdf_ %)=!@ $)=^% -(=$&_^ v'b Aofh cGt/ -dflh{g_ -k|ltztdf_ @=!& #=!) )=(#& ;DklQdf k|ltkmn -k|ltztdf_ )=*# !=!( )=#^* ;DklQdf k|ltkmn -k|ltztdf_ !=@^ !=*! )=%%

-ljleGg d'n'sx?sf] If]qLo ;+u7gsf]sf]if;“u ;DalGwt aNs lgIf]k afx]s_

( k|ltsd{rf/L d'gfkmf )=)( )=!$ )=)%

xfd|f] ;kmntfsf] dfkgsfo{;Dkfbg ;DaGwL dxTjk"0f{ dfkb08x?df ;'wf/


cfslif{t ul/g'sf ;fy} To:tf] cfDbfgL cfh{g x'g] ;"rgfk|ljlwdf cfwfl/t ;]jf -h:t} df]afOn jfn]6, O{–a}+lsË,o'l6lnl6 e'QmfgL_, 6«]8 kmfOgfG;;DaGwL ;]jf -h:t} afo;{qm]l86, ljb]zL ljlgdo lan l8:sfplG6Ë OToflb_ h:tfJoj;fosf cGo If]qx¿sf] klxrfg ug]{ tkm{ ljz]if hf]8lbOg]5 . blIf0f sf]l/of, dn]l;of, ax/fOg, stf/, o'PO{,hfkfg cflb h:tf 7"nf] ;+Vofdf g]kfnL ;d'bfo /x]sfd'n'sx¿df Jofj;flos k|ltlglw÷ljk|]ifs ;fem]bf/x¿sf];~hfn lj:tf/ ug]{ tyf gjLgtd pTkfbg tyf ;]jfk|rngdf Nofpg]tkm{ cfjZos sbd rfnL ljk|]if0fJoj;fodf j[l4 ul/g]5 .

Jofj;flos sfo{;Dkfbgoxf“x¿sf] a}+sn] ;dLIf cjlwdf ̂ gof“ zfvf sfof{nox¿;+rfngdf Nofof] . a}+sn] Aofh cGt/df ;'wf/, ;DklQtyf bfloTjsf] k|efjsf/L Joj:yfkg, sldzg cfodfj[l4, lgliqmo shf{df s6f}tL ug'{sf ;fy} cGo If]qdf;d]t ;'wf/ xfl;n u/]sf] 5 . oxf“x¿sf] a}+sn] o; jif{lgIf]ktkm{ !)=$& k|ltzt / shf{ tyf ;fk6Ltkm{ !)=#@k|ltztsf] j[l4 xfl;n u¥of] . oxf“x¿sf] a}+s o; jif{ klgd'n'ssf ;a}eGbf k|efjzfnL / ljQLo ¿kn] ;zQma}+sx¿dWo] Pp6f cu|0fL a}+ssf] ¿kdf :yflkt cfkm\gf]:yfg sfod /fVg ;kmn eof] .

a}+sn]] cf=j= @)^*÷^( df cfh{g u/]sf] ;+rfng d'gfkmf-shf{ gf]S;fgL Joj:yfcl3sf]]_ ?= &% s/f]8 !^ nfvsf]t'ngfdf cf=j= @)^(÷&) df ?= ! ca{ #) s/f]8 #)nfv ;+rfng d'gfkmf cfh{g ug{ ;kmn ePsf] 5 . ;fy;fy}s'n lgliqmo ;DklQ / v'b lgliqmo ;DklQ qmdzM )=#&k|ltzt / )=)! k|ltztdf ;Lldt /fvL cfkm\gf] ;DklQdfu'0ffTds ;'wf/ xfl;n ug{ a}+s ;kmn ePsf] 5 .

;du| Joj;fo -lgIf]k tyf s'n shf{–;fk6L_ cf=j=@)^*÷^( sf] ?= &( ca{ *) s/f]8 ( nfvsf] t'ngfdfcf=j= @)^(÷&) sf] cGTo;Dddf To;df ?= * ca{ #!s/f]8 #% nfv -!)=$@ k|ltzt_ n] j[l4 xfl;n eO{a}+ssf] ;du| Joj;fosf] c+s ?= ** ca{ !! s/f]8 $$nfv k'Uof] . ;dLIf jif{sf] cGTo;Dddf a}+ssf] s'n lgIf]k?= % ca{ %* s/f]8 #@ nfvn] a9\g uO{ ?= %* ca{ (@

s/f]8 % nfv k'Uof] eg] shf{ tyf ;fk6L ?= @ ca{ &#s/f]8 @ nfvn] a9\g uO{ ?= @( ca{ !( s/f]8 #( nfvk'Uof] . ljz]ifu/L jif{sf] klxnf] cw{jflif{s cjlwdfAofhb/df sdL cfPsf sf/0fn] a}+ssf] lgIf]k nfut%=$* k|ltztaf6 36L cf=j= @)^(÷&) sf] cGTodf$=$$ k|ltztdf em¥of] .

a}+ssf lgIf]k vftfx¿sf] ;+Vof;d]t &$,@!% -!(=@(k|ltzt_ n] j[l4 eO{ $,%*,(*# k'Uof] . o;}u/L oxf“x¿sf]a}+ssf] C0f vftfx¿sf] ;+Vofdf ;d]t jif{sf] cGTo;Dddf!,)@$ n] j[l4 eO{ !#,@^* k'Uof] .

6«]h/L tyf nufgL:yfgLo ahf/df t/ntfsf] cj:yf c;xh /x]sf] /nufgLsf cj;/x¿ klg ;Lldt /x]sf] x'“bf o; jif{nufgLsf cj;/x¿df dGbL b]lvof] . sf]if kl/rfngaf6k|fKt x'g] cfDbfgL vf;u/L Aofhb/sf] ptf/r9fj /k|0ffnLut t/ntfsf] cj:yfdf lge{/ x'g] x'gfn] sf]ifkl/rfngaf6 k|fKt x'g] dflh{g;d]t k|efljt eof]] .d'b|f:kmLlt / t/ntfsf] cj:yfsf sf/0f cf=j= @)^(÷&)df Aofhb/ cToGt cl:y/ /x\of], o:tf] cj:yfdf klgoxf“x¿sf] a}+s cfkm\gf] sf]ifsf] k|efjsf/L kl/rfng u/LnufgLaf6 k|fKt k|ltkmndf j[l4 ug]{ qmdnfO{ hf/L /fVg;kmn eof] .

cd]l/sL 8n/ lgIf]ktkm{ tLj| k|lt:kwf{ x'“bfx'“b} klg oxf“x¿sf]a}+sn] ljb]zL ljlgdo lgIf]k kl/rfngdf *=&( k|ltztn]-cd]l/sL 8n/df_ j[l4 xfl;n ug{ ;kmn eof] . pQmljb]zL ljlgdo lgIf]knfO{ g]kfn /fi6« a}sn] cg'dlt k|bfgu/]cg'¿k ljb]zL a}+sx¿df /flvPsf] 5 . o; jif{ pQmljb]zL ljlgdo lgIf]kdf t'ngfTds ¿kdf a9L cfDbfgLlx:;f k|fKt ug{ a}+s ;kmn eof] . cf=j= @)^*÷^( dfljb]zL ljlgdosf] nufgLaf6 k|fKt cfosf] b/ @$ a]l;;KjfOG6 /x]sf]df cf=j= @)^(÷&) df pQm b/nfO{ ;'wf/u/L @* a]l;; KjfOG6 k'¥ofpg a+}s ;kmn ePsf] 5 .

shf{ Joj:yfkgshf{ nufgLdf u'0ffTds j[l4 xfl;n ug{ oxf“x¿sf] a}+sn]pTkfbgd"ns If]qdf ljz]if hf]8 lbO{ u'0f:t/Lo shf{ nufgLdf


j[l4 tyf l56f]5l/tf] ¿kdf shf{ ljt/0f ug]{tkm{ Wofg s]lGb|tug]{ qmdnfO{ lg/Gt/tf lbof]] . cf=j= @)^(÷&) df shf{vftfx¿sf] ;+Vof !,)@$ n] j[l4 eof] . gof“ :jLs[t / ykcWoog d"Nof+sgsf] cfwf/df j[l4 ;lxt :jLs[t u/L ?=(ca{ & s/f]8 & nfvn] shf{ /sddf j[l4 eof], h;sf] nferfn' jif{df xfl;n x'g]5 . ;ldIf cjlwdf pRr u'0f:t/sf&@ j6f gof“ 7"nf u|fxsnfO{ ?= # ca{ %@ s/f]8 (# nfvshf{ :jLs[t ul/of] . ljBdfg cfly{s kl/j]zdf u|fxsx¿sf]a}+sk|ltsf] cfsf+Iff a'em\g tbf¿stfsf ;fy u|fxsx¿;“u5nkmn, cGt/lqmofx¿ ul/P .

pRr nfutsf] lgIf]kdf s6f}tLcf=j= @)^(÷&) df pRr nfut kg]{ lgIf]knfO{ t'ngfTds¿kdf cem :yfoL k|s[ltsf JolQmut lgIf]kdf k|lt:yfkgul/“b} hfg] /0fgLltnfO{ a}+sn] lg/Gt/tf lbof] . @)^( sf]cfiff9df;fGtdf a}+ssf] d'2tL lgIf]kdf pRr nfutsf] lgIf]k-!! k|ltzt k|=j= eGbf dfly_ sf] cg'kft @@=^^ k|ltzt/x]sf]df @)&) sf] cfiff9df;fGtdf pQm cg'kftnfO{ #=#&k|ltztdf emfl/Psf] 5 . @)^( sf] cfiff9df;fGtdf s'nlgIf]kdf rNtL tyf art lgIf]k -z"Gob]lv % k|ltzt;DdAofhb/_ sf] cg'kft $#=@@ /x]sf]df @)&) sf]cfiff9df;fGtdf pQm cg'kft &!=() k|ltzt k'Uof] . artlgIf]kdf pNn]Vo j[l4 ePsf] sf/0f o;df ;'wf/ ePsf]] xf] .

l/6]n a}+ls·tkm{lj:tfl/t zfvf ;~hfn, pTkfbgx¿sf] /0fg}lts kl/isf/,k|efjsf/L dfs]{l6Ë, pTs[i6 ;]jf / u|fxsx¿sf] a9\bf]ljZjf;sf sf/0f cf=j= @)^(÷&) df l/6]n lgIf]ktkm{?= @ ca{ ^& s/f]8 !@ nfv j[l4 xfl;n x'g uof] .ahf/sf] cj:yfcg'¿k Aofhb/df ;do;dodf kl/jt{gul/of] . art tyf rNtL vftfx¿df gof“ u|fxsx¿ ykx'g] /km\tf/df ;'wf/ ug{ ljz]if lgIf]k kl/rfngcleofgx¿ rnfOP . o; jif{ art vftftkm{ oxf“x¿sf]a}+sn] @)=@) k|ltztsf] j[l4 xfl;n u/L &),##* j6fgof“ art vftfx¿ vf]Ng ;kmn eof] .

pTkfbgd"ns If]qaf6 x'g] shf{sf] dfudf dGbL 5fpg'sf;fy} l/6]ntkm{sf] shf{ tyf ;fk6Ln] ;d]t tLj|k|lt:kwf{sf] ;fdgf ug'{k¥of] . cf=j= @)^*÷^( sf] ?=

* ca{ $* s/f]8 ̂ * nfvsf] t'ngfdf cf=j= @)^(÷&)df l/6]n shf{ tyf ;fk6L ?= ( ca{ @^ s/f]8 @@ Nffvk'Uof] . ahf/sf] kl/jlt{t dfunfO{ Wofgdf /fvL o;jif{ ;jf/L ;fwg, cfjf;, z}lIfs tyf df]8{u]h shf{;DaGwL :sLdx¿df ;do;dodf kl/dfh{g ul/of] .;du|df oxf“x¿sf] a}+sn] l/6]n :sLdcGtu{tsf shf{vftfsf nflu ?= $ ca{ @* s/f]8 $% nfv shf{ k|jfxu¥of] .

ljkGgju{ shf{cl3Nnf] jif{sf] ljkGgju{ shf{ ?= *^ s/f]8 *) nfvsf]t'ngfdf @)&) sf] cfiff9df;fGt;Dddf a}+ssf] ljkGgju{shf{ ?= !!^ s/f]8 (& nfv k'Uof] . pQm ljkGgju{ shf{a+}ssf] s'n shf{ tyf ;fk6Lsf] $=!! k|ltzt /x]sf] 5,h'g g]kfn /fi6« a}+sn] tf]s]sf] Go"gtd ;Ldf $=)k|ltzteGbf a9L 5 .

lgliqmo shf{ Joj:yfkgshf{ c;'nL k|of;nfO{ tLj|tf lbg] Pj+ r'xfj6 /f]Sg]p2]Zon] oxf“x¿sf] a}+sn] lgliqmo shf{ vftfx¿ -g]=/f=a}+=n] lgliqmo shf{sf] ¿kdf kl/eflift u/]cg'¿ksf vftf_sf] k|efjsf/L cg'udg, C0f c;'nL GofofwLs/0f;“usf]lgoldt ;Dks{, k'gM;+/rgf ul/Psf shf{x¿df lgoldttfs]tf / b]zsf] lgod, sfg"gadf]lhd k|fKo ljleGg vfn]pkrf/x¿sf] cjnDag ug]{ h:tf shf{ c;'nL;DaGwLcfÏgf] ax'cfoflds /0fgLltnfO{ hf/L /fv]sf] 5 .;d:ofu|:t C0fLx¿nfO{ pko'Qm ;"rgf lbg] / cbfnttyf GofofwLs/0f;dIf km};nf sfof{Gjogsf nflu cfj]bgug]{ h:tf sfo{x¿df hf]8 lbOPsf] 5 . lgliqmo shf{c;'nL;DaGwdf o; jif{ rflnPsf] ljz]if cleofgs}kmn:j¿k c;'nLtkm{ pT;fxhgs glthf xfl;n ePsf]xf] . k|To]s vftfdf c;'npk/ x'g'kg]{ ;f“jf, Aofh tyfclgoldt shf{ vftfx¿sf] b}lgs cj:yf a'em\g ;lsg]u/L vftfx¿sf] cg'udg ug{ df}h'bf Joj:yfkg;"rgfk|0ffnLdf ;'wf/ ul/Psf] 5 .

lgliqmo tyf clgoldt shf{ vftfx¿sf] u'0f:t/df ;'wf/Nofpg k|To]s u|fxssf ;DaGwdf rflng'kg]{ sbdaf/]5nkmn ug{] p2]Zon] b}lgs k|fKt x'g] k|ltj]bgdfkm{t pRr


Joj:yfkgaf6 b}lgs ¿kdf lgliqmo shf{ vftfx¿sf]cj:yfaf/] k'g/jnf]sg x'g] u/]sf] 5 . cf=j= @)^(÷&)df s'n lgliqmo shf{ ?= !) s/f]8 @( nfvn] 36\of] .lgliqmo vftfdf ? ̂ s/f]8 &* nfv shf{ yk x'“bfx'“b} klgpQm ;kmntf xfl;n ePsf] xf] . ut jif{sf] s'n lgliqmoshf{ tyf v'b lgliqmo shf{ ?= !$ s/f]8 #* nfv / ?=* s/f]8 $& nfvsf] t'ngfdf ;dLIf jif{df qmdzM ?= !)s/f]8 *& nfv / ?= !( nfvdf emg{ k'Uof] . lgliqmoshf{ vftfx¿sf] ;+Vofdf s6f}tL eO{ To:tf vftfx¿sf];+Vof &( af6 ^( df em/]sf] 5 .

@)^( cfiff9df;fGtdf s'n lgliqmo shf{sf] cg'kft)=%$ k|ltzt /x]sf]df @)&) cfiff9df;fGtdf of] )=#&k|ltztdf ;Lldt eof] . @)^( cfiff9df;fGtdf a+}ssf]v'blgliqmo shf{sf] cg'kft )=#@ k|ltzt /x]sf]df @)&)cfiff9df;fGtdf o;df ;'wf/ eO{ v'b lgliqmo shf{)=)! k|ltztdf ;Lldt eof] .

ljQLo emnsv'b Aofh cfDbfgLoxf“x¿sf] a}+ssf] s'n Aofh cfDbfgL cf=j= @)^*÷^(df ?= # ca{ &^ s/f]8 (% nfv /x]sf]df cf=j= @)^(÷&)df o;df (=)$ k|ltztsf] j[l4 xfl;n eO{ ?= $ ca{ !!s/f]8 % nfv k'Uof] . ljut jif{sf] Aofh vr{ ?= @ ca{&& s/f]8 * nfvsf] t'ngfdf o; jif{ To;df !)=@$k|ltztn] sdL cfO{ ?= @ ca{ $* s/f]8 &) nfvdf;Lldt /x\of] . ;du| pBf]ud} Aofh cGt/df ;'wf/ x'g]k|j[lQ b]vfk/];“u} oxf“x¿sf] a+}ssf] klg cf=j= @)^(÷&)df v'b Aofh cGt/ -dflh{g_ @=!& k|ltzt /x]sf]dfcf=j= @)^*÷^( df v'b Aofh cGt/ j[l4 eO{ #=!)k|ltztdf k'Uof] .

u}/Aofh cfDbfgLoxf“x¿sf] a}+ssf] u}/Aofh cfDbfgL cf=j= @)^*÷^( df?= $( s/f]8 *# nfv /x]sf]df cf=j= @)^(÷&) dfTo;df !%=)& k|ltztn]] j[l4 xfl;n eO{ ?= %& s/f]8 #$nfv k'Uof] . pQm u}/Aofh cfDbfgLdf sldzg / l8:sfpG6cfodf ePsf] @@=*% k|ltzt j[l4sf] of]ubfg pNn]Vo/x]sf] 5 .

;+rfngvr{cf=j= @)^*÷^( df ;+rfngvr{ ?= &$ s/f]8 %# nfv/x]sf]df cf=j= @)^(÷&) df pQm vr{df !(=(@ k|ltztn]j[l4 eO{ ?= *( s/f]8 #* nfv k'Uof] . o;dWo] sd{rf/Lvr{ $$=)^ k|ltztn] a9\g uO{ ?= $! s/f]8 ^^ nfvk'Uof] eg] cGo ;+rfng vr{ $=^# k|ltztn] a9\g uO{ ?=$& s/f]8 &@ nfv k'Uof] . ;dLIf jif{df sd{rf/Lx¿sf]kfl/>ldsdf j[l4 ePsf] sf/0f ut jif{sf] t'ngfdf o;jif{ sd{rf/L vr{ a9\g uPsf] xf] . o;} u/L ;+rfngvr{cGtu{t d'Votof zfvf lj:tf/;“u ;Da4 k"“hLut nfutsf]x|f; s§L vr{ ;dfj]z 5 .

d'gfkmfcf=j= @)^*÷^( df ?= $* s/f]8 ! nfvsf] v'b d'gfkmfxfl;n ePsf]df cf=j= @)^(÷&) df To;df ^)=^(k|ltztn] pNn]Vo j[l4 eO{ ?= && s/f]8 !% nfv v'bd'gfkmf xfl;n ug{ a}+s ;kmn eof] .

k|d'v ljQLo ;"rsf°ljut tLg jif{df a}+sn] jf;nftsf x/]s If]qdf lbuf] Pj+k|efjsf/L k|ult xfl;n u/]sf] 5 .

k|ltz]o/ cfDbfgL ?= #@=&% -k|ltz]o/ c+lst d"No ?=!))_nfO{ cf}Bf]lus kl/j]z / t'ngfTds nfesf lx;fan];Gtf]ifhgs g} dfGg' kg]{x'G5 . z]o/sf] lstfaL d"No;d]tj[l4 eO{ ?=!^!=@^ k'u]sf] 5 . ljut s]xL jif{x¿b]lva}+sn] lgoldt ¿kdf af]g; z]o/ hf/L u/]sf sf/0fa+}ssf] r'Qmf k"“hLsf] c+s a9\g uPsf] ePtfklg z]o/sf]lstfaL d"No a9fpg a}+s ;kmn ePsf] 5 .

k"“hL kof{Kttf;DaGwL k|fjwfgcg';f/ a}+ssf] k"“hL kof{Kttfcg'kft !@=#( k|ltzt sfod /x\of] . pQm cg'kft g]kfn/fi6« a}+sn] tf]s]cg';f/ sfod x'g'kg]{ Go"gtd cg'kft !)k|ltztsf] t'ngfdf pRr /x]sf] 5 . o;}u/L s'nhf]lvdefl/t ;DklQdf k|fylds k"“hLsf] cg'kft lj=;+=@)&) sf] cfiff9df;fGtdf (=%( k|ltzt /x\of], h'gg]kfn /fi6« a}+sn] tf]s]cg';f/ sfod x'g'kg]{ Go"gtdcg'kft ^ k|ltzteGbf pRr /x]sf] 5 . o;n] a}+snfO{cfkm\gf] Joj;fo j[l4sf] qmdnfO{ hf/L /fVg cfjZoshf]lvdo'Qm ;DklQ j[l4 ug{df kof{Kt 7fp“ lbPsf] 5 .


k|ltsd{rf/L Joj;fo cf=j= @)^*÷^( df ?= !$ s/f]8*# nfv /x]sf]df cf=j= @)^(÷&) df !^ s/f]8 #*nfv k'Uof] .

;+:yfut gful/s cfrf/;+lxtf;+:yfut ;'zf;g;DaGwL g]=/f=a}+= n] hf/L u/]sf] dfu{bz{ga}+sn] k"0f{¿kdf kfngf ug]{ u/]sf] 5 . a}+ssf ;a} ;+rfns/ sd{rf/Lx¿ g]=/f=a}+ n] tf]s]sf] cfrf/;+lxtfk|lt jrga45g \ . a } +sn ] ; +rfns;ldltsf ;a } ;b:ox¿,Joj:yfkg6f]nL / ;a} txsf sd{rf/Lx¿n] clgjfo{ ¿kdfkfng ug'{kg]{ 5'§} cfrf/;+lxtfsf] th'{df / sfof{Gjog;d]tu/]sf] 5 . oxf“x¿sf] a}+sn] th'{df u/]]sf] pQm cfrf/;+lxtf;'zf;g P]gsf] efjgfcg'¿k /x]sf] 5 .

cfGtl/s lgoGq0fk|0ffnL, cg'udg tyfn]vfk/LIf0foxf“x¿sf] a}+sn] ;'/lIft / :jR5 tj/n] a}+s ;+rfng x'g;sf];\ eGg] s'/fnfO{ ;'lglZrt ug{ :jtGq ¿kdf sfo{ug{ ;Sg] u/L cfGtl/s n]vfk/LIf0fk|0ffnL tyf ;+/rgftof/ u/]sf] 5 . cfGtl/s n]vfk/LIfs ;f]em} a}+ssf]n]vfk/LIf0f;ldltsf] dftxtdf /x]sf 5g\ / lghn] g]kfn/fi6« a}+ssf ljleGg lgb]{zgx¿sf] kfngf eP gePsf]s'/fsf] lgu/fgL /fVg];d]tsf] lhDd]jf/L lgjf{x ug]{ ub{5g\ .u }/ sfo{sf/L ;+rfnssf] g]t [Tjdf /xg] a} +ssf ]n]vfk/LIf0f;ldltn] a}+ssf] ljQLo cj:yf, cfGtl/slgoGq0fk|0ffnLsf] kof{Kttf k'g/jnf]sg ug{'sf ;fy}cfGtl/s n]vfk/LIf0f k|ltj]bgaf6 k|fKt ;'emfjsf cfwf/dfcfjZos lgb]{zg hf/L ug]{ ub{5 . hf]lvd tyf cfGtl/slgoGq0f ;+oGqsf] d"Nof+sgdf s]lGb|t eO{ cfGtl/sn]vfk/LIf0f sfo{ ug]{ ul/Psf] 5 .

n]vfk/LIf0faf6 k|fKt glthfsf] uDeL/tfsf] cfwf/df Pp6f;d"xaf6 csf]{ ;d"xdf kl/jt{g ug{ ;lsg] u/L d"Nof+lsthf]lvd adf]lhd zfvfx¿nfO{ ljleGGf ;d"xdf juL{s/0fug]{ ul/Psf] 5 . cf=j= @)^(÷&) df $) zfvf -%^dWo]_, # PS;6]Gzg sfpG6/, @ If]lqo sfof{no, !@ ljefu/ & 6«]8 kmfOgfG; k|f];]l;Ë ;]nsf] cfGtl/s n]vfk/LIf0fug]{ sfd eof] . @)&) sf] cfiff9 dlxgf;Dddf oxf“x¿sfs'g} klg zfvfdf n]vfk/LIf0f ug{ af“sL 5}g .

Hff]lvd Joj:yfkgljleGg lsl;dsf hf]lvdx¿nfO{ ;Daf]wg ug{sf nflua}+sn] hf]lvd Joj:yfkg;DaGwL lj:t[t k|0ffnLsf] ljsf;u/]sf] 5 . ;+rfns;ldltn] hf]lvd Joj:yfkg ;ldlt /n]vfk/LIf0f;ldlt dfkm{t hf]lvd Joj:yfkg;“u ;Da4sfdsf] /]vb]v ug]{ u/]sf] 5 . o;sf cltl/Qm shf{,ahf/ tyf ; +rfng; “u ;Da4 hf ] lvdx¿Joj:yfkg;DaGwL gLltx¿sf] th{'df, sfof{Gjog tyfk'g/jnf]sgsfnflu shf{ hf]lvd Joj:yfkg ;ldlt,;DklQ tyf bfloTj Joj:yfkg ;ldlt, ahf/ hf]lvdJoj:yfkg ;ldlt / ;+rfng hf]lvd Joj:yfkg;ldlt;d]tn] sfo{ ug]{ ub{5g\ . pQm ;ldltx¿n] ;Dkfbgu/]sf sfo{x¿sf] k|ult ljj/0fsf ;fy;fy} s]Gb|LoJoj:yfkg ;ldltn] u/]sf lg0f{ox¿sf] ;+rfns;ldltn]k'g/jnf]sg ug]{ ub{5 . a}+s jf;n 6'df k|j]z ul/;s]sf]x'“bf k"“hL tyf hf]lvd efl/t ;DklQsf] cg'kft ;f]xLjf;n 6'sf] k|fjwfgcg';f/ lgwf{/0f ug]{ ul/Psf] 5 .;+rfng;“u ;Da4 hf]lvdx¿sf] lgoldt ¿kdf d"Nof+sgug]{ sfo{df cem a9L ;xhtf Nofpg] p2]Zon] oxf“x¿sf]a } +s lgs6 ;dod} ;+rfng hf ] lvd Joj:yfkg;f]n'zggfds ;km\6j]/ vl/b ug]{ ;f]rdf /x]sf] 5 .;+rfng;“u ;Da4 hf]lvdx¿ lgoGq0f, lgif]w tyfGo"gLs/0f ug{ a}+sn] a[xt\ hf]lvd Joj:yfkg dfu{bz{gsfof{Gjog ug'{sf ;fy} cfkm\gf ;+rfng OsfOx¿nfO{Sof; Dofg'jn, ;"rgf k|ljlw Dofg'jn, lkmgfsn hasf8{, l6Pkm;LkL;L Dofg'jn, OG6/g]6 a}+lsË lgb]{lzsf,df]afOn a}+lsË ;+rfng;DaGwL Dofg'jn, shf{ d"Nof+sgtyf k|f];]l;Ë;DaGwL lgb]{lzsf h:tf ljleGg vfn] Dofg'jntyf lgb]{lzsf hf/L u/]sf] 5 .

hf]lvd k|0ffnLx¿df ;fdlos cGt/fndf k'g/jnf]sgub}{ To;;“u ;Da4 cfjZos gof“ gLlt tyf k|0ffnLx¿th{'df tyf cBfjlws ug]{ ul/Psf] 5 . shf{ tyf ahf/b'j} If]q;“u ;Da4 hf]lvdsf nflu lgoldt ¿kdf bafak/LIf0f ug]{ ul/Psf] 5 . a}+ssf ;a} zfvfx¿ sf]/ a}+lsË;f]n'zgdf cfa4 /x]sf x'gfn] shf{ ;"rgf tyf Joj:yfkg;"rgf k|0ffnLn] Pp6f k|efjsf/L Kn]6kmfd{df sfo{ ug{kfPsf] 5 . a}+ssf] shf{ ;"rgf s]Gb|sf] tYof+sdf ;f]em}kx'“r /x]sf] 5, h'g a}+ssf zfvf÷sfof{no;d]tnfO{ pknAw


x'g] x'“bf C0fL÷k|:tfljt C0fL;“u ;Da4 shf{ ;"rgf;xh ¿kdf pknAw x'g] u/]sf] 5 . s]Gb|Lo :t/df /xg]pQm tYofÍ ;|f]tdf zfvfx¿sf] ;xh kx'“r sfod x'g;sf];\ eGg] p2]Zon] oxf“x¿sf] a}+sn] Joj:yfkg ;"rgfk|0ffnL;DaGwL Pp6f 5'§} j]a;fO6 ;+rfngdf NofPsf]5 . xfd|f Jofj;flos OsfOx¿n] pQm ;k\m6j]o/sf] e/k"/pkof]u ug]{ u/]sf 5g . ljleGg lgofds lgsfox¿;dIfk]z ul/g'kg]{ ljleGg vfn] k|ltj]bgx¿ s]Gb|Lo :t/d}a}+ssf] k|wfg sfof{noaf6 lgsfNg ;lsg] ePsf] 5, h;n]ubf{ zfvfx¿nfO{ Joj;fo lj:tf/ tyf u|fxs ;]jfdfcem a9L Wofg s]lGb|t ug{ ;3fp k'u]sf] 5 .

a}+sn] k|d'v hf]lvd clws[tsf] g]t[Tjdf /xg] u/L PsLs[thf]lvd Joj:yfkg ljefu v8f u/]sf] 5, h;n] a}+ssf]hf]lvd Joj:yfkg ;+/rgfnfO{ cem dha't agfpg'sf;fy} a}+ssf] p2]ZonfO{ k|efljt kfg{ ;Sg] vfnsf hf]lvdx¿d"NofÍg, klxrfg, cg'udg / Go"gLs/0f ug{ ;3fpk'¥ofPsf] 5 .

;DklQ tyf bfloTj Joj:yfkg;DklQ tyf bfloTjsf] ;d'lrt Joj:yfkgnfO{ ;'lglZrtug{ a}+s ;Ifd /x]sf] 5 / a}+sn] ;dod} ;DklQ tyfbfloTj Joj:yfkgsf] cj:yf k'g/jnf]sg ug]{ u/]sf] 5 .ahf/ hf]lvdsf] k|efjsf/L Joj:yfkgsf nflu t/ntfhf]lvd, Aofhb/ hf]lvd / ljb]zL ljlgdo hf]lvd;d]tnfO{;d]6\g] u/L ;DklQ tyf bfloTj Joj:yfkg;DaGwL lj:t[tk|0ffnL nfu" ul/Psf] 5 .

t/ntf tyf Aofhb/;DaGwL hf]lvdnfO{ :6«s\r/n lnlSjl86Ll/kf]6{ -P;Pncf/_ sf] dfWodaf6 dfkg ug]{ ul/G5 . ljb]zLd'b|fdf /x]sf] ;DklQ / bfloTj;“u ;Da4 hf]lvdnfO{Dofr'l/6L P08 kf]lh;g -Dofk_ tyf ;]lG;l6le6L 6' OG6«]:6/]6 -P;cfOcf/_ k|ltj]bgsf] dfWodaf6 cg'udg ug]{ ul/Psf]5 . ! lbgb]lv () lbg;Ddsf] ;do cGt/fndf t/ntfcj:yfsf] lgoldt ¿kdf cg'udg ug]{ ul/Psf] 5 .

;du| jf;nftdf Aofhb/ hf]lvdn] kfg]{ k|efjnfO{ Jojl:ytug{ 6«]l8zgn Uofk Pgflnlz; k4ltsf] cg';/0f ug]{ul/Psf] 5 . a}+ssf] ;DklQ tyf bfloTj Joj:yfkg gLlt

tyf nufgL gLltn] ljleGg lsl;dsf t/ntf tyf Aofhb/hf]lvdx¿sf] Joj:yfkgsf nflu nufgL ;Ldf lgwf{/0ful/lbPsf] 5 . t/ntfsf] b}lgs Joj:yfkgsf nflu k|To]slbg lelqg] / aflxl/g] lgIf]ksf] dfqfnfO{ b}lgs cg'udgug]{ k4ltsf] ljsf; ul/Psf] 5 . ;dLIf jif{df t/ntf,Aofhb/ tyf ljb]zL ljlgdosf] cj:yfsf] bafak/LIf0f;d]t ul/Psf] lyof] . P;Pncf/ k|ltj]bg lgoldt¿kdf tof/ u/L cj:yfsf] k'g/jnf]sg ug]{ ul/Psf] 5 .g]kfn /fi6« a}+sn] tf]s]adf]lhd ahf/ hf]lvdsf] j:t'l:yltljZn]if0f;d]t ug]{ ul/Psf] 5 .

sf]/ a}+ls· ;f]n'zg -l;laP;_oxf“x¿sf] a}+s cfkm\gf ;a} zfvfx¿nfO{ sf]/ a}+lsË;f]n'zgdf cfa4 ug]{ d'n'ssf klxnf a}+sx¿dWo]df kb{5 .pQm sf]/ a}+lsË ;f]n'zgsf] dfWodaf6 a}+sn] P;PdP;;Gb]z, P;PdP; a}+lsË, df]afOn a}+lsË, OG6/g]6 a}+lsË,Pl6Pd 8]la6 sf8{ h:tf ;"rgf k|0ffnLdf cfwfl/t y'k|}dxŒjk"0f{ ;]jfx¿ ;+rfngdf Nofpg ;kmn ePsf] 5 .

Pl6Pda}+sn] b]ze/ hDdf &% j6f Pl6Pd h8fg u/]sf] 5 .a} +ssf] Pl6Pd sf8{k|of ]ustf{x¿sf] ;+Vof @)^(cfiff9df;fGtdf @,%%,()( /x]sf ]df @)&) sf ]cfiff9df;fGtdf #,#!,)@! k'u]]sf] 5 . ljut jif{sf] t'ngfdfPl6Pd sf8{k|of]ustf{x¿sf] ;+Vof @(=#% k|ltztn] j[l4ePsf] 5 . a}+ssf] P6LPd sf8{ cToGt} Go"g ;]jf z'Nsdfef/te/ /x]sf Pl6Pd ;~hfndf ;d]t pkof]u ug{;lsG5 .

OG6/g]6 a}+ls·JolQmut / ;+:yfut b'j} vfn] u|fxsx¿sf nflu OG6/g]6a}+lsË ;]jf a}+ssf ;a} zfvfx¿df pknAw 5 . a}+sn]OG6/g]6 a}+lsËsf] a9\bf] k|of]unfO{ b[li6ut u/L a}+sdf/x]sf] Pp6f vftfaf6 csf]{ vftfdf cgnfOg /sdfGt/ug]{ h:tf s}of}“ gof“ ;'ljwfx¿ Kf|rngdf NofPsf] 5 .

OG6/g]6 a}+lsËsf] k|of]unfO{ cem lj:tf/ ug]{ tyf cfkm\gfsd{rf/L tyf df}h'bf u|fxsx¿sf] ;r]tgfdf j[l4 ug]{p2]Zon] a}+sn] o; ;]jfsf] Jofks k|rf/ k|;f/ ub}{ cfPsf]


5 . OG6/g]6 a}+lsË ;]jf k|of]u ug]{ u|fxssf] cfwf/ j[l4eO{ @),@($ k'u]sf] 5 . pQm ;+Vof ut jif{sf] OG6/g]6a}+lsË ;]jf k|of]u ug]{ u|fxssf] ;+Vofsf] t'ngfdf #@=!%k|ltzt a9L xf] . rfn' jif{df OG6/g]6 a}+lsË ;]jfsf]lj:tf/tkm{ ljz]if hf]8 lbO{ o; ;]jfdfkm{t cgnfOg/sd e'QmfgL;d]t ug{ ;lsg] h:tf gof“gof“ ;'ljwfx¿yk ug]{ a}+ssf] ;f]r /x]sf] 5 .

;"rgfk|ljlw tyf k|0ffnLut ;'/Iff;"rgfk|ljlwdf cfwfl/t ;]jfx¿;“u ;Da4 r'gf}tL tyfhf]lvdx¿sf] lgoGq0f ug]{ pb]Zon] a}+sn] ;"rgfk|ljlwtyf ;"rgfk|0ffnLsf] ;'/Iff;DaGwL lj:t[t k|0ffnL ljsl;tu/]sf] 5 . pQm k|0ffnLn] u|fxsx¿;“u ;Da4 ;"rgfsf]uf]Kotf tyf tYofÍsf] ;'/Iff Pj+ ljZj;gLotf h:tf ;a}kIfx¿nfO{ ;Daf]wg ub{5 . a}+ssf] sf]/ a}+lsË ;Da4k|fylds tYofÍ ;|f]t Pj+ ljkb\ k'gM:yfkg s]Gb| -l8hf:6/l/sf]e/L ;fO6_ b'j}nfO{ a}+seGbf cnUu} :yfgdf /flvPsf]5 . a}+ssf] sf]/ a}+lsË k|0ffnL;+u ;Dalwt tYofÍ s]Gb|-k|fylds tYofÍ :yn / tYofÍ lakb k'gM :yfkg :yn_n]cGt/f{li6«o u'0f:t/sf] ;"rgf ;'/Iff Joj:yfkg k|0ffnLsf]¿kdf dfGotf k|fKt u/]sf] 5 . k|To]s a}+lsË PlKns]zgdfk|j]z lgoGq0f -PS;]; sG6«f]n_, tYofÍsf] uf]Kotf -8]6fOglqmKzg_ tyf k|;f/0f -6«fG;ldzg_ h:tf ;Da4PlKns]zgsf nflu cfjZos ;'/Iff;“u ;Da4 ljz]iftfx¿/flvPsf 5g\ . s]Gb|Lo :t/df /flvPsf] PG6L efO/;;f]n'zg dfkm{t efO{/;af6 pTkGg r'gf}tL Go"gLs/0f ug]{

ul/Psf] 5 . a}+ssf] ;"rgf ;~hfndf cglws[t k|j]z x'gglbg kof{KQ dfqfdf kmfo/jfN; tyf OG6«o'hg l86]S;gk|0ffnLsf] ljsf; ul/Psf] 5 .

;a} zfvf tyf sfof{nosf nflu ljkb\ k'gM:yfkgof]hgf th'{df ul/Psf] 5 . a} +ssf sd{rf/L tyfu | fxsx¿df ; "rgf k | ljlwsf ] ; '/Iff; “u ;Da4ljifox¿df ;r]tgf j[l4 ug{ tyf ;"rgf k|ljlwsf];'/Iff;“u ;DalGwt k|fjwfgx¿sf] kfngf x'g] s'/fnfO{;'lglZrt ug{ a}+sn] ljleGg sbdx¿ rfNg] u/]sf5 . ;"rgf k|ljlwsf] ;'/Iff ;DaGwL dfu{bz{g;lxtsf]lj:t[t k'l:tsf a}+ssf ;a} zfvf tyf sfof{nox¿nfO{pknAw u/fOPsf] 5 .

u|fxs ;]jfcfkm\gf u|fxsx¿sf] ;+Vofdf lj:tf/ u/L pTs[i6 ;]jfk|bfg ug]{ sfo{ hf/L /fVg' a}+ssf] k|d'v k|fyldstf x'g]5 .gjLgtd ;]jf k|bfg ug]{, sf]/ a}+lsË k|ljlwsf] e/k'/pkof]u ug]{ / u|fxsx¿sf] cfjZostfcg'?k k|d'vJojzflos k|lqmofsf] k'gM th'{df ug]{ h:tf s'/fx¿n]a}+ssf u|fxsx¿nfO{ ;Gt'i6 kfg{ ;3fp k'¥ofPsf 5g\ .

d'gfkmfsf] cfh{g / af”8kmF”8;+rfns;ldltn] cf=j= @)&) cfiff9df;fGt;Dddf cflh{td'gfkmfnfO{ b]xfo adf]lhd af“8kmf“8sf nflu l;kmfl/;u/]sf] 5 .


o; jif{ ut jif{

cfDbfgL!= ut jif{;Ddsf] ;+lrt d'gfkmf -;dfof]lht_ 89,10,620 28,51,532@= o; jif{sf] d'gfkmf 77,14,71,129 48,01,05,493#= ;6xL 36a9 sf]if - -$= nufgL ;dfof]hg sf]if 5,15,360 2,52,13,820%= ut jif{;Ddsf] k"“hL ;dfof]hg sf]ifdf /x]sf] ;+lrt /sd 50,00,000 3,00,00,000^= af]g; z]o/ tyf nfef+z lkmtf{ - 13,96,329

hDdf 78,58,97,10978,58,97,10978,58,97,10978,58,97,10978,58,97,109 53,95,67,17453,95,67,17453,95,67,17453,95,67,17453,95,67,174vr{!= ut jif{;Ddsf] ;+lrt gf]S;fg - -@= o; jif{sf] gf]S;fg - -#= ;fwf/0f hu]8fsf]if 15,42,94,226 9,60,21,099$= e}k/L cfpg] hu]8f - -%= ;+:yf ljsf; sf]if - -^= nfef+z ;dLs/0f sf]if - -&= sd{rf/L ;DaGwL hu]8fx? - -*= k|:tfljt nfef+z -&=% % sf b/n]_ 17,66,80,388 10,46,99,488(= k|:tfljt af]g; z]o/ -!@=% % sf b/n]_ 29,44,67,300 26,17,48,735!)= ljz]if hu8f sf]if - -!!= ;6xL 36a9 hu]8f sf]if 11,33,538 7,98,950!@= k"“hL lkmtf{ hu]8f sf]if - -!#= k"“hL ;dfof]hg sf]if 3,50,00,000 50,00,000!$= nufgL ;dfof]hg sf]if 5,15,360 5,15,360!%= ^% g]kfn P;lacfO{ a}+s ln= C0fkq @)&) e'QmfgL hu]8f sf]if 2,85,71,426 2,85,71,429!^= !@=%% g]kfn P;lacfO{ a}+s ln= C0fkq @)&* e'QmfgL hu]8f sf]if 4,00,00,000 1,67,76,256!&= *% g]kfn P;lacfO{ a}+s ln= C0fkq @)&( e'QmfgL hu]8f sf]if 1,78,63,014 -!*= :yug s/ hu]8f sf]if 3,23,16,064 2,32,33,050

hDdf 78,08,41,31678,08,41,31678,08,41,31678,08,41,31678,08,41,316 53,73,64,36753,73,64,36753,73,64,36753,73,64,36753,73,64,367!(= ;l~rt d'gfkmf÷-gf]S;fg_ 50,55,793 22,02,807

?=

ljj/0f

;+:yfut ;fdflhs pQ/bfloTj;d'bfosf] ljsf;sf] Ps lx:;]bf/ ePsf] gftfn] ;+:yfut;fdflhs pQ/bfloTj lgjf{x ug]{tkm{ oxf“x¿sf] a+}sn];b}j tTk/tf b]vfp“b} cfPsf] 5 / o;nfO{ a+}sn] cfkm\gf]cTofjZos sfo{sf] ?kdf cª\uLsf/ ug]{ u/]sf] 5 .

a}+s s]jn cfkm\gf] Joj;fo / d'gfkmfsf] cfwf/ a9fpg]tkm{dfq ;r]t 5}g, cfkm"n] Joj;fo ;+rfng u/L d'gfkmfcfh{g ug]{ ;dfh;“usf] cfkm\gf] pQ/bfloTjk|lt klg plQs};r]t 5 .

Dffgj hLjgsf k|To]s kfOnfdf / ljz]ifu/L ;dfhsf sdhf]// lk5l8Psf] ju{÷;'ljwfljd'vx¿nfO{ ;xof]usf] xft a9fpga}+sn] ;b}j cfkm\gf] tTk/tf b]vfp“b} cfPsf] 5 .

o; jif{ ;fdflhs hLjgsf ljleGg If]q lzIff, :jf:Yo,v]ns'b cflb;“u ;Da4 ljleGg JolQm, ;d"x, ;+:yfx¿nfO{a}+sn] PSn} jf cGo ;+:yfx¿sf] ;fem]bf/Ldf ;xof]uu¥of] . o;sf ;fy} o; jif{ ;'b"/ klZrdsf af9L kLl8tsf];xof]usf nflu k|wfgdGqL /fxt sf]ifdf ;d]t of]ubfgu¥of] .


rfn' jif{sf] k|ult k|ltj]bgcf=j= @)&)÷&! sf] k|yd q}dfl;s ;dfKt x'g s]xL;do af“sL 5 . t;y{ o; cjlwdf xfl;n pknlAwaf/]tf]lsPsf] ;do ;Ldfleq ljj/0f k|sfzg u/L ;Da4 ;a};/f]sf/jfnfx¿df hfgsf/L u/fOg]5 .

;+rfns;ldltdf kl/jt{gP;=la=cfO{= nfO{ k|ltlglwTj ug]{ ;+rfns >L /fhg>Llgjf;g P;=la=cfO{=sf] ;]jfaf6 lgj[Q x'g'ePkZrft\pxf“sf] :yfgdf P;=la=cfO{= sf] cGt/f{li6«o a}+lsË ;d"xsfd'Vo dxfk|aGws >L cf/= sflQ{s]og ;+rfns lgo'Qmx'g'ePsf] 5 . ;fy} ljz]if1 ;+rfns >L s]zj /fhcfrfo{sf] :yfgdf a}+ssf] ;+rfns ;ldltn] >L uf]s'n/fd yfkfnfO{ lgo'Qm u/]sf] 5 . o; cj;/df ;+rfns;ldltsf] tkm{af6 a}+s ;+rfns;ldltsf lgjt{dfg;+rfns >L /fhg >Llgjf;g / >L s]zj /fh cfrfo{n]a}+ssf] sfdsf/jfxLnfO{ dfu{bz{g ug{ cfkm\gf] sfo{sfndfk'¥ofpg'ePsf] of]ubfgsf] pRr k|z+;f ub}{ >L cf/=sflQ{s]og / >L uf]s'n /fd yfkfnfO{ a}+ssf] gjlgo'Qm;+rfnssf] ¿kdf xflb{s :jfut ug{ rfxG5' .

n]vfk/LIfssf] lgo'lQma}+ssf] !(cf}“ jflif{s ;fwf/0f ;efn] lgo'Qm u/] adf]lhdcf=j= @)^(÷&) sf ] n ]vfk/LIf0f sfo { d ]z;{l6=cf/=pkfWofo P08 s+=, rf6{8 Psfp06]06\;af6 ;DkGgeof] . lgh n]vfk/LIfs k'glg{o'lQmsf] nflu of]Uo x'g'x'G5 .tbg';f/ a } +ssf ] n ]vf k/LIf0f ;ldltn] d ];z{l6=cf/=pkfWofo P08 s+=, rf6{8 Psfp06]06\;nfO{ cf=j=@)&)÷&! sf] nflu a}+ssf] n]vfk/LIfssf] ¿kdflg/Gt/tf lbg l;kmfl/; u/]sf] 5 .

cGo ;"rgf tyf hfgsf/LsDkgL P]g, @)^# sf] bkmf !)(-$_ adf]lhd ;+rfnssf]k|ltj]bgdf pNn]v ul/g'kg]{ ljifoj:t'x¿sf cltl/Qm,lwtf]kq btf{ tyf lgisf;g lgodfjnL, @)^% sf] lgod@@-!_ nufot cGo sfg"gL k|fjwfgx¿df Joj:yfePadf]lhd cGo cfjZos ljj/0f tyf hfgsf/Lx¿nfO{o;} k|ltj]bgsf] cg';"rLsf] ¿kdf /flvPsf] 5 . ;fy}a}+ssf] cf=j @)^(÷&) sf] cfly{s ljj/0f nufot g]kfn/fi6« a}+sn] tf]s] cg';f/sf cg';"rL tyf n]vf ;DalGw

l6Kk0fLnfO{ o;} k|ltj]bgsf kl5Nnf k[i7x?df ;dfj]zul/Psf] 5 .

efjL dfu{a}+sn] xfn;Dd b]zsf #! lhNnfx¿df cfkm\gf ;~hfnk'¥ofO{ ;]jf lj:tf/ u/]sf] 5 . cfufdL lbgdf a}+s;Gtf]ifhgs Jofj;flos cj;/ ;[hgf ug{ tof/ /x]sf]5 . ljQLo ;]jfsf] If]qdf Pp6f ljj]szLn / ljZjfl;nf]uGtJosf] ?kdf :yflkt cfÏgf] Jofj;flos klxrfgnfO{qmlds ?kdf ljsf; ub}{ hfg] xfd|f] /0fgLlt hf/L /xg]5 .cfkm\gf] k|fljlws Ifdtfsf] pkof]u ub}{ u|fxs;“usf] ulx/f];DaGwnfO{ ;'b[9 ug]{, gof“ Joj;fosf] klxrfg u/L u|fxscfwf/ lj:tf/ ug]{, cfkm\gf] pTkfbg tyf ;]jfsf] ljt/0fk|0ffnL lj:tf/ ug{] h:tf a'“bfx¿ xfd|f k|fyldstf /xg]5g\ .cfkm\gf gLlt, lgod, sfo{ljlw, lgoGq0fk|0ffnL / sfo{Ifdtfsf] ;zlQms/0ftkm{ xfd|f] ljz]if Wofg /xg]5 . sfo{utk'gM;+/rgfsf k|of;x¿sf] kl/0ffd:j?k cfufdL lbgx¿df;]jfsf] u'0f:t/, sfo{ljlwut Ifdtf / cfGtl/slgoGq0fk|0ffnLnfO{ cIf ;zQm agfpg / eljiodf cfOkg]{r'gf}tLsf] nflu tof/ /xg an k'Ug] ck]Iff ul/Psf] 5 .

wGojfb 1fkgcfb/0fLo u|fxsju{, z]o/wgL dxfg'efjx¿ Pj+ ;d:thg;d'bfon] a}+snfO{ lg/Gt/ ¿kdf ;]jf k|bfg ug]{ cj;/k|bfg ug' {eO{ ljZjf; k|s6 ug' { ePsf]df a} +ssf];+rfns;ldlt To;sf] pRr k|z+;f ub}{ xflb{s cfef/k|s6 ub{5 . o;}u/L jif{el/ a}+snfO{ cd"No ;xof]u ;d{ygPj+ plrt dfu{bz{g k|bfg ug]{ g]kfn ;/sf/, g]kfn /fi6«a} +s, sDkgL /lhi6«f/sf] sfof{no, g]kfn lwtf]kqaf]8{nufot cGo ;Dk"0f{ lgofds lgsfox¿nfO{ ;d]t;+rfns;ldlt xflb{s wGojfb 1fkg ub{5 .

a}+ssf] ;du| ljsf; tyf k|ultsf nflu cfkm\gf sd{rf/Lx¿n]k|bz{g u/]sf] sfd k|ltsf] k|lta4tf, nugzLntf / ;dk{0fsf];d]t ;+rfns;ldlt pRr k|z+;f ub{5 .

;+rfns;ldltsf] tkm{af6x;gf zdf{cWoIf@)&)÷^÷@#sf7df8f}“


s_ ;dLIf jif{df a}+såf/f s'g} z]o/x¿ hkmt ePsf] 5}g .v_ a}+sn] cfly{s jif{ @)^(÷&) df ;DkGg u/]sf k|d'v sf/f]af/x¿ / To; cjlwdf sDkgLsf] sf/f]af/df cfPsf] s'g}

dxÏjk"0f{ kl/jt{ga}+sn] cfkm\gf] k|aGwkq tyf lgodfjnLdf plNnlvt p2]Zo Pj+ sfo{x¿cg'¿k g} cfkm\gf] sf/f]af/ ;DkGg u/]sf]lyof] / a}+ssf] sfo{k|ultsf] emns ;+rfns;ldltsf] k|ltj]bgdf pNn]v ul/;lsPsf] 5 . ;dLIf jif{df a}+sn];DkGg u/]sf] sf/f]af/sf] k|s[ltdf s'g} vf; kl/jt{g cfPsf] lyPg .

u_ sDkgL P]g @)^# n] u/]sf] Joj:yfcg'¿k ;dLIf jif{df sDkgLsf cfwf/e"t z]o/wgLx¿af6 s'g} hfgsf/L k|fKt ePsf]5}g .

3_ ;dLIf cfly{s jif{df sDkgLsf ;+rfns tyf k|d'v kbflwsf/Lx¿n] a}+ssf] s'g} z]o/ lnPsf] hfgsf/L a}+snfO{ k|fKtePsf] 5}g . ;fy} k|rlnt sfg"gsf] ljk/Lt x'g] u/L lghx¿af6 a}+ssf] z]o/;DaGwdf s'g} sf/f]af/;d]t ePsf] 5}g .

ª_ ut cfly{s jif{ @)^(÷&) df a}+s;“u ;Da4 ;Demf}tfx¿df s'g} ;+rfns tyf lghsf] glhssf] gft]bf/sf] JolQmut:jfy{ /x]sf] af/]df s'g} hfgsf/L k|fKt ePsf] 5}g .

r_ a}+sn] xfn;Dd cfkm\gf] s'g} klg z]o/ cfk}{“mn] v/Lb u/]sf] 5}g .5_ ljut cfly{s jif{sf] s'n Joj:yfkgvr{sf ] ljj/0f

h_ n]vfk/LIf0f;ldlt;dLIf cf= j= sf] n]vfk/LIf0f;ldltdf ;+nUg kbflwsf/Lx¿

cf=j= @)^(÷&) df ;DkGg ePsf] ;ldltsf] a}+7s ;+Vof – ^ -5_ dfq;ldltsf ;b:onfO{ e'QmfgL lbOPsf] a}7seQf

P;=la=cfO{= sf ;+rfnsafx]s c¿ ;+rfnsx¿nfO{ – ?=(^,)))÷–P;=la=cfO{= nfO{ k|ltlglwTj ug]{ ;+rfnsnfO{ – z"Go .

n]vfk/LIf0f;ldltn] u/]sf sfo{x¿a}+ssf] q}dfl;s ljj/0fsf] k'g/jnf]sg u/L ;+rfns;ldltdf k]z ug]{ .a}+ssf] cfGtl/s n]vfk/LIf0fljefun] u/]sf sfo{x¿sf] ;'kl/j]If0f .a}+s ;+rfngsf ljleGg If]qx¿;“u ;Da4 cfGtl/s lgoGq0f sfo{x¿sf] k'g/jnf]sg .

sDkgL P]g, @)^# sf] bkmf !)(-$_ adf]lhdsf] yk ljj/0f

cg';"rL

qm= ;+= gfd kb

! >L dgf]h s'df/ cu|jfn, ;j{;fwf/0fz]o/wgLsf tkm{af6 lgjf{lrt ;+rfns cWoIf

@ >L uf]s'n /fd yfkf, ljz]if1 ;+rfns ;b:o

# k|aGw;+rfnsafx]s P;=la=cfO{= nfO{ k|ltlglwTj ug]{ Ps ;+rfns ;b:o

$ k|d'v cfGtl/s n]vfk/LIf0f ljefu ;b:o;lrj

qm= ;+= ljj/0f /sd -¿=_

! sd{rf/L vr{ $!,^%,^),$!@÷–

@ cGo ;+rfng vr{ $&,&@,$^,*(!÷–


cfGtl/s n]vfk/LIf0f sfo{qmd th{'df .n]vfk/LIfs tyf g]kfn /fi6« a}+ssf] lgl/If0f 6f]nLaf6 lbOPsf ;'emfjx¿sf] sfof{Gjog l:yltsf] k'g/jnf]sg .n]vfk/LIfssf] lgo'lQmsf nflu ;fwf/0f;efdf gfd l;kmfl/; ug]{ .;+rfns;ldlt;dIf k]z ul/g] ljQLo ljj/0fx¿ l7s b'?:t /x]–g/x]sf] ;'lglZrt ug]{ .

em_ s'g} klg ;+rfns, k|aGw;+rfns, sfo{sf/L k|d'v, a}+ssf cfwf/e"t z]o/wgL jf lghsf] glhssf gft]bf/ jf lgh ;+nUg/x]sf] kmd{, sDkgL jf ;+ul7t ;+:yfsf] a}+snfO{ s'g} klg /sd a'emfpg af“sL 5}g .

`_ a}+ssf ;+rfns, k|aGw;+rfns tyf kbflwsf/Lx¿nfO{ kfl/>lds, eQf tyf ;'ljwfsf] ¿kdf tn n]lvPcg';f/sf]/sd e'QmfgL ul/Psf] lyof] .

!_ ;+rfns;ldltsf ;b:ox¿sf] eQf÷;'ljwfcfly{s jif{ @)^(÷&) df a}+ssf ;+rfns;ldltsf ;b:ox¿nfO{ ljleGg a}7sx¿sf nflu a}7seQf÷;'ljwfafkthDdf ?=$,*),)))÷– e'QmfgL ePsf] lyof] .-cWoIfnfO{ ?= !),)))÷– k|lta}7s Pj+ cGo ;+rfnsnfO{ ?= *,)))÷– k|lta}7ssf b/n]_ .

@_ k|aGw;+rfns tyf cGo kbflwsf/Lx¿s_ ;dLIf jif{df k|aGw;+rfns / ef/taf6 vl6O{ cfPsf kbflwsf/Lx¿ -P;=la=cfO{= n] v6fPsf] Joj:yfkg6f]nL_

nfO{ lghx¿sf] cfjf;ef8f, cf}ifwf]krf/ vr{ tyf e'QmfgLof]Uo eQf tyf vr{afkt ?=$^,$^,&@*.$& e'QmfgLug'{sf cltl/Qm s'g} kfl/>lds lbOPsf] lyPg . lghx¿sf] kfl/>lds tyf eQf k|fljlws ;]jf ;Demf}tfadf]lhdP;=la=cfO{=, ef/tn] g} a]xf]g]{ ub{5 .

v_ cGo kbflwsf/Lx¿M a}+ssf cGo kbflwsf/Lx¿ -sd{rf/L_ nfO{ kfl/>lds, eQf tyf ;'ljwfafkt hDdf?= $!,^%,^),$!@÷– e'QmfgL ul/Psf] lyof] .

6_ z]o/wgLx¿n] a'lemlng af“sL /x]sf] nfef+zsf] /sd@)&) cfiff9df;fGt;Dddf a}+ssf z]o/wgLx¿sf] tn plNnlvt cfly{s jif{x¿sf] nfef+z a'lemlng af“sL/x]sf] lyof] .

7_ sDkgL P]g, @)^# sf] bkmf !$! df Joj:yf ePcg'¿k a}+sn] ;dLIf cfly{s jif{df s'g} ;DklQ vl/b u/]sf] 5}g .8_ sDkgL, P]g, @)^# sf] bkmf !&% df Joj:yf ePcg'¿k a}+sn] ;dLIf cfly{s jif{df cfkm\gf ;Da4 sDkgL;“u s'g}

sf/f]af/ u/]sf] 5}g .

cfly{s jif{ /sd ¿=

2052/53 2,67,800.002053/54 2,53,600.002054/55 2,90,000.002055/56, 2056/57 4,43,750.002059/60 6,13,008.402062/63 6,48,009.252063/64 11,53,043.502066/67 26,16,842.572067/68 34,90,789.492068/69 59,60,355.31

hDdf !,%&,#&,!(*=%@


q}df; -dlxgf_ z]]o/sf] clwstd z]o/sf] Go"gtd z]o/sf] clGtd s'n sf/f]af/ s'n sf/f]af/d"No d"No d"No z]o/ ;+Vof lbg

k|yd q}df; -c;f]h d;fGt @)^(_ 675 476 517 80,960 59bf];|f] q}df; -kf}if d;fGt @)^(_ 901 500 851 2,80,010 50t];|f] q}df; -r}q d;fGt @)^(_ 959 785 842 2,13,740 56rf}yf] q}df; -cfiff9 d;fGt @)&)_ 872 775 850 1,72,387 63

!= ;+rfns ;ldltsf] k|ltj]bg M o;} jflif{s k|ltj]bgdf ;+nUg .@= n]vfk/LIfssf] k|ltj]bg M o;} jflif{s k|ltj]bgdf ;+nUg .#= n]vfk/LIf0f ePsf] ljQLo ljj/0f M o;} jflif{s k|ltj]bgdf ;+nUg .$= sfg'gL sf/jfxL ;DaGwL ljj/0f M

-s_ ;+ul7t ;+:yfn] jf ;+:yfsf] lj?4 s'g} d'2f bfo/ ePsf] eP M– a}+slj?4 shf{÷lgliqmo shf{ -Pg=lk=P=_ / ;fwf/0f ljifo;“u ;DalGwt % d'2f bfo/ ePsf .– C0f c;'nLsf nflu a}+sn] sf7df8f}+ lhNnf cbfnt / C0f c;'nL Gofoflws/0fdf % d'2f bfo/ u/]sf] .

-v_ ;+ul7t ;+:yfsf] ;+:yfks jf ;+rfnsn] jf ;+:yfks jf ;+rfnssf] lj?4df k|rlnt lgodsf] cj1f jf kmf}Hbf/Lck/fw u/]sf] ;DaGwdf s'g} d'2f bfo/ u/]sf] jf ePsf] eP M– a+}snfO{ o; ;DaGwdf s'g} hfgsf/L k|fKt gePsf] .

-u_ s'g} ;+:yfks jf ;+rfns lj?4 cfly{s ck/fw u/]sf] ;DaGwdf s'g} d'2f bfo/ ePsf] eP M– a}+snfO{ o; ;DaGwdf s'g} hfgsf/L k|fKt gePsf]] .

%= ;+ul7t ;+:yfsf] z]o/ sf/f]jf/ tyf k|ultsf] ljZn]if0f M-s_ lwtf]kq ahf/df ePsf] ;+ul7t ;+:yfsf] z]o/sf] sf/f]af/ ;DaGwdf Joj:yfkgsf] wf/0ffM

g]kfn :6s PS;r]Gh g]kfn lwtf]kq af]8{sf] ;'kl/j]If0fdf ;+rflnt ePsf] x'gfn] o; ;DaGwdf Joj:yfkgsf]s'g} wf/0ff gePsf] .

-v_ cf=j= @)^(÷&) df ;+ul7t ;+:yfsf] z]o/sf] clwstd, Go"gtd / clGtd d"Nosf ;fy} s'n sf/f]af/ z]o/ ;+Vof/ sf/f]af/ lbg .

^= ;d:of tyf r'gf}lt M-s_ ;d:of tyf r'gf}lt

-!_ cfGtl/s M–-@_ afx\o M

– ahf/df t/ntfsf] ptf/r9fa .– ljB"t cfk"tL{df ePsf] cefj cfbL h:tf sf/0fn] ljif]z u/L pTkfbgd'ns If]qsf] shf{ nufgLdf kfg]{ k|efj .

-v_ To:tf] ;d:of tyf r'gf}tL ;dfwfg ug{ Joj:yfkgn] cjnDag u/]sf] /0fgLlt M– sd nfutsf] lgIf]k / a[xt ;~hfn dfkm{t Joj;fo j[l4 ug]{ p2]Zon] ul/Psf] zfvf lj:tf/ cleofg .– pTs[i6 shf{ u|fxssf] vf]hL .– sfo{Ifdtf lj:tf/sf] nflu lgoldt cfGtl/s tflnd .– ;'dw'/ cf}wf]lus ;DaGw .

lwtf]kq btf{ tyf lgisfzg lgodfjnL @)^% sf] lgod @@ sf]pklgod -!_ ;“u ;DalGwt jflif{s k|ltj]bg

cg';"rL


&= ;+:yfut ;'zf;g M– ;'zf;g ;DaGwdf g]kfn /fi6« a}+sn] hf/L u/]sf kl/kq, lgb]{zgx?nfO{ k"0f{ ?kdf kfngf ug]{ ul/Psf] .– a+}s ;+rfngsf ljleGg If]qsf] k|ult ;ldIff ug{ s]Gb|Lo Joj:yfkg ;ldlt, ;+rfng hf]lvd Joj:yfkg

;ldlt, ahf/ hf]lvd Joj:yfkg ;ldlt, lgis[o shf{ Joj:yfkg ;ldlt, shf{ hf]lvd Joj:yfkg ;ldlt, u}/a}lsË ;DklQ Joj:yfkg ;ldlt tyf PsLs[t hf]lvd Joj:yfkg ;ldltsf a}7sx? lgoldt ?kdf x'g] u/]sf] 5 .

– a}+ssf] cfGtl/s n]vfk/LIf0f ljefusf] sfo{ If]dtf lj:tf/ ul/Psf] .– ;+rfns ;ldlt / ;+rfns ;ldlt4f/f ul7t ;ldltx? -n]vfk/LIf0f tyf hf]lvd Joj:yfkg_sf] a}7s

lgoldt ?kdf x'g] u/]sf] .– ;DklQ tyf bfloTj / hf]lvd Joj:yfkg ;ldltx? -;+rfng, shf{ / ahf/_sf] a}7s lgoldt ?kdf

x'g] u/]sf] .*= lgod @@ sf] pklgod -%_ ;“u ;DalGwt ljz]if 36gf jf kl/l:ylt ;DaGwL ljj/0fM

– a}sn] ut cf=j= @)^(÷&) df ?=$) s/f]8 a/fa/sf] æ*% g]kfn P;lacfO{ a}+s l8j]Gr/ @)&(Æ hf/Lu/]sf] .

!)= cfhsf ldlt;Dd o; k|ltj]bgdf pNnlvt hfgsf/L tyf ljj/0fx?sf] z'4tf ;DaGwdf d JolQmut ?kdfpQ/bfloTj lnG5' . ;fy} d of] pb3f]if ub{5' sL d}n] hfg] a'e]m;Dd o; k|ltj]bgdf pNn]lvt ljj/0fx? ;To, tYo/ k"0f{ 5g / nufgLstf{x?nfO{ ;";'lrt lg0f{o lng cfjZos s'g} ljj/0f, ;"rgf tyf hfgsf/Lx? n'sfOPsf] 5}g .

cfnf]s s'df/ zdf{k|aGw ;+rfns

(= *% C0fkq lgisfzgsf avt a}+sn] k|sflzt u/]sf] ljj/0fkqdf k|If]k0f ul/Psf / a}+ssf] n]vfk/LIf0fePsf] jf:tjLs ljQLo ljj/0fdf ePsf] @)% jf ;f] eGbf a9Lsf] kl/jt{g ;DalGw ljj/0f

ljj/0f k|If]lkt n]vfk/LIf0f k|ltzt kl/jt{gsf] sf/0fePsf] kl/jt{g

l:y/ ;DklQ *,%(,!)% ^,^!,%*( -@@=((_ df}h'bf ;|f]t ;fwgsf] clwstd pkof]u u/L gof“ l:y/ ;DklQ ;[hgfx'g] qmddf lgoGq0f / ljj]sk"0f{ ?kdf vr{df s6f}tL ul/Psf] x'gfn] .

gub tyf %#,&(,))( &&,!#,$)# $#=$) gf]i6«f] vftfsf] df}Hbftdf a[l4 ePsf] / jif{sf] cGTodf Pp6} u|fxs;“ua}+s Aofn]G; ;DalGwt 7"nf] kl/df0fsf] lgIf]k hDdf x'g cfPsf] x'“bf o;df j[l4 ePsf] .

v'b Aofh cfDbfgL !!,^!,^$) !^,@#,%#% #(=&^ ;ldIff jif{df a}+ssf] sf]if nfut %=$(% af6 $=$$% dfem/]sf]n] .

;+rfng d'gfkmf !*,)$,$&^ @!,(^,()# @!=&% a}+ssf] v'b Jofh cfDbfgL / z'Ns tyf sdLzgdf cfwfl/tcfDbfgLdf ePsf] a[l4sf] sf/0fn] .

shf{ gf]S;fgL Joj:yf ##,*)) *$,!*) !$(=)% ut jif{sf] v/fa shf{ gf]S;fgL Joj:yf cg'kft $!=!@% df ;'wf/-v'b_ u/L o; jif{ (*=@!% k'\¥ofOPsf]n] / shf{ tyf ;fk6Ldf a[l4

eP;“u} gf]S;fgL Joj:yf yKg' k/]sf] sf/0f .

af]g; Joj:yf *$,*^$ !,!),((^ #)=&(

s/ Joj:yf @,%$,%(@ #,#*,$** #@=(% d'gfkmf a9]sf] sf/0f .

s/ kZrftsf] %,($,)$* &,&!,$&! @(=*&v'b d'gfkmf

;"rsfÍx?

k|lt z]o/ cfDbfgL -?=df_ @%=@@ #@=&% @(=*^ d'gfkmfsf] l;dfx?df ePsf] a[l4sf] sf/0f .

g]6jy{df k|ltkmn -%_ !^=!& @)=#! @%=^)

?= xhf/dfcf=j= @)^(÷&)


;+u7gfTds ;+/rgf;+rfns ;ldlt

hf]lvdJoj:yfkg

;ldlt

k|aGw ;+rfns

k|d'v shf{ clws[t k|d'v hf]lvdclws[t

k|d'v ;+rfng clws[t

;"rgf, ;~rf/ tyf k|ljlw

dfgj ;+;fwg

shf{ 8s'd]G6];g tyf cg'udg;fdfGo k|zf;g tyf v/Lb

sDkgL ;lrj, sfg"g tyf z]o/

a}+lsË ;+rfng k|zf;g tyf cg'zf;g OsfO{

sf8{

ljb]zL ljlgdo tyf sf]iffuf/ -9's'6L_ lgIf]k

lx;faldnfg

Joj;fo k|a4{g

n]vf

shf{ d'NofÍg tyfcg'df]bg

k|d'v ljQLo clws[t

n]vfk/LIf0f ;ldlt

cfGtl/sn]vfk/LIf0fshf{ ;ldlt

If]qLo sfof{no -k"j{_If]qLo sfof{no -klZrd_If]qLo sfof{no -dWo_

Jofj:yfkg

>L cfnf]s s'df/ zdf{k|jGw ;+rfns

>L 5lk /fh kGtk|d'v hf]lvd clws[t

>L b]j /fh clwsf/Lk|d'v shf{ clws[t

-sfo{afxs_

>L ;'lzn s'df/ zdf{If]qLo k|aGws -dWo_

>L ;'/h dfgGw/If]qLo k|aGws -k"j{_

>L hLjg afa' ;'j]bLIf]qLo k|aGws -klZrd_

>L eL=s]= TofuLk|d'v ;+rfng clws[t

>L clgn s'df/ l;+xk|d'v ljQLo clws[t


>L /d]z l3ld/]sDkgL ;lrj,

sfg"g tyf z]o/

>L pd]z axfb'/ sfsL{shf{ 8s'd]G6]zg tyf cg'udg

>L ljgf]b 9'·]nl/6]n tyf P;PdO{ shf{

>L alb| nfn cdfToskf]{/]6 shf{

>L n]vgfy kf]v/]ncfGtl/s n]vfk/LIf0f

>L k|ljg d'gL jh|frfo{ljb]zL ljlgdo tyf sf]iffuf/

-9's'6L_ lgIf]k

>L bdoGtL hf]zLdfgj ;+;fwg

>L ;'hftf lu/Lj}+lsË ;+rfng k|zf;g tyf

cg'zf;g OsfO{

>L lj1fg clwsf/L;"rgf k|0ffnL Joj:yfkg

>L ;f]df /f]o u'Ktflx;faldnfg

>L ljsf; a'9fyf]sL;"rgf, ;+rf/ tyf k|lalw

>L lbs]Gb| v8\sf;fdfGo k|zf;g tyf v/Lb

>L ch'{g g]kfnb/jf/dfu{ zfvf

>L lji0f' b]j ofbjsdlz{on zfvf

ljefu÷OsfO{ k|d'vx?

d'Vo k|jGwsx?


g]kfn P;lacfO{ a}+s ln= sf] aL;f}“ jflif{s ;fwf/0f;efdf k|:tfljtg]kfn P;lacfO{ a}+s ln= sf] k|aGwkq tyf lgodfjnLdf ;+zf]wgsf] tLg dxn]

xfnsf] Joj:yf k|:tfljt ;+zf]wg ;+zf]wgsf] sf/0f

bkmf÷pkbkmf bkmf÷pkbkmf

$66!k|rlnt sfg"gadf]lhd ;Da4 lgsfosf]cfjZos :jLs[lt÷ Ohfht÷;b:otf lnO{u|fxsx¿nfO{ lwtf ]kqsf] lgIf ]k ;]jf-l8kf]lh6/L kfl6{l;k]G6 ;le{;];\_ k|bfg ug]{ .

l8kf]lh6/L ;le{; ykug{ .

k|aGwkqdf ;+zf]wgsf] tLg dxn] M

%=!-v_a}+ssf] hf/L k"“hL ?=@,#^,$&,!$,())÷–-b'O{ ca{ 5QL; s/f]8 ;trfnL; nfv rf}wxhf/ gf} ;o ?k}of“_ x'g]5 . h;nfO{?=!))÷–-Ps ;o ?k }of “ _ sf b/n]@,#^,$&,!$( -b'O{ s/f]8 5QL; nfv;trfnL; xhf/ Ps ;o pgGrf;_ ;fwf/0fz]o/df ljefhg ul/Psf] 5 .

%=!-v_a}+ssf] hf/L k"“hL ?=@,^%,(!,*@,@))÷–-b'O{ ca{ k}“;¶L s/f]8 PsfGgAa] nfv aof;Lxhf/ b'O{ ;o ?k}oF“_ x'g]5 . h;nfO{?=!))÷–-Ps ;o ?k }oF “ _ sf b/n]@,^%,(!,*@@ -b'O{ s/f]8 k} “;¶L nfvPsfGgAa] xhf/ cf7 ;o afO;_ ;fwf/0fz]o/df ljefhg ul/Psf] 5 .

a}+ssf] Joj;fosf]nflu cfjZos k"“hLj[l4 ug{ .

%=!-u_a}+ssf] r'Qmf k"“hL ?= @,#%,%&,#*,%)$÷–-b'O{ ca{ k}“tL; s/f]8 ;GtfpGg nfv c8\tL;xhf/ kf“r ;o rf/ ?k}oF“_ x'g]5 .

%=!-u_a}+ssf] r'Qmf k"“hL ?= @,^%,)@,)%,*)$÷–-b'O{ ca{ k}“;¶L s/f]8 b'O{ nfv kf“r xhf/cf7 ;o rf/ ?k}of“_ x'g]5 .

a}+ssf] Joj;fo sf]nflu cfjZos k"“hLj[l4 ug{ .

lgodfjnLdf ;+zf]wgsf] tLg dxn] M

lgod lgod

!)-#_ a}7sdf ;+rfnsx¿ cfkm}“ pkl:ytx'g'kg]{5 . t/ P;=la=cfO{= / sd{rf/L;+rosf]ifnfO{ k|ltlglwTj ug]{ ;+rfnsx¿eg]cf–cfkm\gf j}slNks ;+rfnsx¿dfkm{ta}+7sdf pkl:yt x'g ;Sg]5g\ .

!)-#_ a}7sdf ;+rfnsx¿ cfkm}“ pkl:ytx'g'kg]{5 . t/ P;=la=cfO{= / sd{rf/L;+rosf]ifnfO{ k|ltlglwTj ug]{ ;+rfnsx¿eg]cf–cfkm\gf j}slNks ;+rfnsx¿dfkm{ta}7sdf pkl:yt x'g ;Sg]5g\ .;+rfns jf j}slNks ;+rfnsn] k|rlntsfg"gsf] cwLgdf /xL lel8of] sGkm/]lG;Ësf]dfWodaf6 ;d]t ;+rfns;ldltsf] a}+7sdfefu lng ;Sg]5g\ .

lel8of] sGkm/]lG;Ësf]dfWodaf6;+rfns;ldltsf]a }7s a:g ;Sg ]Joj:yf ug{ .


xfdLn] g]kfn P;lacfO{ a}+s lnld6]8sf] o;};fy ;+nUg @)&) cfiff9 #! -!% h'nfO{ @)!#_ sf] jf;nft, ;f]xL ldltdf;dfKt ePsf] jif{sf] gfkmf gf]S;fg lx;fa, OlSj6Ldf ePsf] kl/jt{gsf] ljj/0f / gub k|jfx ljj/0f Pj+ k|d'v n]vfgLltx¿ tyf n]vf ;DaGwL l6Kk0fLx¿sf] n]vf k/LIf0f ;DkGg u/]sf 5f}“ .

ljQLo ljj/0fx¿pk/ Joj:yfkgsf] pQ/bfloTjljQLo ljj/0fx¿ g]kfn n]vfdfgcg';f/ tof/ ul/Psf] 5 Pj+ plrt k|:t'ltsf] bfloTj Joj:yfkgdf /x]sf] 5 .hfn;fhL jf q'l6sf sf/0fn] x'g] ;f/e"t q'l6/lxt ljQLo ljj/0fx¿ tof/L Pj+ plrt k|:t'ltsf lglDt plrt cfGtl/slgoGq0f th'{df, sfof{Gjog Pj+ ;+rfng ug]{, plrt n]vf gLltx¿ rog Pj+ sfof{Gjog ug]{ tyf kl/l:ylthGon]vf;DaGwL cg'dfg ug]{ bfloTj klg Joj:yfkgsf] xf] .

n]vfk/LIfssf] pQ/bfloTjn]vfk/LIf0fsf] cfwf/df ljQLo ljj/0fx¿pk/ /fo hf/L ug'{ xfd|f] pQ/bfloTj xf] . xfdLn] xfd|f] n]vfk/LIf0f g]kfnn]vfk/LIf0f dfgadf]lhd ;DkGg u/]sf 5f}“ . tL dfgn] xfdLnfO{ Jofj;flos g}ltstfsf] kfngf ug{ tyf ljQLoljj/0fx¿ ;f/e"t ¿kdf ql'6/lxt ePsf] af/]df dgfl;j cfZjf;g k|fKt ug{ n]vfk/LIf0fsf] of]hgf agfpg /n]vfk/LIf0f ;DkGg ug{ clgjfo{ u/fp“5g\ .

n]vfk/LIf0fcGtu{t ljQLo ljj/0fdf k|blz{t /sd Pj+ cGo ljj/0fx¿sf] k'i6\ofO“ ug]{ k|df0fsf] gd'gf k/LIf0f ul/G5 .gd'gf k/LIf0f xfd|f] ljj]s tyf hfn;fhL jf q'l6sf sf/0fn] ljQLo ljj/0fx¿df x'g] ;f/e"t q'l6sf] hf]lvdsf]cf“sngdf e/ kb{5 . hf]lvdsf] cf“sng ubf{ ;+:yfsf ljQLo ljj/0fx¿sf] tof/L Pj+ plrt k|:t'lt ;Da4 cfGtl/slgoGq0f ljZn]if0f u/L kl/l:ylthGo n]vfk/LIf0fsf sfo{ljlwx¿ th'{df u5f}{“ . oL n]vfk/LIf0fsf sfo{ljlwx¿ ;+:yfsf]cfGtl/s lgoGq0fsf] k|efjsfl/tfdf /fo k|s6 ug]{ k|of]hgsf nflu eg] xf]Ogg\ . Joj:yfkgn] cjnDag u/]sf]n]vfl;4fGt tyf ul/Psf dxŒjk"0f{ cg'dfgx¿ Pj+ ljQLo ljj/0f k|:t'ltsf] ;du| l:yltsf] d"NofÍg ug'{ klgn]vfk/LIf0fcGtu{t kb{5 . n]vfk/LIf0fn] xfd|f] /fonfO{ kof{Kt cfwf/ k|bfg ug]{ s'/fdf xfdL ljZj:t 5f“} .

sDkgL P]g, @)^# / a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @)^# n] tf]s]sf s'/fx¿pk/sf]k|ltj]bgxfdLn] n]vfk/LIf0fsf] l;nl;nfdf cfjZos 7fgL ;f]wgL tyf s}lkmottna u/]sf s'/fx¿sf] hjfkm Pj :ki6Ls/0f;Gtf]ifhgs kfof“}, h'g xfd|f] 1fg / ljZjf;df n]vfk/LIf0fsf nflu cfaZos lyof] . xfd|f] /fodf o; k|ltj]bg;“u;Dj4 jf;nft, gfkmf gf]S;fg lx;fa tyf gub k|jfx ljj/0f g]kfn /fi6« a}+sn] tf]s]adf]lhd tof/ ePsf] 5, sDkgLn]/fv]sf] n]vf;“u b'¿:t /x]sf] 5 / sDkgLn] n]vf tyf ;|]:tfx¿ k|rlnt sfg"gadf]lhd tof/ u/]sf] 5 . xfd|f] /fodfzfvfsf] :jtGq n]vfk/LIf0f gePtfklg zfvfaf6 k|fKt ljj/0fx¿ n]vfk/LIf0fsf] nflu kof{Kt cfwf/o'Qm lyP .

sDkgLsf] n]vf tyf ;|]:tfx¿sf] k/LIf0faf6 b]lvPcg';f/ xfd|f] /fodf sDkgLn] g]kfn /fi6« a}+ssf] PsLs[t lgb]{zgadf]lhd kof{Kt k"“hLsf]if tyf ;DklQsf] cjd"Nogafkt sf]if v8f u/]sf] 5 .

g]kfn P;lacfO{ a}+s lnld6]8sfz]o/wgLx¿df n]vfk/LIfssf] k|ltj]bg


xfdLnfO{ k|fKt hfgsf/L / xfdLnfO{ lbOPsf] :ki6Ls/0f / xfdLn] k/LIf0f u/]sf ;|]:tfaf6 ;++rfns;ldlt cyjf s'g}kbflwsf/Ln] sfg"gL Joj:yfx¿ljk/Lt jf clgoldt sfo{ u/]sf] jf sDkgLnfO{ xflggf]S;fgL u/] u/fPsf] tyf /fi6«a}+ssf] PsLs[t lgb]{zgsf] pNnË3g u/L sDkgL, lgIf]kstf{ tyf nufgLstf{sf] lxtsf] ;'/If0fljk/Lt sfo{ u/]sfhfgsf/L x'g cfPg .

n]vfk/LIfssf] /foxfd|f] /fodf g]kfn P;lacfO{ a}+ssf] ljQLo ljj/0fx¿n] @)&) cfiff9 #! -!% h'nfO{ @)!#_ sf] cfly{s cj:yf tyfpQm cjlwsf] ;+rfng glthf / gub k|jfxsf] g]kfn n]vfdfg tyf n]vfsf] ;a{dfGo l;4fGtcg'¿k ;d'lrt tyfoyfy{ lrq0f ub{5 / pQm ljQLo ljj/0fx¿ sDkgL P]g, @)^#, g]kfn /fi6« a}+ssf] PsLs[t lgb]{zg tyf a}+s tyfljQLo ;+:yf;DaGwL P]g, @)^# cg'¿k 5g\ .

zlz ;Tofn

b=

Joj:yfksLo ;fem]bf/l6=cf/=pkfWofo P08 s+, rf6{8{ Psfp06]06;\ldlt M @)&) ebf} !&:yfg M sf7df08f}“


! b]lv !& ;Ddsf cg';"rLx¿ Jff;nftsf cleGg cË x'g\ .

;Defljt bfloTj cg';"rL !&;+rfnsx¿sf] 3f]if0ff cg';"rL @(k"“hLsf]if tflnsf cg';"rL #)hf]lvd efl/t ;DklQ tflnsf cg';"rL #)-s_k|d'v ;"rsfÍx¿ cg';"rL #!k|d'v n]vf gLltx¿ cg';"rL #@n]vf;DaGwL l6Kk0fLx¿ cg';"rL ##

;DklQ cg';"rL o; jif{ ¿= ut jif{ ¿=

!= gub df}Hbft 8 1,23,94,53,119 1,18,67,55,022@= g]kfn /fi6« a}+sdf /x]sf] df}Hbft 9 4,95,70,64,493 3,26,96,09,702#= a}+s÷ljQLo ;+:yfdf /x]sf] df}Hbft 10 1,51,68,85,723 1,05,20,17,772$= dfu tyf cNk ;"rgfdf k|fKt x'g] /sd 11 13,89,25,434 17,82,50,000%= nufgL 12 25,90,61,19,814 24,46,34,51,958^= shf{, ;fk6 tyf lan vl/b 13 28,78,81,46,625 26,14,20,94,172&= l:y/ ;DklQ 14 66,15,89,203 71,59,20,555*= u}/ a}lsË ;DklQ 15 - -(= cGo ;DklQ 16 1,58,79,68,411 1,05,16,08,539

s'n ;DklQ 64,79,61,52,822 64,79,61,52,822 64,79,61,52,822 64,79,61,52,822 64,79,61,52,822 58,05,97,07,72058,05,97,07,72058,05,97,07,72058,05,97,07,72058,05,97,07,720

jf;nft#! cfiff9 @)&) -!% h'nfO{ @)!#_

k"FhL tyf bfloTj cg';"rL o; jif{ ¿= ut jif{ ¿=

!= z]o/ k"“hL 1 2,65,02,05,804 2,35,57,38,504@= hu]8f tyf sf]ifx¿ 2 1,14,87,51,613 84,17,20,359#= C0fkq tyf a08 3 80,00,00,000 60,00,00,000$= ltg{ af“sL shf{ ;fk6 4 - -%= lgIf]k bfloTj 5 58,92,04,55,656 53,33,72,64,193^= e'QmfgL lbg'kg{] lanx¿ 6 16,53,54,686 7,86,16,237&= k|:tfljt gub nfef+z 17,66,80,388 10,46,99,488*= cfos/ bfloTj 34,68,901(= cGo bfloTj 7 93,47,04,675 73,82,00,038

s'n k"“hL tyf bfloTj 64,79,61,52,82264,79,61,52,82264,79,61,52,82264,79,61,52,82264,79,61,52,822 58,05,97,07,72058,05,97,07,72058,05,97,07,72058,05,97,07,72058,05,97,07,720

-cf/= sflQ{s]og_

;+rfns

-ljho h;'hf_

;+rfns

-zlz ;Tofn, Pkm=l;=P_

Joj:yfksLo ;fem]bf/l6=cf/=pkfWofo P08 sDkgL,

rf6{8{ Psfp06]06;\

-clgn s'df/ l;+x_

k|d'v ljQLo clws[t

-cfnf]s s'df/ zdf{_

k|aGw ;+rfns

-x;gf zdf{_

cWoIf

-dgf]h s'df/ cu|jfn_

;+rfns

-lg/~hg s'df/ l6a/]jfnf_

;+rfns

-uf]s'n /fd yfkf_

ljz]if1 ;+rfns

-x]dGt hL= sfG6«]S6/_

;+rfns


gfkmf–gf]S;fg lx;fa@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd

ljj/0f cg';"rL o; jif{ ¿= ut jif{ ¿=

!= Aofh cfDbfgL 18 4,11,05,14,126 3,76,94,83,069@= Aofh vr{ 19 2,48,69,78,979 2,77,07,98,689

v'b Aofh cfDbfgL 1,62,35,35,1471,62,35,35,1471,62,35,35,1471,62,35,35,1471,62,35,35,147 99,86,84,38099,86,84,38099,86,84,38099,86,84,38099,86,84,380

#= sldzg tyf l8:sfp06 20 31,36,96,555 25,53,51,737$= cGo ;+rfng cfDbfgL 21 15,77,55,684 14,17,61,704%= ;6xL 36a9 cfDbfgL 22 10,19,15,128 10,11,38,325

s'n ;+rfng cfDbfgL 2,19,69,02,5142,19,69,02,5142,19,69,02,5142,19,69,02,5142,19,69,02,514 1,49,69,36,1461,49,69,36,1461,49,69,36,1461,49,69,36,1461,49,69,36,146

^= sd{rf/L vr{ 23 41,65,60,412 28,91,53,228&= cGo ;+rfng vr{ 24 47,72,46,891 45,61,26,353*= ;6xL 36a9 gf]S;fg 22 – –

;Defljt gf]S;fgL Joj:yfcl3sf] ;+rfng d'gfkmf 1,30,30,95,2111,30,30,95,2111,30,30,95,2111,30,30,95,2111,30,30,95,211 75,16,56,56575,16,56,56575,16,56,56575,16,56,56575,16,56,565

(= ;Defljt gf]S;fgL Joj:yfx¿ 25 12,80,40,596 7,80,11,798

;+rfng d'gfkmf 1,17,50,54,6151,17,50,54,6151,17,50,54,6151,17,50,54,6151,17,50,54,615 67,36,44,76767,36,44,76767,36,44,76767,36,44,76767,36,44,767

!)= u}/ ;+rfng cfDbfgL÷-vr{_ 26 -2,87,286_ 21,82,640!!= ;Defljt gf]S;fg Joj:yfaf6 lkmtf{ 27 4,38,61,090 9,16,95,108

lgoldt sf/f]af/af6 ePsf] d'gfkmf 1,21,86,28,4191,21,86,28,4191,21,86,28,4191,21,86,28,4191,21,86,28,419 76,75,22,51576,75,22,51576,75,22,51576,75,22,51576,75,22,515

!@= c;fdfGo sf/f]af/x¿af6 ePsf] cfDbfgL÷-vr{_ 28 23,26,357 -1,22,03,577_

;Dk"0f{ sf/f]af/ ;dfj]zkl5sf] v'b d'gfkmf 1,22,09,54,7761,22,09,54,7761,22,09,54,7761,22,09,54,7761,22,09,54,776 75,53,18,93875,53,18,93875,53,18,93875,53,18,93875,53,18,938

!#= sd{rf/L af]g; Joj:yf 11,09,95,889 6,86,65,358!$= cfos/ Joj:yf 33,84,87,758 20,65,48,087o; jif{sf] s/ Joj:yf 36,35,30,553 22,90,51,564ljut jif{;Ddsf] s/ Joj:yf 5,65,456 7,29,573o; jif{sf] :yug s/ -cfDbfgL_÷vr{ -2,56,08,251_ -2,32,33,050_

v'b gfkmf÷-gf]S;fg_ 77,14,71,12977,14,71,12977,14,71,12977,14,71,12977,14,71,129 48,01,05,49348,01,05,49348,01,05,49348,01,05,49348,01,05,493

!* b]lv @* ;Ddsf cg';"rLx¿ gfkmf–gf]S;fg lx;fasf cleGg cË x'g\ .

-cf/= sflQ{s]og_

;+rfns

-ljho h;'hf_

;+rfns



rf6{8{ Psfp06]06;\

-clgn s'df/ l;+x_

k|d'v ljQLo clws[t

-cfnf]s s'df/ zdf{_

k|aGw ;+rfns

-x;gf zdf{_

cWoIf


;+rfns


;+rfns

-uf]s'n /fd yfkf_

ljz]if1 ;+rfns


;+rfns


gfkmf–gf]S;fg af“8kmf“8 lx;fa@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd

ljj/0f cg';"rL o; jif{ ¿= ut jif{ ¿=cfDbfgL!= ut jif{;Ddsf] ;+lrt d'gfkmf -;dfof]lht_ 89,10,620 28,51,532@= o; jif{sf] d'gfkmf 77,14,71,129 48,01,05,493#= ;6xL 36a9 sf]if – –$= nufgL ;dfof]hg sf]if 5,15,360 2,52,13,820%= ut jif{ ;Ddsf] k"“hL ;dfof]hg sf]ifdf

/x]sf] ;+lrt /sd 50,00,000 3,00,00,000^= af]g; z]o/ tyf gub nfef+z

lkmtf{ – 13,96,329hDdf 78,58,97,10978,58,97,10978,58,97,10978,58,97,10978,58,97,109 53,95,67,17453,95,67,17453,95,67,17453,95,67,17453,95,67,174

vr{!= ut jif{;Ddsf] ;+lrt gf]S;fg – –@= o; jif{sf] gf]S;fg – –#= ;fwf/0f hu]8fsf]if 15,42,94,226 9,60,21,099$= e}k/L cfpg] hu]8f – –%= ;+:yf ljsf; sf]if – –^= nfef+z ;dLs/0f sf]if – –&= sd{rf/L;DaGwL hu]8fx¿ – –*= k|:tfljt nfef+z -&=%%_ 17,66,80,388 10,46,99,488(= k|:tfljt af]g; z]o/ -!@=%%_ 29,44,67,300 26,17,48,735!)= ljz]if hu]8f sf]if – –!!= ;6xL 36a9 sf]if 11,33,538 7,98,950!@= k"“hL lkmtf{ hu]8f sf]if – –!#= k"“hL ;dfof]hg sf]if 3,50,00,000 50,00,000!$= nufgL ;dfof]hg sf]if 5,15,360 5,15,360!%= ^% g]kfn P;lacfO{ C0fkq @)&)

e"QmfgL hu]8f sf]if 2,85,71,426 2,85,71,429!^= !@=%% g]kfn P;lacfO{ C0fkq @)&*

e"QmfgL hu]8f sf]if 4,00,00,000 1,67,76,256!&= *% g]kfn P;lacfO{ C0fkq @)&( 1,78,63,014 –

e"QmfgL hu]8f sf]if!*= :yug s/ hu]8f sf]if 3,23,16,064 2,32,33,050 hDdf 78,08,41,31678,08,41,31678,08,41,31678,08,41,31678,08,41,316 53,73,64,36753,73,64,36753,73,64,36753,73,64,36753,73,64,367 !(= ;l~rt d'gfkmf÷-gf]S;fg_ 50,55,793 22,02,807

-cf/= sflQ{s]og_

;+rfns

-ljho h;'hf_

;+rfns



rf6{8{ Psfp06]06;\

-clgn s'df/ l;+x_

k|d'v ljQLo clws[t

-cfnf]s s'df/ zdf{_

k|aGw ;+rfns

-x;gf zdf{_

cWoIf


;+rfns


;+rfns

-uf]s'n /fd yfkf_

ljz]if1 ;+rfns


;+rfns


OSjL6Ldf ePsf] kl/jt{g;DaGwL ljj/0f@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd

ljj/0f z]o/ k"“hL ;l~rt gfkmf ;fwf/0f hu]8f k“"hL z]o/ nufgL k|:tfljt af]g; ;6xL ;dfof]hg :yug s/ hu]8f cGo sf]if s"n /sdgf]S;fg sf]if ;dfof]hg sf]if lk|ldod ;dfof]hg sf]if z]o/ sf]if sf]if tyf hu]8f? ?

? ? ? ? ? ? ? ?

z'? df}Hbft -)!=)$=@)^(_ 2,09,39,89,769 22,02,807 57,18,02,385 50,00,000 – 5,15,360 26,17,48,735 1,10,78,075 6,29,16,902 18,82,04,830 3,19,74,58,863

;dfof]hgM :yug s/ 67,07,813 67,07,813

;dfof]hgM ut jif{sf] k|:tfljt 26,17,48,735 -26,17,48,735_af]g; z]o/ g]=/f=a}+ssf] lgb]{zg

adf]lhd z]o/ k"“hLdf u0fgf

ul/Psf]

)!=)$=@)^( ;dfof]lht df}Hbft 2,35,57,38,5042,35,57,38,5042,35,57,38,5042,35,57,38,5042,35,57,38,504 89,10 ,62089,10 ,62089,10 ,62089,10 ,62089,10 ,620 57,18,02,38557,18,02,38557,18,02,38557,18,02,38557,18,02,385 50,00,00050,00,00050,00,00050,00,00050,00,000 ––––– 5,15 ,3605,15 ,3605,15 ,3605,15 ,3605,15 ,360 ––––– 1,10,78,0751,10,78,0751,10,78,0751,10,78,0751,10,78,075 6 ,29 ,16 ,9026 ,29 ,16 ,9026 ,29 ,16 ,9026 ,29 ,16 ,9026 ,29 ,16 ,902 18,82,04,83018,82,04,83018,82,04,83018,82,04,83018,82,04,830 3,20,41,66,6763,20,41,66,6763,20,41,66,6763,20,41,66,6763,20,41,66,676;dfof]hg –

v"b d"gfkmf – 77,14,71,129 – – – – – 77,14,71,129

k"“hL ;dfof]hg sf]if – 50,00,000 – -50,00,000_ – – – –

nufgL ;dfof]hg sf]if – 5,15,360 -5,15,360_ –

ljz]if hu]8f – 20,00,00,000 -20,00,00,000_ –

;fwf/0f hu]8fdf ;fl/Psf] – -15,42,94,226_ 15,42,94,226 – – – – –

k"“hL ;dfof]hg sf]if – -3,50,00,000_ – 3,50,00,000 – – – –

k|:tfljt nfef+z – -17,66,80,388_ – – – – – -17,66,80,388_

k|:tfljt af]gz z]o/ – -29,44,67,300_ 29,44,67,300 –

z]o/ lk|ldod – – – – – –

;6xL 36a9 sf]if – -11,33,538_ – – – 11,33,538 –

lalj|m gePsf] hf/L z]o/ – – – – – – –

k"“hL lkmtf{ sf]if – – – – – –

af]g; z]o/ ljt/0f – – – – – – –

C0fkq e"QmfgL hu]8f sf]if -8,64,34,440_ 8,64,34,440 –

:yug s/ hu]8f sf]if – -3,23,16,064_ 3,23,16,064

nufgL ;dfof]h sf]if – -5,15,360_ 5,15,360

xsk|b z]o/ –

cfiff9 @)&) sf] clGtd df}Hbft 2,352,352,352,352,35,,,,, 5757575757,,,,, 38,50438,50438,50438,50438,504 5050505050,,,,, 55 ,79355,79355,79355,79355,793 9292929292 ,,,,, 6060606060 ,,,,, 9 6 , 6 1196 , 6 1196 , 6 1196 , 6 1196 , 6 11 33333 ,,,,, 5050505050 ,,,,, 00 ,00000,00000,00000,00000,000 – 55555,,,,, 15 ,36015,36015,36015,36015,360 29,44,67,30029,44,67,30029,44,67,30029,44,67,30029,44,67,300 11111 ,,,,, 2222222222 ,,,,, 11 , 61311 ,61311 ,61311 ,61311 ,613 99999 ,,,,, 5252525252 ,,,,, 32 ,96632 ,96632 ,96632 ,96632 ,966 77777 ,,,,, 4646464646 ,,,,, 39 ,27039,27039,27039,27039,270 33333 ,,,,, 7979797979,,,,, 8989898989,,,,, 57 ,41757,41757,41757,41757,417

-clgn s'df/ l;+x_

k|d'v ljQLo clws[t

-cfnf]s s'df/ zdf{_

k|aGw ;+rfns

-x;gf zdf{_

cWoIf


;+rfns


;+rfns

-uf]s'n /fd yfkf_

ljz]if1 ;+rfns


;+rfns

-cf/= sflQ{s]og_

;+rfns

-ljho h;'hf_

;+rfns



rf6{8{ Psfp06]06;\


gub k|jfx ljj/0f@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd

ljj/0f o; jif{ ¿= ut jif{ ¿=s_ sf/f]af/ ;+rfngaf6 gub k|jfx 2,06,07,34,2422,06,07,34,2422,06,07,34,2422,06,07,34,2422,06,07,34,242 64,25,13,26064,25,13,26064,25,13,26064,25,13,26064,25,13,260!= gub k|flKt 4,08,72,96,3464,08,72,96,3464,08,72,96,3464,08,72,96,3464,08,72,96,346 4,06,35,65,2464,06,35,65,2464,06,35,65,2464,06,35,65,2464,06,35,65,246

!=! Aofh cfDbfgL 3,51,67,08,507 3,56,64,74,199!=@ sldzg tyf l8isfpG6 cfDbfgL 31,36,96,555 25,53,51,737!=# ljb]zL ljlgdo sf/f]af/af6 cfDbfgL 10,19,15,128 10,11,38,325!=$ ckn]lvt shf{sf] c;"nL 23,26,357 1,25,44,937!=% cGo cfDbfgL 15,26,49,799 12,80,56,048

@= gub e'QmfgL 3,67,15,09,1283,67,15,09,1283,67,15,09,1283,67,15,09,1283,67,15,09,128 3,58,18,26,2743,58,18,26,2743,58,18,26,2743,58,18,26,2743,58,18,26,274@=! Aofh vr{ 2,47,01,14,436 2,73,56,62,084@=@ sd{rf/L vr{ 33,00,10,367 26,74,02,400@=# sfof{no ;+rfng vr{ 36,61,14,793 32,51,41,369@=$ cfos/ e'QmfgL 39,66,00,000 19,75,00,000@=% cGo vr{ 10,86,69,532 5,61,20,421

sfo{ut k"“hL ultljlwcl3sf] gub k|jfx 41,57,87,21841,57,87,21841,57,87,21841,57,87,21841,57,87,218 48,17,38,97248,17,38,97248,17,38,97248,17,38,97248,17,38,972 ;+rfng;DaGwL rfn' ;DklQdf sdL÷-j[l4_ -4,01,66,12,361_-4,01,66,12,361_-4,01,66,12,361_-4,01,66,12,361_-4,01,66,12,361_ -10,88,16,85,550_-10,88,16,85,550_-10,88,16,85,550_-10,88,16,85,550_-10,88,16,85,550_

!= dfu tyf cNk ;"rgfdf k|fKt x'g] /sddf sdL÷-j[l4_ 3,93,24,566 -17,82,50,000_@= cGo cNksfnLg nufgLdf sdL÷-j[l4_ -1,43,08,28,398_ -5,57,73,87,738_#= shf{ tyf laN; vl/bdf sdL÷-j[l4_ -2,73,02,31,958_ -4,78,73,88,247_$= cGo ;DklQdf sdL÷-j[l4_ 10,51,23,429 -33,86,59,565_

;+rfng;DaGwL rfn' bfloTjdf -sdL_÷j[l4 5,66,15,59,3855,66,15,59,3855,66,15,59,3855,66,15,59,3855,66,15,59,385 11,04,24,59,83811,04,24,59,83811,04,24,59,83811,04,24,59,83811,04,24,59,838!= lgIf]k bfloTjdf -sdL_÷j[l4 5,58,31,91,463 10,92,18,20,899@= ;l6{lkms]6 ckm l8kf]lh6df -sdL_÷j[l4 – –#= cNksfnLg ;fk6Ldf -sdL_÷j[l4 – –$= cGo bfloTjdf -sdL_÷j[l4 7,83,67,922 12,06,38,939

v_ nufgL sf/f]af/df gub k|jfx -6,02,47,554_-6,02,47,554_-6,02,47,554_-6,02,47,554_-6,02,47,554_ -40,71,73,403_-40,71,73,403_-40,71,73,403_-40,71,73,403_-40,71,73,403_!= bL3{sfnLg nufgLdf sdL÷-j[l4_ – –@= l:y/ ;DklQdf sdL÷-j[l4_ -5,81,73,262_ -40,77,59,527_#= bL3{sfnLg nufgLdf Aofh cfDbfgL –$= nfef+z cfDbfgL -20,74,292_ 5,86,124%= cGo – –

u_ ljQLo ;|f]t sf/f]af/af6 gub k|jfx 20,00,00,00020,00,00,00020,00,00,00020,00,00,00020,00,00,000 39,20,20,98139,20,20,98139,20,20,98139,20,20,98139,20,20,981!= bL3{sfnLg C0f -a08, l8a]~r/ cflb_ df j[l4÷-sdL_ 20,00,00,000 40,00,00,000@= z]o/ k"“hLdf j[l4÷-sdL_ – -79,79,019_#= cGo bfloTjdf j[l4÷-sdL_ – –$= g]kfn /fi6«a}+saf6 k|fKt ;x'lnot÷k'g/shf{df j[l4÷-sdL_ – –

3_ gub tyf a}+s df}Hbftsf] ljlgdo b/df ePsf] km/saf6 cfDbfgL÷vr{ 45,34,15145,34,15145,34,15145,34,15145,34,151 31,95,80031,95,80031,95,80031,95,80031,95,800 ª_ o; jif{sf] ;Dk"0f{ ultljlwaf6 gub k|jfx 2,20,50,20,8392,20,50,20,8392,20,50,20,8392,20,50,20,8392,20,50,20,839 63,05,56,63863,05,56,63863,05,56,63863,05,56,63863,05,56,638 r_ gub tyf a}+sdf /x]sf] z'?sf] df}Hbft 5,50,83,82,4965,50,83,82,4965,50,83,82,4965,50,83,82,4965,50,83,82,496 4,87,78,25,8584,87,78,25,8584,87,78,25,8584,87,78,25,8584,87,78,25,858 5_ gub tyf a}+sdf /x]sf] clGtd df}Hbft 7,71,34,03,3357,71,34,03,3357,71,34,03,3357,71,34,03,3357,71,34,03,335 5,50,83,82,4965,50,83,82,4965,50,83,82,4965,50,83,82,4965,50,83,82,496

-cf/= sflQ{s]og_

;+rfns

-ljho h;'hf_

;+rfns



rf6{8{ Psfp06]06;\

-clgn s'df/ l;+x_

k|d'v ljQLo clws[t

-cfnf]s s'df/ zdf{_

k|aGw ;+rfns

-x;gf zdf{_

cWoIf


;+rfns


;+rfns

-uf]s'n /fd yfkf_

ljz]if1 ;+rfns


;+rfns


ljj/0f o; jif{ ¿= ut jif{ ¿=

!= z]o/ k"“hL

!=! clws[t k"“hL 3,00,00,00,0003,00,00,00,0003,00,00,00,0003,00,00,00,0003,00,00,00,000 3,00,00,00,000 3,00,00,00,000 3,00,00,00,000 3,00,00,00,000 3,00,00,00,000

s_ #),))),))) ;fwf/0f z]o/ k|ltz]o/ ?= !)) n] 3,00,00,00,000 3,00,00,00,000v_ ======gg\l/l8d]an lk|km/]G; z]o/ k|lt ?= ======n] - -u_ =====l/l8d]an lk|km/]G; z]o/ k|lt ?= ======n] - -

!=@ hf/L k"“hL 2,36,47,14,900 2,36,47,14,900 2,36,47,14,900 2,36,47,14,900 2,36,47,14,900 2,10,29,66,1652,10,29,66,1652,10,29,66,1652,10,29,66,1652,10,29,66,165

s_ @#,^$&,!$( ;fwf/0f z]o/ k|ltz]o/ ?= !)) n] 2,36,47,14,900 2,10,29,66,165v_ ======gg\l/l8d]an lk|km/]G; z]o/ k|lt ?= ======n] - -u_ =====l/l8d]an lk|km/]G; z]o/ k|lt ?= ======n ] - -

!=# r'Qmf k"“hL 2,35,57,38,504 2,35,57,38,504 2,35,57,38,504 2,35,57,38,504 2,35,57,38,504 2,09,39,89,7692,09,39,89,7692,09,39,89,7692,09,39,89,7692,09,39,89,769

s_ @#,%%&,#*%=)$ ;fwf/0f z]o/ k|ltz]o/ ?= !)) n] 2,35,57,38,504 2,09,39,89,769v_ ======gg\l/l8d]an lk|km/]G; z]o/ k|lt ?= ======n] - -u_ =====l/l8d]an lk|km/]G; z]o/ k|lt ?= ======n] - -

!=$ k|:tfljt af]g; z]o/ 29,44,67,30029,44,67,30029,44,67,30029,44,67,30029,44,67,300 26,17,48,73526,17,48,73526,17,48,73526,17,48,73526,17,48,735

!=% sN; Og P8efG; - -

!=^ hDdf /sd -!=#+!=$+!=%_ 2,65,02,05,8042,65,02,05,8042,65,02,05,8042,65,02,05,8042,65,02,05,804 2,35,57,38,5042,35,57,38,5042,35,57,38,5042,35,57,38,5042,35,57,38,504

z]o/ k"“hL tyf :jfldTj#! cfiff9 @)&) -!% h'nfO{ @)!#_

cg';"rL !

a}+ssf] !% cf}“ ;fwf/0f ;ef -cf=j= @)^%÷^^_n] 3f]if0ff u/] adf]lhd cf=j= @)^^÷^& df jf“8kmf“8 ul/Psf] af]g; tyf xsk|b z]o/ -@M!_s'n !&,$@)=)$ -!@)#%=)# lsQf af]g; z]o/ / %#*%=)! lsQf xsk|b z]o/_ bzdnj cÍdf /x]sf 5g\ . To:tf bzdnj cÍdf /x]sfz]o/sf nflu z]o/ k|df0fkq hf/L ug]{ ;DaGwdf :ki6 sfg"gL Joj:yf gePsf] x'“bf xfnnfO{ z]o/ k|df0fkq hf/L gu/L z]o/ wgLsf] btf{lstfadf clen]v hgfO{ /flvPsf] 5 . z]o/wgLx?sf] To:tf] z]o/ xs ;d]tnfO{ a}+ssf] z]o/ k"“hLdf u0fgf ul/Psf] 5 .


cg';"rL @

hu]8f tyf sf]ifx?#! cfiff9 @)&) -!% h'nfO{ @)!#_


!= ;fwf/0F hu]8f sf]]if 92,60,96,611 57,18,02,385 @= k"“hLut hu]8F sf]if – –

#= k"“hL lkmtf{ hu]8f sf]if – –

$= k"“hL ;dfof]hg sf]if 3,50,00,000 50,00,000 %= cGo hu]]8f tyf sf]ifx¿ 17,03,87,596 25,16,37,092

%=! e}k/L cfpg] hu]8f – –

%=@ ;+:yf ljsf; sf]if – –

%=# nfef+z ;dLs/0f sf]if – –

%=$ ljz]if hu]8f sf]if – –

%=% ;DklQ k'gd"{NofÍg sf]if – –

%=^ :yug s/ hu]8f 9,52,32,966 6,29,16,902%=& cGo :jtGq sf]if – –

%=* nufgL ;dfof]hg sf]if 5,15,360 5,15,360%=( cGo hu]8f sf]if -C0fkq e"QmfgL sf]if_ 7,46,39,270 18,82,04,830%=!) z]o/ lk|ldod vftf – –

^= ;l~rt gfkmf÷-gf]S;fg_ 50,55,793 22,02,807 &= ;6xL 36a9 sf]if 1,22,11,613 1,10,78,075

hDdf 1,14,87,51,6131,14,87,51,6131,14,87,51,6131,14,87,51,6131,14,87,51,613 84,17,20,35984,17,20,35984,17,20,35984,17,20,35984,17,20,359

z]o/ :jfldTj ljj/0f

!= :jb]zL :jfldTj 44.72% 1,05,34,25,399 44.72% 93,63,78,127!=! g]kfn ;/sf/ – – – –

!=@ æsÆ ju{sf Ohfhtkqk|fKt ;+:yfx¿ – – – –

!=# cGo Ohfhtkqk|fKt ;+:yfx¿ – – – –

!=$ cGo ;+:yfx¿ 15.08% 35,51,76,301 15.08% 31,57,12,266!=% ;j{;fwf/0f 29.64% 69,82,49,098 29.64% 62,06,65,861!=^ cGo – – – –

@= j}b]lzs :jfldTj 55.28%55.28%55.28%55.28%55.28% 1,30,23,13,1051,30,23,13,1051,30,23,13,1051,30,23,13,1051,30,23,13,105 55.28%55.28%55.28%55.28%55.28% 1,15,76,11,6421,15,76,11,6421,15,76,11,6421,15,76,11,6421,15,76,11,642

hDdf 100.00% 100.00% 100.00% 100.00% 100.00% 2,35,57,38,5042,35,57,38,5042,35,57,38,5042,35,57,38,5042,35,57,38,504 100.00% 100.00% 100.00% 100.00% 100.00% 2,09,39,89,7692,09,39,89,7692,09,39,89,7692,09,39,89,7692,09,39,89,769

z]o/ :jfldTj ljj/0f o; jif{ ¿= ut jif{ ¿=

k|ltzt z]o/ k"“hL k|ltzt z]o/ k"“hL

gf]6M!= a}+ssf] z]o/ k"“hLdf s'g} klg ;j{;fwf/0f z]o/wgLsf] )=% k|ltzt eGbf a9L z]o/ :jfldTj 5}g .@= æcGo ;+:yfx?Æ cGtu{t sd{rf/L ;~ro sf]ifsf] z]o/ :jfldTj k|:t't ul/Psf] 5 .#= æj}b]lzs :jldTj cGtu{t P;=la=cfO{sf] z]o/ :jfldTj k|:t't ul/Psf] 5 .


cg';"rL $

ltg{ af“sL shf{ -;fk6L_#! cfiff9 @)&) -!% h'nfO{ @)!#_


s_ :jb]zL – –

!= g]kfn ;/sf/ – –

@= g]kfn /fi6« a+}s – –

#= l/kf]] bfloTj – –

$= cGt/ a}+s tyf ljQLo ;+:yf – –

%= cGo ;+ul7t ;+:yfx¿ – –

^= cGo – –

hDdf – –

v_ ljb]zL – –

!= a}+sx¿ – –

@= cGo – –

hDdf – –

u_ hDdf -s ± v_ – –

cg';"rL #

C0fkq tyf a08#! cfiff9 @)&) -!% h'nfO{ @)!#_


!_ ^% g]kfn P;lacfO{ a}+s C0fkq @)&) ?= !))) k|lt C0fkq -c;'/lIft_ – 20,00,00,000;g\ !^=)&=@))^ df hf/L ePsf] / ;g\ !%=)&=@)!# df r'Qmf÷e'QmfgL ePsf] – –

@_ !@=%% g]kfn P;lacfO{ a}+s C0fkq @)&* ?= !))) k|lt C0fkq -c;'/lIft_ 40,00,00,000 40,00,00,000;g\ !@=)@=@)!@ df hf/L ePsf] / ;g\ !!=)@=@)@@ df r'Qmf x'g]]-xfn;Ddsf] l/l8Dk;g l/he{ /sd ?= %,^&,&^,@%^÷–_

#_ *% g]kfn P;lacfO{ a}+s C0fkq @)&( ?= !))) k|lt C0fkq -c;'/lIft_ 40,00,00,000 –;g\ )#=)@=@)!# df hf/L ePsf] / ;g\ )@=)@=@)@# df r'Qmf x'g]]-xfn;Ddsf] l/l8Dk;g l/he{ /sd ?= !,&*,^#,)!$÷–_

hDdf 80,00,00,00080,00,00,00080,00,00,00080,00,00,00080,00,00,000 60,00,00,00060,00,00,00060,00,00,00060,00,00,00060,00,00,000


cg';"rL %

lgIf]k lx;fa#! cfiff9 @)&) -!% h'nfO{ @)!#_


!= Jofh ltg'{gkg{] vftfx?

s= rNtL lx;fa 5,03,71,26,5665,03,71,26,5665,03,71,26,5665,03,71,26,5665,03,71,26,566 3,77,78,58,7543,77,78,58,7543,77,78,58,7543,77,78,58,7543,77,78,58,754! :jb]zL d'b|fdf 3,97,35,22,6873,97,35,22,6873,97,35,22,6873,97,35,22,6873,97,35,22,687 3,51,61,88,3203,51,61,88,3203,51,61,88,3203,51,61,88,3203,51,61,88,320

!=! g]kfn ;/sf/ 71,64,103 18,02,863!=@ æsÆ ju{sf Ohfhtkq k|fKt ;+:yfx¿ 2,35,55,451 4,97,15,881!=# cGo Ohfhtkq k|fKt ljQLo ;+:yfx¿ 6,43,01,034 6,61,25,183!=$ cGo ;+ul7t ;+:yfx¿ 3,77,70,72,411 3,29,96,86,555!=% JolQmut 10,14,29,688 9,88,57,838!=^ cGo – –

@ ljb]zL d'b|fdf 1,06,36,03,8791,06,36,03,8791,06,36,03,8791,06,36,03,8791,06,36,03,879 26,16,70,43426,16,70,43426,16,70,43426,16,70,43426,16,70,434@=! g]kfn ;/sf/ – –

@=@ æsÆ ju{sf Ohfhtkq k|fKt ;+:yfx¿@=# cGo Ohfhtkq k|fKt ljQLo ;+:yfx¿ – –

@=$ cGo ;+ul7t ;+:yfx¿ 1,06,36,03,879 26,16,70,434@=% JolQmut – –

@=^ cGo – –

v= dflh{g lgIf]k 24,56,27,51624,56,27,51624,56,27,51624,56,27,51624,56,27,516 30,51,74,91830,51,74,91830,51,74,91830,51,74,91830,51,74,918!= sd{rf/L hdfgt – –

@= hdfgt dflh{g 7,90,58,175 5,99,20,310#= k|lttkq dflh{g 16,65,69,341 24,52,54,608

u= cGo – –

! :jb]zL d'b|fdf – –

!=! ljQLo ;+:yfx¿ – –

!=@ cGo ;+ul7t ;+:yfx¿ – –

!=# JolQmut – –

@ ljb]zL d'b|fdf – –

@=! ljQLo ;+:yfx¿ – –

@=@ cGo ;+ul7t ;+:yfx¿ – –

@=# JolQmut – –

Jofh ltg{'gkg{] vftfx?sf] hDdf 5,28,27,54,0825,28,27,54,0825,28,27,54,0825,28,27,54,0825,28,27,54,082 4,08,30,33,6724,08,30,33,6724,08,30,33,6724,08,30,33,6724,08,30,33,672



@= Jofh ltg'kg{] vftfx?

s= art lx;fa 12,88,71,39,79612,88,71,39,79612,88,71,39,79612,88,71,39,79612,88,71,39,796 10,34,45,83,17510,34,45,83,17510,34,45,83,17510,34,45,83,17510,34,45,83,175!= :jb]]zL d'b|fdf 12,81,46,66,11612,81,46,66,11612,81,46,66,11612,81,46,66,11612,81,46,66,116 10,27,85,03,37810,27,85,03,37810,27,85,03,37810,27,85,03,37810,27,85,03,378

!=! ;+3 ;+:yfx¿ 14,12,19,285 12,02,39,603!=@ JolQmut 12,67,34,46,831 10,15,82,63,775!=# cGo – –

@= ljb]zL d'b|fdf 7,24,73,6807,24,73,6807,24,73,6807,24,73,6807,24,73,680 6,60,79,7976,60,79,7976,60,79,7976,60,79,7976,60,79,797@=! ;+3 ;+:yfx¿ 3,88,74,293 4,64,55,621@=@ JolQmut 3,35,99,387 1,96,24,176@=# cGo – –

v= d'2tL lx;fa 38,17,90,06,33338,17,90,06,33338,17,90,06,33338,17,90,06,33338,17,90,06,333 36,20,86,50,05936,20,86,50,05936,20,86,50,05936,20,86,50,05936,20,86,50,059!= :jb]]zL d'b|fdf 15,21,53,85,79215,21,53,85,79215,21,53,85,79215,21,53,85,79215,21,53,85,792 16,25,14,96,09916,25,14,96,09916,25,14,96,09916,25,14,96,09916,25,14,96,099

!=! ;+3 ;+:yfx¿ 8,53,41,17,370 9,36,06,74,991!=@ JolQmut 6,68,12,68,422 6,89,08,21,108!=# cGo – –

@= ljb]zL d'b|fdf 22,96,36,20,54122,96,36,20,54122,96,36,20,54122,96,36,20,54122,96,36,20,541 19,95,71,53,96019,95,71,53,96019,95,71,53,96019,95,71,53,96019,95,71,53,960@=! ;+3 ;+:yfx¿ 22,96,36,20,541 19,95,71,53,960@=@ JolQmut – –@=# cGo – –

u= dfu]sf] avt ltg'{kg{] lx;fa 2,57,15,55,4452,57,15,55,4452,57,15,55,4452,57,15,55,4452,57,15,55,445 2,70,09,97,2872,70,09,97,2872,70,09,97,2872,70,09,97,2872,70,09,97,287!= :jb]]zL d'b|fdf 2,55,49,49,9352,55,49,49,9352,55,49,49,9352,55,49,49,9352,55,49,49,935 2,56,49,75,9462,56,49,75,9462,56,49,75,9462,56,49,75,9462,56,49,75,946

!=! æsÆ ju{sf Ohfhtkq k|fKt ;+:yfx¿ – –!=@ cGo Ohfhtkq k|fKt ljQLo ;+:yfx¿ 21,31,12,601 47,94,93,501!=# cGo ;+ul7t ;+:yfx¿ 1,28,79,46,488 79,40,01,098!=$ JolQmut 1,05,38,90,846 1,29,14,81,347!=% cGo – –

@= ljb]zL d'b|fdf 1,66,05,5101,66,05,5101,66,05,5101,66,05,5101,66,05,510 13,60,21,34113,60,21,34113,60,21,34113,60,21,34113,60,21,341@=! æsÆ ju{sf Ohfhtkq k|fKt ;+:yfx¿ – –@=@ cGo Ohfhtkq k|fKt ljQLo ;+:yfx¿ – –@=# cGo ;+ul7t ;+:yfx¿ 1,66,05,510 13,60,21,341@=$ JolQmut – –@=% cGo – –

3= ;l6{lkms]6 ckm l8kf]lh6 – –! ;+ul7t ;+:yf – –@ JolQmut – –# cGo – –

Jofh ltg'kg{] vftfx?sf] hDdf 53,63,77,01,57453,63,77,01,57453,63,77,01,57453,63,77,01,57453,63,77,01,574 49,25,42,30,52149,25,42,30,52149,25,42,30,52149,25,42,30,52149,25,42,30,521

hDdf lgIf]k -!±@_ 58,92,04,55,65658,92,04,55,65658,92,04,55,65658,92,04,55,65658,92,04,55,656 53,33,72,64,19353,33,72,64,19353,33,72,64,19353,33,72,64,19353,33,72,64,193

qmdzMcg';"rL %


cg';"rL ^


!= :jb]]zL d'b|f 4,23,43,805 4,64,00,974@= ljb]zL d'b|f 12,30,10,881 3,22,15,263

hDdf 16,53,54,68616,53,54,68616,53,54,68616,53,54,68616,53,54,686 7,86,16,2377,86,16,2377,86,16,2377,86,16,2377,86,16,237

e'QmfgL lbg'kg{] lanx?#! cfiff9 @)&) -!% h'nfO{ @)!#_

cg';"rL &

cGo bfloTj#! cfiff9 @)&) -!% h'nfO{ @)!#_


!= k]G;g÷pkbfg÷ljbf sf]if 21,85,40,918 13,19,90,873 @= sd{rf/L ;~ro sf]if – – #= sd{rf/L sNof0f sf]if – – $= sd{rf/L af]g; Joj:yf 11,09,95,889 6,86,65,358 %= lgIf]kdf e'QmfgL lbg af“sL Jofh 3,61,71,507 3,42,02,391 ^= ;fk6L÷C0fkqdf e'QmfgL lbg af“sL Jofh 4,18,65,747 2,69,70,320 &= kfls g;s]sf] l8:sfpG6 / sldzg – – *= ljljw ;fx' 3,95,60,401 4,18,18,122 (= zfvf ldnfg lx;fa – – !)= :yug s/ bfloTj – – !!= e'QmfgL lbg af“sL nfef+z 1,57,37,036 1,40,71,692 !@= cGo 47,18,33,177 42,04,81,282

s= Dofb k'u]sf] d"2tL lgIf]k 20,52,73,797 24,16,27,243v= kl/kSj -e"QmfgL Dofb k'u]sf]_ C0fkq 8,50,00,000 -u= ltg{ af“sL clu|d s/s§L 5,03,56,877 5,67,37,0083= cGo 13,12,02,503 12,21,17,031

hDdf 93,47,04,67593,47,04,67593,47,04,67593,47,04,67593,47,04,675 73,82,00,03873,82,00,03873,82,00,03873,82,00,03873,82,00,038


cg';"rL *

gub df}Hbft#! cfiff9 @)&) -!% h'nfO{ @)!#_


!= :jb]]zL d'b|f -l;Ssf;d]t_ 1,21,09,72,479 1,16,70,70,833@= ljb]zL d'b|f 2,84,80,640 1,96,84,189

hDdf 1,23,94,53,119 1,23,94,53,119 1,23,94,53,119 1,23,94,53,119 1,23,94,53,119 1,18,67,55,0221,18,67,55,0221,18,67,55,0221,18,67,55,0221,18,67,55,022

cg';"rL (

ljj/0f :jb]]zL d'b|f ljb]zL d'b|f ? Dff o; jif{ ut jif{s'n ¿= s'n ¿=

g]kfn /fi6« a+}sdf /x]sf] df}Hbft#! cfiff9 @)&) -!% h'nfO{ @)!#_

!= g]kfn /fi6« a}s 4,448,289,5174,448,289,5174,448,289,5174,448,289,5174,448,289,517 – 50,87,74,97650,87,74,97650,87,74,97650,87,74,97650,87,74,976 50,87,74,97650,87,74,97650,87,74,97650,87,74,97650,87,74,976 4,95,70,64,4934,95,70,64,4934,95,70,64,4934,95,70,64,4934,95,70,64,493 3,26,96,09,7023,26,96,09,7023,26,96,09,7023,26,96,09,7023,26,96,09,702

s= rNtL vftf 4,44,82,89,517 – 50,87,74,976 50,87,74,976 4,95,70,64,493 3,26,96,09,702v= cGo vftf – – – – – –

ef=¿= kl/jTo{ lj= d'= hDdf ¿=

gf]6 M g]kfn /fi6« a}}+ssf] df}Hbft ;dy{g kqadf]lhdsf] a}+s df}Hbft ?= $,$(,&!,@%,*%@=%& / g]kfn /fi6« a}+sdf /x]sf] ;Dk"0f{ df}Hbftsf]lx;fa ldnfg eO{;s]sf] .

cg';"rL !)

!= :jb]zL Ohfhtkq 8,26,88,4728,26,88,4728,26,88,4728,26,88,4728,26,88,472 – – – 8,26,88,4728,26,88,4728,26,88,4728,26,88,4728,26,88,472 11,34,85,18911,34,85,18911,34,85,18911,34,85,18911,34,85,189k|fKt ;+:yfx?

s= rNtL vftf 8,26,88,472 – – – 8,26,88,472 11,34,85,189v= cGo vftf – – – – – –

@= ljb]zL a}+sx? – 1,05,04,96,160 38,37,01,091 1,43,41,97,251 1,43,41,97,251 93,85,32,583s= rNtL vftf – 1,05,04,96,160 38,37,01,091 1,43,41,97,251 1,43,41,97,251 93,85,32,583v= cGo vftf – – – – – –

hDdf 8,26,88,4728,26,88,4728,26,88,4728,26,88,4728,26,88,472 1,051,051,051,051,05,,,,,0404040404,,,,,96,16096,16096,16096,16096,160 38,37,01,09138,37,01,09138,37,01,09138,37,01,09138,37,01,091 1,43,41,97,2511,43,41,97,2511,43,41,97,2511,43,41,97,2511,43,41,97,251 1,51,68,85,7231,51,68,85,7231,51,68,85,7231,51,68,85,7231,51,68,85,723 1,05,20,17,7721,05,20,17,7721,05,20,17,7721,05,20,17,7721,05,20,17,772

ljj/0f :jb]]zL d'b|f ljb]zL d'b|f ? Dff o; jif{ ut jif{s'n ¿= s'n ¿=

a}+s÷ljQLo ;+:yfdf /x]sf] df}Hbft#! cfiff9 @)&) -!% h'nfO{ @)!#_

ef=¿= kl/jTo{ lj= d'= hDdf ¿=

gf]6 M ;DalGwt O{hfhtkq k|fKt ;+:yfsf] df}Hbft ;dy{g kqadf]lhdsf] a}+s df}Hbft ?= !,)),%),^(,@@@ / a}+s tyf ljQLo ;+:yfdf ePsf] ;Dk"0f{df}Hbft lx;fa ldnfg eO{;s]sf] .


cg';"rL !!

dfu tyf cNk;"rgfdf k|fKt x'g] /sdx?#! cfiff9 @)&) -!% h'nfO{ @)!#_


!= :jb]]zL d'b|fdf - 90,000,000@= ljb]zL d'b|fdf 138,925,434 88,250,000

hDdf 138,925,434138,925,434138,925,434138,925,434138,925,434 178,250,000178,250,000178,250,000178,250,000178,250,000

cg';"rL !@

ljj/0f k|of]hg o; jif{ ¿= ut jif{ ¿=

!= g]kfn ;/sf/sf] 6]]«h/L lan – 2,74,25,23,736 2,74,25,23,736 3,41,79,84,650@= g]kfn ;/sf/sf] artkq – – – –#= g]kfn ;/sf/sf] cGo ;'/If0fkq – 92,27,25,000 92,27,25,000 1,14,27,25,000$= g]=/f=a}+s C0fkq – – – –%= ljb]zL C0fkq – – – –^= :jb]zL Ohfhtkqk|fKt ;+:yf – – – –&= ljb]zL a}+s – 22,21,01,67,578 22,21,01,67,578 19,87,20,38,808*= ;+ul7t ;+:yfx¿sf] z]o/ – 3,07,03,500 3,07,03,500 3,07,03,500(= ;+ul7t ;++:yfx¿sf] l8a]Gr/ tyf a08 – – – –

!)= cGo nufgL – – – –

s'n nufgL – 25,90,61,19,81425,90,61,19,81425,90,61,19,81425,90,61,19,81425,90,61,19,814 25,90,61,19,81425,90,61,19,81425,90,61,19,81425,90,61,19,81425,90,61,19,814 24,46,34,51,95824,46,34,51,95824,46,34,51,95824,46,34,51,95824,46,34,51,958

Joj:yf – – –

v'b nufgL – 25,90,61,19,81425,90,61,19,81425,90,61,19,81425,90,61,19,81425,90,61,19,814 25,90,61,19,81425,90,61,19,81425,90,61,19,81425,90,61,19,81425,90,61,19,814 24,46,34,51,95824,46,34,51,95824,46,34,51,95824,46,34,51,95824,46,34,51,958

Jofkfl/s ¿= cGo ¿=

nufgL#! cfiff9 @)&) -!% h'nfO{ @)!#_


cg';"rL !@ -s_

ljj/0f k/n d"No ahf/ d"No Joa:yf /sd o; jif{ ¿= ut jif{ ¿= ?= cg';f/ ¿= ¿=

!= z]o/ nufgL 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500 ----- ----- 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500

!=! ?/n dfOqmf] kmfO{gfG; 8]enkd]06 ;]G6/ ln=-cf/Pdl8l;_%!(%) ;fwf/0f z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf 51,95,000 - - 51,95,000 51,95,000!#&))) xsk|b z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf 1,37,00,000 - - 1,37,00,000 1,37,00,000

!=@ dWo klZrdf~rn u|fld0f ljsf; a}+s ln=#)))) ;fwf/0f z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf 30,00,000 - - 30,00,000 30,00,000%))) z]o/ k|ltz]o/ ?= !)) n] yk nufgL 5,00,000 - 5,00,000 5,00,000@^,@%) z]o/ k|ltz]o/ ?= !)) n] yk nufgL 26,25,000 - 26,25,000 26,25,000

!=# PnfOG; OG;'/]G; sDkgL ln= - -&,$*) ;fwf/0f z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf 7,48,000 10,02,320 - 7,48,000 7,48,000$,^&) af]g; z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf - 6,25,780 - -

!=$ shf{ ;"rgf s]Gb| ln= - -#,%#) ;fwf/0f z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf 3,53,000 - 3,53,000 3,53,000*,*@% xsk|b z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf 8,82,500 - - 8,82,500 8,82,500@$,@$$ af]g; z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf - - - -

!=% g]kfn lSnol/Ë xfp; 25,00,000 - 25,00,000 25,00,000!=^ g]zgn a+}lsË 6«]lgª OlG:6Ro"6

!@))) ;fwf/0f z]o/ k|ltz]o/ ?= !)) n] k"/} r'Qmf 12,00,000 12,00,000 12,00,000

@= l8a]~r/ tyf a08 nufgL - - - - -

@=! ====================== - - - -@=@ ====================== - - - -@=# ====================== - - - -

s'n nufgL 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500 ----- ----- 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500

#= hf]lvd;DaGwL Joj:yf - - -#=! ut jif{;Ddsf] Joj:yf - - -#=@ o; jif{sf] yk Joj:yf - - -

s'n Joj:yf - - -

v"b nufgL 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500 ----- ----- 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500

z]o/, l8a]~r/ tyf a08df nufgL#! cfiff9 @)&) -!% h'nfO{ @)!#_


cg';"rL !@=!

Jofkfl/s nufgL (Held for Trading)#! cfiff9 @)&) -!% h'nfO{ @)!#_

ljj/0f k/n d"No kl5Nnf] xfnsf] o; jif{ ut jif{ s}lkmotahf/ ahf/ gfkmf÷ gfkmf÷

d"No -s_ d"No -v_ -gf]S;fg_ -gf]S;fg_/sd /sd

-v —s_

!= g]kfn ;/sf/sf] 6«]h/L lan – – – – –@= g]kfn ;/sf/sf] art kq – – – – –#= g]kfn ;/sf/sf] cGo ;'/If0fkq – – – – –$= g]=/f=a}+s C0fkq – – – – –%= ljb]zL C0fkq – – – – –^= :jb]zL Ohfhtkqk|fKt ;+:yfsf] z]o/ – – – – –&= :jb]zL Ohfhtkqk|fKt ;+:yfsf] l8a]Gr/ tyf a08 – – – – –*= :jb]zL ;+ul7t ;+:yfsf] z]o/, l8a]Gr/ tyf a08 – – – – –(= ljb]zL a}+s nufgL -Placement_ – – – – –!)= cGt/ a}+s nufgL (Inter Bank Lending) – – – – –!!= cGo nufgL – – – – –

s'n nufgL – – – – –

cg';"rL !@=@

e'QmfgL ldlt;Dd wf/0f ug]{ nufgL (Held to Maturity)#! cfiff9 @)&) -!% h'nfO{ @)!#_

ljj/0f k/n d"No xfn;Ddsf] o; jif{sf] o; jif{ ut jif{ s}lkmot-s_ Iflt Iflt /sd gfkmf÷ gfkmf÷

/sd -v_ -u_ -gf]S;fg_ -gf]S;fg_/sd /sd

-s–v–u_

!= g]kfn ;/sf/sf] 6«]h/L lan 2,74,25,23,736 – – – –@= g]kfn ;/sf/sf] art kq – – – – –#= g]kfn ;/sf/sf] cGo ;'/If0fkq 92,27,25,000 – – – –$= g=/f=a}+s C0fkq – – – – –%= ljb]zL C0fkq – – – – –^= :jb]zL Ohfhtkqk|fKt ;+:yfsf] z]o/ – – – – –

&= :jb]zL Ohfhtkqk|fKt ;+:yfsf] l8j]Gr/ tyf a08 – – – – –*= :jb]zL ;+ul7t ;+:yfsf] z]o/, l8j]Gr/ tyf a08 – – – – –(= ljb]zL a}+s nufgL -Placement_ 22,21,01,67,578 – – – –!)= cGo nufgL -cGt/ a}+s ;fkl6_ – – – – –

s'n nufgL 25,87,54,16,31425,87,54,16,31425,87,54,16,31425,87,54,16,31425,87,54,16,314 – – – –


cg';"rL !@=#

laqmLsf] nflu pknAw nufgL (Available for Sale)#! cfiff9 @)&) -!% h'nfO{ @)!#_

ljj/0f k/n d"No kl5Nnf] xfnsf] o; jif{ ut jif{ s}lkmotahf/ ahf/ sf]if gfkmf÷

d"No -s_ d"No -v_ ;dfof]hg -gf]S;fg_/sd /sd-v–s_

!= g]kfn ;/sf/sf] 6«]h/L lan – – – – –@= g]kfn ;/sf/sf] art kq – – – – –#= g]kfn ;/sf/sf] cGo ;'/If0fkq – – – – –$= g]=/f=a}+s C0fkq – – – – –

%= ljb]zL C0fkq – – – – –^= :jb]zL Ohfhtkqk|fKt ;+:yfsf] z]o/ – – – – –&= :jb]zL Ohfhtkqk|fKt ;+:yfsf] l8a]Gr/ tyf a08 – – – – –*= :jb]zL ;+ul7t ;+:yfsf] z]o/, l8a]Gr/ tyf a08 – – – – –

;"rLs[t 7,48,000 10,82,410 16,28,100 – – *;"rLs/0f gePsf] 2,99,55,500 – – **

(= ljb]zL a}+s nufgL -Placement_ – – – – –

!)= cGt/ a}+s nufgL -Inter Bank Lending_ – – – – –!!= cGo nufgL – – – – –

s'n nufgL 3,07,03,5003,07,03,5003,07,03,5003,07,03,5003,07,03,500 10,82,41010,82,41010,82,41010,82,41010,82,410 16,28,10016,28,10016,28,10016,28,10016,28,100

gf]6 M

* k|rlnt ahf/ d"No k/n d"No eGbf a9L ePtfklg o:tf lwtf]kqx?nfO{ ahf/ d"Nodf u0fgf gul/Psf] .

** g]=/f=a+}ssf] lgb]{lzsf gDa/ *÷@)^( n] 5'6 k|bfg u/]sf]n] dWo klZrdf~rn u|fld0f ljsf; a}+s ln=, ?/n dfOqmf] kmfO{gfG;8]enkd]06 ;]G6/ ln=-cf/Pdl8l;_, shf{ ;"rgf s]Gb| ln=, g]kfn lSnol/Ë xfp; / g]zgn a}+lsË 6]«lgË OG;l6Ro'6df ul/Psf] nufgLsf] nflunufgL ;dfof]hg sf]ifdf /sd g5'6\ofO{Psf] .


cg';"rL !#

!= ;lqmo shf{ ;fk6 00000 1 ,14 ,42 ,55 ,8031 ,14 ,42 ,55 ,8031 ,14 ,42 ,55 ,8031 ,14 ,42 ,55 ,8031 ,14 ,42 ,55 ,803 27,89,44,31 ,34927,89,44,31 ,34927,89,44,31 ,34927,89,44,31 ,34927,89,44,31 ,349 00000 29 ,03 ,86 ,87 ,15229 ,03 ,86 ,87 ,15229 ,03 ,86 ,87 ,15229 ,03 ,86 ,87 ,15229 ,03 ,86 ,87 ,152 00000 4,65 ,24 ,4144,65 ,24 ,4144,65 ,24 ,4144,65 ,24 ,4144,65 ,24 ,414 4,65 ,24 ,4144,65 ,24 ,4144,65 ,24 ,4144,65 ,24 ,4144,65 ,24 ,414 29,08,52,11,56629,08,52,11,56629,08,52,11,56629,08,52,11,56629,08,52,11,566 26 ,31 ,98 ,23 ,27626 ,31 ,98 ,23 ,27626 ,31 ,98 ,23 ,27626 ,31 ,98 ,23 ,27626 ,31 ,98 ,23 ,276

!=! c;n 1,14,42,55,803 27,89,44,31,349 0 29,03,86,87,152 4,65,24,414 4,65,24,414 29,08,52,11,566 26,31,98,23,276

@= lgliqmo shf{ ;fk6 00000 3 ,77 ,9233 ,77 ,9233 ,77 ,9233 ,77 ,9233 ,77 ,923 10 ,82 ,33 ,89510 ,82 ,33 ,89510 ,82 ,33 ,89510 ,82 ,33 ,89510 ,82 ,33 ,895 00000 10,86 ,11 ,81810,86 ,11 ,81810,86 ,11 ,81810,86 ,11 ,81810,86 ,11 ,818 00000 80,03880,03880,03880,03880,038 80,03880,03880,03880,03880,038 10,86 ,91 ,85610,86 ,91 ,85610,86 ,91 ,85610,86 ,91 ,85610,86 ,91 ,856 14 ,38 ,48 ,18814 ,38 ,48 ,18814 ,38 ,48 ,18814 ,38 ,48 ,18814 ,38 ,48 ,188

@=! k'g/;+/rgf÷

k'gtf{lnsLs/0f 2,76,30,936 2,76,30,936 0 2,76,30,936 10,64,04,455

@=@ sd;n 0 0 0 45,83,958

@=# z+sf:kb 0 0 0 28,46,859

@=$ v/fa 3,77,923 8,06,02,959 8,09,80,882 80,038 80,038 8,10,60,920 3,00,12,916

-s_ s'n shf { 00000 1 ,14,46 ,33 ,7261 ,14 ,46 ,33 ,7261 ,14 ,46 ,33 ,7261 ,14 ,46 ,33 ,7261 ,14 ,46 ,33 ,726 28,00,26,65,24428,00,26,65,24428,00,26,65,24428,00,26,65,24428,00,26,65,244 00000 2,91 ,472,98,9702,91 ,472,98,9702,91 ,472,98,9702,91 ,472,98,9702,91 ,472,98,970 00000 4,66 ,04,4524,66 ,04,4524,66 ,04,4524,66 ,04,4524,66 ,04,452 4,66 ,04,4524,66 ,04,4524,66 ,04,4524,66 ,04,4524,66 ,04,452 29,19,39,03,42229,19,39,03,42229,19,39,03,42229,19,39,03,42229,19,39,03,422 26 ,46 ,36 ,71 ,46426 ,46 ,36 ,71 ,46426 ,46 ,36 ,71 ,46426 ,46 ,36 ,71 ,46426 ,46 ,36 ,71 ,464

#= shf{ gf]S;fgL Joj:yf

#=! c;n 1,14,42,558 28,70,98,746 29,85,41,304 0 4,65,244 4,65,244 29,90,06,548 26,24,32,500

#=@ k'g/;+/rgf÷

k'gtf{lnsLs/0f 2,76,30,936 2,76,30,936 0 2,76,30,936 2,99,03,968

#=# sd;n 0 0 0 11,45,990

#=$ z+sf:kb 0 0 0 12,27,822

#=% v/fa 3,77,923 7,86,61,352 7,90,39,275 80,038 80,038 7,91,19,313 2,68,67,012

-v_ s'n Joj:yf 00000 1 ,18 ,20 ,4811 ,18 ,20 ,4811 ,18 ,20 ,4811 ,18 ,20 ,4811 ,18 ,20 ,481 39,33 ,91 ,03439,33 ,91 ,03439,33 ,91 ,03439,33 ,91 ,03439,33 ,91 ,034 00000 40,52 ,11 ,51540,52 ,11 ,51540,52 ,11 ,51540,52 ,11 ,51540,52 ,11 ,515 00000 5 ,45 , 2825 ,45 , 2825 ,45 , 2825 ,45 , 2825 ,45 , 282 5 ,45 , 2825 ,45 , 2825 ,45 , 2825 ,45 , 2825 ,45 , 282 40,57 ,56 ,79740,57 ,56 ,79740,57 ,56 ,79740,57 ,56 ,79740,57 ,56 ,797 32 , 15 ,77 ,29232 , 15 ,77 ,29232 , 15 ,77 ,29232 , 15 ,77 ,29232 , 15 ,77 ,292

$= ut jif{;Ddsf] Joj:yf

$=! c;n 84,30,128 25,34,04,619 0 26,18,34,747 1,89,598 4,08,155 5,97,753 26,24,32,500 21,37,93,432

$=@ k'g/;+/rgf÷

k'gtf{lnsLs/0f 2,99,03,968 0 2,99,03,968 0 2,99,03,968 4,64,11,214

$=# sd;n 11,45,990 0 11,45,990 0 11,45,990 5,19,179

$=$ z+sf:kb 12,27,822 0 12,27,822 0 12,27,822 4,96,074

$=% v/fa 3,77,923 2,64,09,051 0 2,67,86,974 80,038 80,038 2,68,67,012 9,17,99,703

-u_ ut jif{;Ddsf] s'n

Joj:yf 00000 88,08 ,05188,08 ,05188,08 ,05188,08 ,05188,08 ,051 31 ,20,91 ,45031 ,20,91 ,45031 ,20,91 ,45031 ,20,91 ,45031 ,20,91 ,450 00000 32 ,08,99 ,50132 ,08,99 ,50132 ,08,99 ,50132 ,08,99 ,50132 ,08,99 ,501 1 ,89 ,5981 ,89 ,5981 ,89 ,5981 ,89 ,5981 ,89 ,598 4 ,88 ,1934 ,88 ,1934 ,88 ,1934 ,88 ,1934 ,88 ,193 6 ,77 ,7916 ,77 ,7916 ,77 ,7916 ,77 ,7916 ,77 ,791 32 , 15 ,77 ,29232 , 15 ,77 ,29232 , 15 ,77 ,29232 , 15 ,77 ,29232 , 15 ,77 ,292 35,30,19 ,60235,30,19 ,60235,30,19 ,60235,30,19 ,60235,30,19 ,602

-3_ ut jif{sf]

Joj:yfaf6 lkmtf{ 4,38,61 ,0904,38,61 ,0904,38,61 ,0904,38,61 ,0904,38,61 ,090 00000 4,38,61 ,0904,38,61 ,0904,38,61 ,0904,38,61 ,0904,38,61 ,090 00000 4,38,61 ,0904,38,61 ,0904,38,61 ,0904,38,61 ,0904,38,61 ,090 9,16 ,95,1089,16 ,95,1089,16 ,95,1089,16 ,95,1089,16 ,95,108

-ª_ o; jif{sf] yk

Joj:yf 00000 00000 12 ,80,40,59612 ,80,40,59612 ,80,40,59612 ,80,40,59612 ,80,40,596 00000 12 ,80,40,59612 ,80,40,59612 ,80,40,59612 ,80,40,59612 ,80,40,596 00000 00000 00000 12 ,80,40,59612 ,80,40,59612 ,80,40,59612 ,80,40,59612 ,80,40,596 6 ,02 ,52 ,7986 ,02 ,52 ,7986 ,02 ,52 ,7986 ,02 ,52 ,7986 ,02 ,52 ,798

o; jif{sf] kl/jt{g 00000 00000 8,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,506 00000 8,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,506 00000 00000 00000 8,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,5068,41 ,79 ,506 -3 , 14 ,42 , 313 _- 3 , 14 ,42 , 313 _- 3 , 14 ,42 , 313 _- 3 , 14 ,42 , 313 _- 3 , 14 ,42 , 313 _

v'b shf{ -s-v_ 00000 1 ,13 ,28 ,13 ,2451 ,13 ,28 ,13 ,2451 ,13 ,28 ,13 ,2451 ,13 ,28 ,13 ,2451 ,13 ,28 ,13 ,245 27 ,60 ,92 ,74 ,21027 ,60 ,92 ,74 ,21027 ,60 ,92 ,74 ,21027 ,60 ,92 ,74 ,21027 ,60 ,92 ,74 ,210 00000 28,74,20,87,45528,74,20,87,45528,74,20,87,45528,74,20,87,45528,74,20,87,455 00000 4,60,59,1704,60,59,1704,60,59,1704,60,59,1704,60,59,170 4,60,59,1704,60,59,1704,60,59,1704,60,59,1704,60,59,170 28,78,81,46,62528,78,81,46,62528,78,81,46,62528,78,81,46,62528,78,81,46,625 26,14,20,94,17226,14,20,94,17226,14,20,94,17226,14,20,94,17226,14,20,94,172

ljj/0f :jb]zL ljb]zL hDdf :jb]zL ljb]zL hDdf o; jif{ ¿= ut jif{ ¿=

shf{ ;fk6 tyf lan vl/b juL{s/0f / ;f]sf nflu Joj:yf#! cfiff9 @)&) -!% h'nfO{ @)!#_

shf{ ;fk6 v/Lb tyf l8:sfp06 ul/Psf lan

laldt claldt

ljkGg ju{ cGo

gf]6 M

s'n ljkGg ju{ shf{ ?= !!,$$^=#$ nfv /x]sf] -?= @%)=@) nfvsf] nufgL afx]s_


cg';"rL !# -s_

shf{, ;fk6 / laN; vl/bsf] ;'/If0f#! cfiff9 @)&) -!% h'nfO{ @)!#_


-s_ ;'/lIft 29,19,39,03,42229,19,39,03,42229,19,39,03,42229,19,39,03,42229,19,39,03,422 26,46,36,71,46426,46,36,71,46426,46,36,71,46426,46,36,71,46426,46,36,71,464

!= rn÷crn ;DklQsf] ;'/If0fdf 25,34,52,53,361 22,98,40,77,763@= :jb]zL Ohfhtkqk|fKt ;+:yfsf] hdfgtdf 63,03,24,042 51,86,44,002#= ;/sf/L hdfgtdf 15,61,21,000 15,61,21,000$= cGt/f{li6«o >]0fLs[t a}+ssf] hdfgtdf - 9,80,00,000%= lgof{t sfuhft -Export Document) sf] ;'/If0fdf 4,58,33,878 19,99,38,029^= d'2lt /l;bsf] ;'/If0fdf 1,00,94,16,032 1,15,16,66,540

s_ ;+:yfsf] cfÏg} d'2lt /l;bsf] ;"/If0fdf 1,00,94,16,032 1,15,16,66,540v_ cGo Ohfhtkqk|fKt ;+:yfsf] d'2lt /l;bsf] ;'/If0fdf – –

&= ;/sf/L C0fkqsf] ;'/If0fdf 32,65,31,998 24,37,88,723*= sfp06/ hdfgtdf – –(= JolQmut hdfgtdf – –!)= cGo ;'/If0fdf 1,68,04,23,111 1,11,14,35,407

-v_ c;'/lIft – –

hDdf 29,19,39,03,42229,19,39,03,42229,19,39,03,42229,19,39,03,42229,19,39,03,422 26,46,36,71,46426,46,36,71,46426,46,36,71,46426,46,36,71,46426,46,36,71,464


cg';"rL !$

ljj/0f ;DklQ o; jif{ ¿= ut jif{ ¿=

l:y/ ;DklQ#! cfiff9 @)&) -!% h'nfO{ @)!#_

ejg kl/jxg ;fwg d]lzg/L sfof{no ;fdfg cGo

!= k/ndf]n

-s_ ut jif{sf] df}Hbft – 13,79,22,510 24,88,00,633 38,80,58,193 11,34,30,427 88,82,11,763 75,34,84,270-v_ o; jif{ yk – 55,14,400 96,66,784 3,76,05,540 84,02,349 6,11,89,073 14,89,17,309-u_ o; jif{ k'gd"{NofÍg÷k'gn{]vg – – – – – – –

-3_ o; jif{sf] laqmL – – 25,07,002 28,50,093 96,867 54,53,962 1,38,69,978-ª_ o; jif{sf] ckn]vg – 44,72,567 – 47,000 – 45,19,567 3,19,838

s'n k/ndf]n -s+v+u+3+ª_ – 13,89,64,34313,89,64,34313,89,64,34313,89,64,34313,89,64,343 25,59,60,41525,59,60,41525,59,60,41525,59,60,41525,59,60,415 42,27,66,64042,27,66,64042,27,66,64042,27,66,64042,27,66,640 12,17,35,90912,17,35,90912,17,35,90912,17,35,90912,17,35,909 93,94,27,30793,94,27,30793,94,27,30793,94,27,30793,94,27,307 88,82,11,76388,82,11,76388,82,11,76388,82,11,76388,82,11,763

@= x|f; s§L –

-s_ ut jif{;Ddsf] – 6,77,39,328 15,08,15,618 17,38,06,637 3,90,89,625 43,14,51,208 33,64,81,741-v_ o; jif{sf] – 1,50,52,229 3,54,30,430 5,46,07,434 74,46,905 11,25,36,998 10,84,02,936-u_ x|f;s§L k'gd"{NofÍg÷k'gn]{vg – – – – – – –

-3_ x|f;s§L /sd ;dfof]hg÷lkmtf{ – 19,34,907 22,62,509 26,98,474 94,211 69,90,101 1,34,33,469

s'n x|f;s§L -s+v+u+3_ – 8,08,56,6508,08,56,6508,08,56,6508,08,56,6508,08,56,650 18,39,83 ,53918,39,83 ,53918,39,83 ,53918,39,83 ,53918,39,83 ,539 22,57,15,59722,57,15,59722,57,15,59722,57,15,59722,57,15,597 4,64,42,3194,64,42,3194,64,42,3194,64,42,3194,64,42,319 53,69,98,10553,69,98,10553,69,98,10553,69,98,10553,69,98,105 43,14,51,20843,14,51,20843,14,51,20843,14,51,20843,14,51,208

#= a's Eofn" (WDV) -!-@_ – 5,81,07,6935,81,07,6935,81,07,6935,81,07,6935,81,07,693 7,19,76,8767,19,76,8767,19,76,8767,19,76,8767,19,76,876 19,70,51,04319,70,51,04319,70,51,04319,70,51,04319,70,51,043 7,52,93,5917,52,93,5917,52,93,5917,52,93,5917,52,93,591 40,24,29,20340,24,29,20340,24,29,20340,24,29,20340,24,29,203 45,67,60,55545,67,60,55545,67,60,55545,67,60,55545,67,60,555

$= hUuf 25,91,60,00025,91,60,00025,91,60,00025,91,60,00025,91,60,000 – – – – 25,91,60,00025,91,60,00025,91,60,00025,91,60,00025,91,60,000 25,91,60,00025,91,60,00025,91,60,00025,91,60,00025,91,60,000

%= k"“hLut lgdf{0f -k"“hLs/0f ul/g'kg{]_ – – – – – – –

^= nLh xf]N8 ;DklQ – – – – – – –

hDdf -#+$+%+^_ 25,91,60,00025,91,60,00025,91,60,00025,91,60,00025,91,60,000 5,81,07,6935,81,07,6935,81,07,6935,81,07,6935,81,07,693 7,19,76,8767,19,76,8767,19,76,8767,19,76,8767,19,76,876 19,70,51,04319,70,51,04319,70,51,04319,70,51,04319,70,51,043 7,52,93,5917,52,93,5917,52,93,5917,52,93,5917,52,93,591 66,15,89,20366,15,89,20366,15,89,20366,15,89,20366,15,89,203 71,59,20,55571,59,20,55571,59,20,55571,59,20,55571,59,20,555

cg';"rL !%

C0fL jf kf6L{sf] gfd u}/ a}+lsË ;DklQ s'n u}/ a+}lsË gf]S;fgL Joj:yf v'b u}/ a+}lsË ut jif{ ¿=7]ufgf ;sf/ u/]sf] ldlt ;DklQ /sd ¿= ;DklQ ¿=k|ltzt /sd ¿=

n]b/]h a“f;jf/L 6]g/L 15=07=2012 1,77,59,000 100=00% 1,77,59,000 - -P08 ;' ÏoflS6«

hDdf - 1 ,77 ,59 ,0001 ,77 ,59 ,0001 ,77 ,59 ,0001 ,77 ,59 ,0001 ,77 ,59 ,000 1 ,77 ,59 ,0001 ,77 ,59 ,0001 ,77 ,59 ,0001 ,77 ,59 ,0001 ,77 ,59 ,000 - -

u}/ a+}ls· ;DklQ#! cfiff9 @)&) -!% h'nfO{ @)!#_


cg';"rL !^


!= d;nGb df}}Hbft 39,23,710 47,96,229@= nufgLdf c;'n ug{ af“sL cfDbfgL 96,02,22,144 36,64,16,525#= shf{df c;'n ug{ af“sL Aofh 7,13,42,890 7,70,00,495

Go"gM Aofh d'NtaL /sd -7,13,42,890_ – -7,70,00,495_$= c;'n ug{ af“sL sldzg – –%= ;G8«L 8]6;{ 1,49,87,488 1,36,39,264^= sd{rf/L ;fk6L / k]ZsL 38,32,98,544 31,24,12,962&= clu|d e'QmfgLx¿ 1,39,46,167 1,25,41,274*= dfu{:y gub – –(= dfu{:y cGo -r]s ;d]t_ – –!)= ljgf;"rgf 8«fkm\6sf] e'QmfgL 3,20,00,000

Joj:yf s§L -2,23,59,375_ 96,40,625 96,40,625!!= ckn]vg x'g af“sL vr{ 2,14,81,047 3,33,20,505!@= zfvf ldnfg lx;fa – –!#= :yug s/ ;DklQ 9,52,32,965 6,29,16,901!$= cGo 8,52,35,721 23,59,24,254

s= clu|d s/ e'QmfgL -v'b bfloTj_ 3,82,96,222 –v= cGo 4,69,39,499 23,59,24,254

hDdf 1,58,79,68,4111,58,79,68,4111,58,79,68,4111,58,79,68,4111,58,79,68,411 1,05,16,08,5391,05,16,08,5391,05,16,08,5391,05,16,08,5391,05,16,08,539

cGo ;DklQ#! cfiff9 @)&) -!% h'nfO{ @)!#_

cg';"rL !^ -s_

cGo ;DklQ -yk ljj/0f_#! cfiff9 @)&) -!% h'nfO{ @)!#_

ljj/0f o; jif{ ¿=

! jif{;Dd ! jif{b]lv # jif{;Dd # jif{eGbf dfly hDdf

!= shf{df c;'n ug{ af“sL Aofh 2,35,37,203 93,48,584 3,84,57,103 7,13,42,890 7,70,00,496@= ljgf;"rgf 8«fÏ6sf] e'QmfgL – – 3,20,00,000 3,20,00,000 3,20,00,000#= zfvf ldnfg lx;fa – – – – –

$= :jb]zL tyf ljb]zL Ph]G;L lx;fa – – – – –

hDdf 2,35,37,2032,35,37,2032,35,37,2032,35,37,2032,35,37,203 93,48,58493,48,58493,48,58493,48,58493,48,584 7,04,57,1037,04,57,1037,04,57,1037,04,57,1037,04,57,103 10,33,42,89010,33,42,89010,33,42,89010,33,42,89010,33,42,890 10,90,00,49610,90,00,49610,90,00,49610,90,00,49610,90,00,496

ut jif{ ¿=

gf]6Mljgf ;"rgf e"QmfgL x'g uPsf] ?= #=@) s/f]8 a/fa/sf] 8«fÏ6 jfkt aLdf sDkgL tyf ;DalGwt a+}saf6 ?= (^ nfv k|fKt ePsf] /;Defljt gf]S;fgsf nflu !)) k|ltzt Joj:yf ul/;s]sf] . af“sL ?= @ s/f]8 @$ nfvsf nflu gf]S;fgL Joj:yf ul/Psf] . pQm v'bgf]S;fgL Joj:yfnfO{ cg';"rL !^ df pNn]v ul/Psf] 5 .


cg';"rL !&


!= ;+:yfpk/ bfaL k/]sf t/ ;+:yfn] bfloTj :jLsf/ gu/]sf] 78,01,037 –@= k|lttkq -dflh{g g36fO k"/f /sd_ 1,66,27,38,662 1,60,24,66,685

s_ ^ dlxgfeGbf sd cjlwsf] 1,66,27,38,662 1,60,24,66,685v_ ^ dlxgfeGbf a9L cjlwsf] – –

#= k'gM l8:sfpG6 ul/Psf lanx¿ – –$= Dofb gfl3 g;s]sf Uof/]G6L÷a08 83,15,01,401 1,17,98,55,774

s_ la8 a08 10,58,19,660 4,51,81,982v_ k/km/d]G; a08 72,56,81,741 64,63,23,792u_ cGo Uof/]06L÷a08 – –

%= r'Qmf jf e'Qmfg x'g af“sL z]o/ nufgL^= km/jf8{ PS:r]~h sG6«fS6sf af“sL bfloTjx¿ – –&= sn]S;gdf /x]sf lanx¿ 13,04,92,359 8,23,83,080*= d~h"/L tyf ;dy{g 68,60,26,825 1,20,28,76,753(= k|Tofe"lt k|lta4tf – –!)= ckl/jTo{ shf{ k|lta4tf 4,22,09,91,985 3,61,96,74,662!!= cGt/f{li6«o >]0fLs[t a}+ssf] sfp06/ Uof/]06Ldf lbPsf] Uof/]06L* 3,17,38,21,979 1,50,41,18,531!@= clu|d e'QmfgL Uof/]]06L 6,85,07,794 8,23,21,579!#= shf{ k|jfxsf] nflu ljQLo hdfgt 10,08,35,620 48,83,50,000!$= cfos/afkt ;Defljt bfloTj – –!%= cGo – –

hDdf 10,88,27,17,66210,88,27,17,66210,88,27,17,66210,88,27,17,66210,88,27,17,662 9,27,36,97,0649,27,36,97,0649,27,36,97,0649,27,36,97,0649,27,36,97,064

;Defljt bfloTjx?#! cfiff9 @)&) -!% h'nfO{ @)!#_

* k"“hL kof{Kttf dfu{ bz{g @))& -h'nfO{ @))*df kl/is[t_ n] kl/eflift u/]sf] cg';f/


cg';"rL !*

Jofh cfDbfgL@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd


s= shf{, ;fk6 / clwljsif{df 3,27,03,28,9553,27,03,28,9553,27,03,28,9553,27,03,28,9553,27,03,28,955 2,98,36,33,0212,98,36,33,0212,98,36,33,0212,98,36,33,0212,98,36,33,021

!= shf{ tyf ;fk6 2,68,36,05,397 2,41,43,99,116@= clwljsif{ 58,67,23,558 56,92,33,905

v= nufgLdf 15,02,07,09915,02,07,09915,02,07,09915,02,07,09915,02,07,099 34,23,96,66034,23,96,66034,23,96,66034,23,96,66034,23,96,660

!= g]kfn ;/sf/sf] C0fkq 14,29,88,497 34,16,14,321s_ 6]«h/L laN; 6,25,10,077 25,93,82,418v_ ljsf; C0fkq 8,04,78,420 8,22,31,903u_ /fli6«o artkq – –

@= ljb]zL C0fkq – –#= g]kfn /fi6« a}+ssf] C0fkq – –$= l8a]~r/ tyf a08 – –

%= cGt/a}+s nufgLdf Aofh 72,18,602 7,82,339 -s_ a}++s÷ljQLo ;+:yfx¿ 72,18,602 7,82,339 -v_ cGo ;+:yfx¿

u= Ph]G;L df}Hbftdf – –

!= :jb]zL a}++s – –@= ljbzL a}+sx¿ – –

3= dfu tyf cNk ;"rgfdf k|fKt x'g] df}Hbftdf – –

!= :jb]zL a}++s÷ljQLo ;+:yfx¿@= ljbzL a}+sx¿

ª= cGodf 68,99,78,07268,99,78,07268,99,78,07268,99,78,07268,99,78,072 44,34,53,38844,34,53,38844,34,53,38844,34,53,38844,34,53,388

!= ;l6{lkms]6 ckm l8kf]lh6 – –@= cGt/a}+s÷shf{ – –

#= cGo 68,99,78,072 44,34,53,388s_ ljb]zL a}+sdf /flvPsf] df}Hbft 66,85,20,847 43,04,04,587v_ cGo 2,14,57,225 1,30,48,801

hDdf 4,11,05,14,1264,11,05,14,1264,11,05,14,1264,11,05,14,1264,11,05,14,126 3,76,94,83,0693,76,94,83,0693,76,94,83,0693,76,94,83,0693,76,94,83,069


cg';"rL !(


s= lgIf]k bfloTjdf 2,40,96,02,9182,40,96,02,9182,40,96,02,9182,40,96,02,9182,40,96,02,918 2,73,73,81,9852,73,73,81,9852,73,73,81,9852,73,73,81,9852,73,73,81,985!= d'2tL lgIf]k 1,94,07,47,084 2,23,73,69,122

!=! :jb]zL d'b|f 1,32,20,44,618 1,80,63,26,285!=@ ljb]zL d'b|f 61,87,02,466 43,10,42,837

@= art lgIf]k 38,31,66,927 28,34,20,815@=! :jb]zL d'b|f 38,27,23,391 28,30,44,937@=@ ljb]zL d'b|f 4,43,536 3,75,878

#= dfu]sf] avt ltg'{kg{] lgIf]k 8,56,88,907 21,65,92,048#=! :jb]zL d'b|f 8,53,45,461 21,56,78,570#=@ ljb]zL d'b|f 3,43,446 9,13,478

$= ;l6{lkms]6 ckm l8kf]lh6 – –v= shf{ ;fk6df 7,73,76,0617,73,76,0617,73,76,0617,73,76,0617,73,76,061 3,34,16,7043,34,16,7043,34,16,7043,34,16,7043,34,16,704

!= C0fkq tyf a08 7,62,57,534 3,29,70,320@= g]kfn /fi6« a}+saf6 k|fKt shf{ – –#= cGt/ a}+s÷ljQLo ;+:yf shf{ 11,18,527 4,46,384$= cGo ;+ul7t ;+:yf – –%= cGo shf{ – –

u= cGodf – –

hDdf 2,48,69,78,9792,48,69,78,9792,48,69,78,9792,48,69,78,9792,48,69,78,979 2,77,07,98,6892,77,07,98,6892,77,07,98,6892,77,07,98,6892,77,07,98,689

Jofh vr{@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd

cg';"rL @)


s= laN; vl/b tyf l8:sfp06 1,31,5941,31,5941,31,5941,31,5941,31,594 1,48,2931,48,2931,48,2931,48,2931,48,293!= :jb]zL – –@= ljb]zL 1,31,594 1,48,293

v= sldzg 13,59,88,68413,59,88,68413,59,88,68413,59,88,68413,59,88,684 11,45,80,90011,45,80,90011,45,80,90011,45,80,90011,45,80,900!= k|lttkq 2,13,19,661 2,23,88,067@= hdfgtkq 5,74,25,712 4,29,22,449#= sn]S;g kmL 55,16,348 54,88,455$= /]ld6]G; kmL 5,17,26,963 4,37,81,929%= qm]l86 sf8{ – –^= z]o/ k|Tofe"lt÷lgisf;g – –&= ;/sf/L sf/f]af/afkt – –*= Ph]G;L sldzgafkt – –(= a§f cfDbfgL – –

u= cGo 17,75,76,27717,75,76,27717,75,76,27717,75,76,27717,75,76,277 14,06,22,54414,06,22,54414,06,22,54414,06,22,54414,06,22,544

hDdf 31,36,96,55531,36,96,55531,36,96,55531,36,96,55531,36,96,555 25,53,51,73725,53,51,73725,53,51,73725,53,51,73725,53,51,737

sldzg tyf l8:sfp06 cfDbfgL@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd


cg';"rL @@


s= ljlgdo b/df ePsf] km/saf6 cfDbfgL÷-gf]S;fgL_ 45,34,151 31,95,800v= ljb]zL d'b|f sf/f]af/af6 -a§fafx]s_ 9,73,80,977 9,79,42,525

hDdf cfDbfgL÷-gf]S;fgL_ 10,19,15,12810,19,15,12810,19,15,12810,19,15,12810,19,15,128 10,11,38,32510,11,38,32510,11,38,32510,11,38,32510,11,38,325

;6xL 36a9 cfDbfgL÷gf]S;fg@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd

cg';"rL @#


!= tna 15,63,52,389 12,14,55,108@= eQf 11,38,02,899 9,55,96,573#= ;~rosf]ifdf yk 1,53,02,200 1,15,76,278$= tflnd vr{ 16,17,542 12,12,786%= kf]zfs 7,33,876 4,79,450^= cf}ifwf]krf/ 77,67,920 19,96,663&= aLdf 1,73,71,895 2,06,06,874*= k]G;g, pkbfg / ljbf jfktsf] Joj:yf 9,23,87,304 2,53,58,317(= cGo -rd]gf_ 1,12,24,387 1,08,71,179

hDdf 41,65,60,412 41,65,60,412 41,65,60,412 41,65,60,412 41,65,60,412 28,91,53,22828,91,53,22828,91,53,22828,91,53,22828,91,53,228

sd{rf/L vr{@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd

cg';"rL @!


!= ;]km l8kf]lh6 eN6sf] ef8f 34,61,500 26,06,039@= qm]l86sf8{ lgisfzg tyf gjLs/0f – –#= P=l6=Pd sf8{ lgisf;g tyf gjLs/0f 4,01,14,016 3,59,98,593$= 6]n]S;÷l6=l6 3,65,93,015 2,90,74,056%= ;]jf z'Ns 6,32,58,916 5,97,60,880^= gjLs/0f z'Ns 1,09,65,252 1,03,99,441&= cGo 33,62,985 39,22,695

hDdf 15,77,55,68415,77,55,68415,77,55,68415,77,55,68415,77,55,684 14,17,61,70414,17,61,70414,17,61,70414,17,61,70414,17,61,704

cGo ;+rfng cfDbfgL@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd



!= 3/ef8f 7,57,20,232 7,20,51,161@= aQL, lah'nL / kfgL 1,69,18,300 1,41,93,923#= dd{t tyf ;Def/ 1,85,18,833 1,66,53,650

s_ ejg -lnhdf lnO{Psf]_ 14,33,568 28,47,954v_ ;jf/L ;fwg 29,32,249 24,43,425u_ cGo -sDKo'6/, sfof{no pks/0f / kmlg{r/_ 1,41,53,016 1,13,62,271

$= aLdf 2,27,90,710 1,81,98,227%= kf]i6]h, 6]n]S;, 6]lnkmf]g, km\ofS; 91,70,246 1,04,20,935^= ;fgf pks/0f 5,88,462 14,53,924&= e|d0f eQf / vr{ 89,80,979 1,26,32,819*= d;nGb / 5kfO{ 2,93,66,886 2,46,34,841(= kqklqsf tyf k':ts 7,78,332 6,58,595!)= lj1fkg 81,03,685 94,88,575!!= sfg"gL vr{ 13,52,118 18,98,378!@= rGbf 2,00,000 10,000!#= ;+rfns;ldlt ;DaGwL vr{ 20,64,028 43,35,050

s_ a}7s eQf 6,08,000 18,84,000v_ cGo vr{ 14,56,028 24,51,050

!$= ;fwf/0f ;ef;DaGwL vr{ 18,33,444 24,84,246!%= n]vfk/LIf0f ;DaGwL vr{ 4,04,705 3,24,391 s_ n]vfk/LIf0f z'Ns 2,71,200 2,26,000 v_ cGo vr{ 1,33,505 98,391!^= /sd :yfgfGt/0f sldzg – –!&= l:y/ ;DklQdf x|f; s§L 11,25,36,997 10,84,02,937!*= k"j{ ;~rfng vr{ ckn]vg – –!(= z]o/ lgisfzg vr{ – –@)= k|fljlws ;]jf z'Ns 1,49,28,713 1,38,08,600@!= dgf]/~hg vr{ 13,17,470 8,33,694@@= ckn]vg vr{ – –@#= ;'/Iff vr{ 3,91,63,761 4,00,09,044@$= shf{ ;'/If0F lk|ldod 3,58,640 12,65,369@%= sldzg / l8:sfp06 – –@^= cGo 11,21,50,350 10,23,67,994

s_ ;"rgf k|ljlw ;DaGwL vr{ 4,76,93,073 4,47,12,364v_ cGo 6,44,57,277 5,76,55,630

hDdf 47,72,46,89147,72,46,89147,72,46,89147,72,46,89147,72,46,891 45,61,26,35345,61,26,35345,61,26,35345,61,26,35345,61,26,353

cGo ;+rfng vr{@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd

cg';"rL @$


cg';"rL @&

;Defljt gf]S;fgL Joj:yfaf6 lkmtf{@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd


!= shf{ gf]S;fgL Joj:yfaf6 lkmtf{ 4,38,61,090 9,16,95,108@= u}/ a+}ls¨ ;DklQ gf]S;fgL Joj:yfaf6 lkmtf{#= nufgL Joj:yfaf6 lkmtf{

$= cGo ;DklQsf] Joj:yfaf6 lkmtf{

hDdf 4,38,61,0904,38,61,0904,38,61,0904,38,61,0904,38,61,090 9,16,95,1089,16,95,1089,16,95,1089,16,95,1089,16,95,108

u}/ ;+rfng cfDbfgL÷gf]S;fg@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd


!= nufgL laqmLaf6 cfDbfgL÷-gf]S;fg_ – 18,00,660@= ;DklQ laqmLaf6 cfDbfgL÷-gf]S;fg_ 32,383 (4,38,565)#= nfef+z -v'b_ (20,74,292) 5,86,124$= g]kfn /fi6« a+}saf6 k|fKt ;x'lnot – –

s_ tf]lsPsf zfvfx¿sf] gf]S;fgafkt Ifltk"lt{ – –v_ Aofh ;x'lnot – –u_ ;6xL sfp06/ – –

%= cGo 17,54,623 2,34,421

v"b u}/ ;+rfng cfDbfgL÷-gf]S;fg_ (2,87,286) (2,87,286) (2,87,286) (2,87,286) (2,87,286) 21,82,64021,82,64021,82,64021,82,64021,82,640

cg';"rL @^

cf/Pd8Ll;af6 k|fKt eO{ cf=j @)^&÷^* df n]vf /flvPsf] nfef+z ?= @#,##,%#@ g]kfn /fi6« a}+ssf] lgb]{zgdf cf/Pd8Ll;n] lg0f{ou/] cg';f/ cf=j @)^(÷&) df lkmtf{ ul/Psf]

;Defljt gf]S;fgL Joj:yf@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd


!= shf{ gf]S;fgL Joj:yfdf ePsf] j[l4 12,80,40,596 6,02,52,798@= nufgL gf]]S;fgL Joj:yfdf ePsf] j[l4 – –#= u}/ a+}ls¨ ;DklQ gf]S;fgL Joj:yf – 1,77,59,000$= cGo ;DklQdf ul/Psf] Joj:yf – –

hDdf 12,80,40,59612,80,40,59612,80,40,59612,80,40,59612,80,40,596 7,80,11,7987,80,11,7987,80,11,7987,80,11,7987,80,11,798

cg';"rL @%


c;fdfGo sf/f]af/x?af6 ePsf] cfDbfgL÷vr{@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd


!= ckn]vg ePsf] shf{sf] c;'nL 12,58,192 2,93,70,529@= :j]lR5s cjsfz vr{ – –#= c;'nL x'g g;Sg] shf{sf] ckn]vg {@* -s_} – (4,25,07,514)$= cGo vr{÷cfDbfgL -ckn]vg ePsf] shf{af6 k|fKt Jofh_ 10,68,165 9,33,408

hDdf 23,26,35723,26,35723,26,35723,26,35723,26,357 (1,22,03,577)(1,22,03,577)(1,22,03,577)(1,22,03,577)(1,22,03,577)

cg';"rL @*

cg';"rL @* -s_

qm=;+= shf{ k|sf/ ckn]vg lwtf]sf] k|sf/ lwtf]] shf{ :jLs[t ug{] shf{ c;'nLsf s}lkmotul/Psf] /sd tyf /sd d"Nof+sgsf] clwsf/L÷tx nflu eP u/]sf

cfwf/ k|of;

! rfn" k"\“hL shf{ - - - - - -

@ kl/of]hgf shf{ - - - - - -

# l:y/ k"“hL shf{ - - - - - -

$ JolQmut shf{ - - - - - -

% cGo shf{ - - - - - -

s'n shf{ - - - - - -

ckn]lvt shf{sf] ljj/0f@)^( >fj0f ! b]lv @)&) cfiff9 #! ut] -!^ h'nfO{ @)!@ b]lv !% h'nfO{ @)!#_ ;Dd


cg';"rL @(

;+rfns÷sfo{sf/L k|d'v÷;+:yfks÷sd{rf/L / z]o/xf]N8/x?nfO{ uPsf]shf{ ;fk6 ljj/0f

#! cfiff9 @)&) -!% h'nfO{ @)!#_

;+:yfks÷;+rfns÷ ut jif{;Ddsf] af“sL o; jif{ c;'nL o; jif{ @)&) cfiff9 d;fGt;Dd af“sL

sfo{sf/L k|d'vsf] gfd ;f“jf Jofh ;f“jf Jofh yk shf{ ;f“jf Jofh

s_ ;+rfns

!= dgf]h s'df/ cu|jfn -d]z;{ xfot 106.03 – – – 6.83 112.86 –OG6/k|fOh]h_*

v_ sfo{sf/L k|d'v – – – – – – –! – – – – – – –@ – – – – – – –

u_ ;+:yfks – – – – – – –! – – – – – – –@ – – – – – – –

3_ sd{rf/L – – – – – – –! – – – – – – –@ – – – – – – –

ª_ z]o/wgLx? – – – – – – –

! – – – – – – –@ – – – – – – –

#

hDdf 106.03106.03106.03106.03106.03 – – – 6.83 112.86 –

gf]6 M* cf=j= @)^(÷&) df d'2tL /l;bsf] ;'/If0fdf lgoldt clwljsif{ ;'ljwf ?= !^* nfv / Pn=;L÷l6=cf/÷P;l6l8Pn shf{ ;'ljwf pQm

lgoldt clwljsif{ ;'ljwf ?= !^* nfvsf] ;Ldf leq} /xg] u/L ;j–lnld6 :jLs[t ul/Psf] .


cg';"rL #) -s!_k"“hLsf]if tflnsf

#! cfiff9 @)&) -!% h'nfO{ @)!#_ljj/0f o; jif{ -?_ ut jif{ -?_

!=! hf]lvd efl/t ;DklQ @)&) cfiff9 d;fGt @)^( cfiff9 d;fGts= shf{ hf]lvd 36,30,06,67,167 32,22,62,82,192v= ;+rfng hf]lvd 1,90,19,71,050 1,48,98,40,740u= ahf/ hf]lvd 48,41,74,570 38,36,74,259

s'n hf]lvd efl/t ;DklQ 38,68,68,12,78738,68,68,12,78738,68,68,12,78738,68,68,12,78738,68,68,12,787 34,09,97,97,19134,09,97,97,19134,09,97,97,19134,09,97,97,19134,09,97,97,191PILLAR II cGtu{tsf] ;dfof]hghf]8 M g]=/f=a}+ssf] lgb]{zg adf]lhd s'n hf]lvd efl/t ;DklQsf] @% yk 77,37,36,256 68,19,95,944hf]8M t/n ;DklQsf] ckof{Kttfsf sf/0f s'n lgIf]ksf] ====% -^=$s ^_ - -s'n hf]lvd efl/t ;DklQ -PILLAR II cGtu{tsf] ;dfof]hg kl5_ 39,46,05,49,043 34,78,17,93,135!=@ k"FhL sf]if @)&) cfiff9 d;fGt @)^( cfiff9 d;fGtk|fylds k"“hL (Tier I) 3,78,54,82,4443,78,54,82,4443,78,54,82,4443,78,54,82,4443,78,54,82,444 3,18,51,17,4283,18,51,17,4283,18,51,17,4283,18,51,17,4283,18,51,17,428

s= r'Qmf k"“hL 2,35,57,38,504 2,09,39,89,769v= Ol/l8d]an gg\ So'Do'n]l6e lk|km/]G; z]o/ - -u= z]o/ lk|ldod - -3= k|:tfljt af]g; z]o/ 29,44,67,300 26,17,48,735ª= ;fwf/0f hu]8f sf]if 92,60,96,611 57,18,02,385r= ;+lrt gfkmf÷-gf]S;fg_ ut cf=j= ;Ddsf] - -5= rfn" cf=j=sf] gfkmf÷-gf]S;fg_ 50,55,793 22,02,807h= k“"hL lkmtf{ ;dfof]hg sf]if - -em= k"“hL ;dfof]hg sf]if 3,50,00,000 50,00,000`= nfef+z ;lds/0f sf]if - -6= :yug s/ sf]if 9,52,32,966 6,29,16,9027= cGo :jtGq sf]ifx¿ -C0fkq e'QmfgL hu]8f sf]if_ 7,46,39,270 18,82,04,8308= 36fpg] M Voflt afktsf] /sd - -9= 36fpg] M ckn]vg gul/Psf ljljw ;DklQ - -0f= 36fpg] M Ohfhtk|fKt ;+:yfdf ul/Psf] z]o/ nufgL - -t= 36fpg] M ljQLo :jfy{ /x]sf] sDkgLdf /x]sf] nufgL - -y= 36fpg] M ;LdfeGbf a9L nufgL - -b= 36fpg] M k|Tofe"lt (Underwriting) cGtu{t ul/Psf] nufgL 7,48,000 7,48,000w= 36fpg] M kfl/:kl/s qm; xf]lN8+u - -g= 36fpg] M k|of]udf gcfPsf] tyf ;Ldf eGbf al9 vl/b u/]sf] 3/ hUuf - -k= cGo - -

PILLAR II cGtu{tsf] ;dfof]hg36fpg] M ^=$ -s_ -!_ cg';f/ ckof{Kt Joj:yf36fpg] M ^=$ -s_ -@_ cGtu{t ;DalGwt kIfnfO{ tyf lgif]lwt If]qnfO{ k|jflxtshf{ ;'ljwfk'/s k"“hL (Tier II) 1,10,31,55,5471,10,31,55,5471,10,31,55,5471,10,31,55,5471,10,31,55,547 71,40,25,93571,40,25,93571,40,25,93571,40,25,93571,40,25,935

s= So'Do'n]l6e /÷jf l/l8d]an lk|km/]G; z]o/ - -v= ;'/If0f g/flvPsf] ;xfos cfjlws C0f 80,00,00,000 44,00,00,000u= xfOla|8 k"“hL pks/0fx¿ - -3= c;n shf{ gf]S;fgL Joj:yf 29,04,28,574 26,24,32,500ª= ;6xL ;lds/0f sf]if 1,22,11,613 1,10,78,075r= nufgL ;dfof]hg sf]if 5,15,360 5,15,3605= ;DklQ k'gd"{NofÍg sf]if - -h= cGo sf]if - -

s'n k"“hL sf]if (Tier I & II) 4,88,86,37,9914,88,86,37,9914,88,86,37,9914,88,86,37,9914,88,86,37,991 3,89,91,43,3633,89,91,43,3633,89,91,43,3633,89,91,43,3633,89,91,43,363!=# k"FhLsf]if cg'kft @)&) cfiff9 d;fGt @)^( cfiff9 d;fGt

k|fylds k"FhL÷s'n hf]lvd efl/t ;DklQ (Tier I) (PILLAR II cGtu{tsf] ;dfof]hg kl5) 9.59%9.59%9.59%9.59%9.59% 9.16%9.16%9.16%9.16%9.16%k"FhL sf]if÷s'n hf]lvd efl/t ;DklQ (Tier I & Tier II) (PILLAR II cGtu{tsf] ;dfof]hg kl5) 12.39%12.39%12.39%12.39%12.39% 11.21%11.21%11.21%11.21%11.21%


shf{ hf]lvd#! cfiff9 @)&) -!% h'nfO{ @)!#_

cg";'rL #) -v_

lstfaL d"No ljz]if u0fgf ug{ v"b /sd hf]lvd hf]lvd ut jif{

Joj:yf ;lsg] CRM ef/ Ü efl/t /sd

gub df}Hbft 1,23,94,53,119 1,23,94,53,119 0% - 1,18,67,55,022 -g]kfn /fi6« a+}sdf /x]sf] df}Hbft 4,95,70,64,493 4,95,70,64,493 0% - 3,26,96,09,702 -;'g - - - - 0% - -g]kfn ;/sf/sf] C0fkqdf nufgL 3,66,52,48,736 3,66,52,48,736 0% - 4,56,07,09,650g]kfn ;/sf/pk/sf] ;Dk"0f{ bfaL 15,61,21,000 15,61,21,000 0% - 15,61,21,000g]kfn /fi6« a}+s C0fkqdf ul/Psf] nufgL - - - - 0% - -g]kfn /fi6« a}+spk/sf] ;Dk"0f{ bfaL - - - - 0% - -ljb]zL ;/sf/ tyf s]Gb|Lo a}+s

pk/sf] bfaL (ECA 0-1) - - - - 0% - -ljb]zL ;/sf/ tyf s]Gb|Lo a}+s

pk/sf] bfaL (ECA-2) - - - - 20% - -ljb]zL ;/sf/ tyf s]Gb|Lo a}+s

pk/sf] bfaL (ECA-3) - - - - 50% - -ljb]zL ;/sf/ tyf s]Gb|Lo a}+s

pk/sf] bfaL (ECA-4-6) - - - - 100% - -ljb]zL ;/sf/ tyf s]Gb|Lo a}+s

pk/sf] bfaL (ECA-7) - - - - 150% - -BIS, IMF, ECB, EC / ax'klIfo

ljsf; a}+sx¿pk/sf] bfaL - - - - 0% - -cGo ax'klIfo ljsf; a}+sx¿

pk/sf] bfaL - - - - 100% - -;fj{hlgs ;+:yfpk/sf] bfaL

(ECA 0-1) - - - - 20% - -;fj{hlgs ;+:yfpk/sf] bfaL

(ECA 2) - - - - 50% - -;fj{hlgs ;+:yfpk/sf] bfaL

(ECA 3-6) - - - - 100% - -;fj{hlgs ;+:yfpk/sf] bfaL

(ECA 7) 9,84,06,283 - 9,84,06,283 150% 1,47,6,09,425 7,51,74,968 11,27,62,452tf]lsPsf] k"“hLsf]if sfod ug]{ :jb]zL

a}+spk/sf] bfaL 74,12,30,578 - 74,12,30,578 20% 14,82,46,116 66,82,89,758 13,36,57,952tf]lsPsf] k"“hLsf]if sfod gug]{

:jb]zL a}+spk/sf] bfaL 11,07,07,371 - 11,07,07,371 100% 11,07,07,371 14,20,89,433 14,20,89,433ljb]zL a}+spk/sf] bfaL

(ECA Rating 0-1) 38,84,02,324 - 38,84,02,324 20% 7,76,80,465 59,04,75,979 11,80,95,196ljb]zL a}+spk/sf] bfaL

(ECA Rating -2) - - - - 50% -ljb]zL a}+spk/sf] bfaL

(ECA Rating 3-6) 1,96,09,924 - 1,96,09,924 100% 1,96,09,924 44,12,500 44,12,500ljb]zL a}+spk/sf] bfaL

(ECA Rating -7) - - - - 150% -

-s_ -v_ -u_ -3_=-s_–-v_–-u_ -ª_ -r_=-3_x-ª_ v"b /sd hf]lvd efl/t /sd

s_ jf;nftleqsf] sf/f]af/


tf]lsPsf] k"“hLsf]ifdf ! k|ltzteGbf

a9Ln] k"“hLsf]if sfod ug]{ ;fs{

(SAARC) If]qleq :yfkgf ePsf ljb]zL

a}+s pk/sf] bfaL 23,23,63,52,578 - 23,23,63,52,578 20% 4,64,72,70,516 20,21,56,82,912 4,04,31,36,582:jb]zL ;+3 ;+:yfx¿pk/sf] bfaL 18,73,67,03,250 1,12,02,98,534 17,61,64,04,716 100% 17,61,64,04,716 15,38,88,19,120 15,38,88,19,120ljb]zL ;+3 ;+:yfx¿pk/sf] bfaL

(ECA 0-1) - - - - 20% - - -ljb]zL ;+3 ;+:yfx¿pk/sf] bfaL

(ECA 2) - - - - 50% - - -ljb]zL ;+3 ;+:yfx¿pk/sf] bfaL - - - - 100% - - -(ECA 3-6)

ljb]zL ;+3 ;+:yfx¿pk/sf] bfaL

(ECA 7) - - - - 150% - - -pkef]Uo tyf ;fgf shf{

(Regulatory Retail Portfolio)

-efvf ggf3]sf]_ 6,09,95,82,616 85,77,974 1,79,38,686 6,07,30,65,956 75% 4,55,47,99,467 5,15,24,72,874 3,86,43,54,656u|fg'nfl/6L ;Ldfafx]s cGo zt{

kfngf u/]sf] pkef]Uo tyf ;fgf

shf{ (Regulatory Retail Portfolio

except for Granularity) - - - - 100% - - -cfjf;Lo 3/hUufaf6 ;'/lIft bfaL 1,86,54,37,900 - 1,86,54,37,900 60% 1,11,92,62,740 2,65,54,84,861 1,59,32,90,917cfjf;Lo 3/hUufaf6 k"0f{ ;'/lIft

gePsf] bfaL - - - - 150% - - -cfjf;Lo 3/hUufaf6 ;'/lIft bfaL

-efvf gf3]sf]_ 6,60,17,655 67,11,711 - 5,93,05,944 100% 5,93,05,944 3,91,05,971 3,91,05,971Jofkfl/s 3/hUufaf6 ;'/lIft bfaL 12,00,00,000 - 12,00,00,000 100% 12,00,00,000 31,97,00,000 31,97,00,000e"QmfgL cjlw ;dfKt eO{;s]sf] bfaL

-cfjf;Lo 3/hUufaf6 ;'/lIft

bfaLafx]s_ 12,05,42,045 10,00,38,538 - 2,05,03,507 150% 3,07,55,261 11,06,51,804 16,59,77,706pRr hf]lvdo'Qm bfaL 1,25,41,64,179 10,37,70,284 1,15,03,93,895 150% 1,72,55,90,843 52,22,30,675 78,33,46,013:6s PS;r]Ghdf ;"rLs[t sDkgLsf]

z]o/ / cGo k"“hLut pks/0fdf

ePsf] nufgL - - - - 100% -:6s PS;r]Ghdf ;"rLs[t gePsf]

sDkgLsf] z]o/ / cGo k"“hLut

pks/0fdf ePsf] nufgL 2,99,55,500 - 2,99,55,500 150% 4,49,33,250 2,99,55,500 4,49,33,250cfjf;Lo 3/ hUufaf6 ;'/lIft sd{rf/L

shf{ 13,84,53,258 - - 13,84,53,258 60% 8,30,71,955cGo ;DklQ–p7\g af“sL Jofh÷ 1,46,01,173 1,46,01,173 0% 6,16,70,073 -;/sf/L ;'/If0fkqdf bfaL

cGo ;DklQ–gub tyf dfu{:y gub] 4,66,04,451 - 4,66,04,451 20% 93,20,890 5,97,75,377 1,19,55,075cGo ;DklQ 3,10,84,93,113 1,01,19,89,924 2,09,65,03,189 100% 2,09,65,03,189 1,77,91,30,414 1,77,91,30,414hDdf 66,21,31,51,54666,21,31,51,54666,21,31,51,54666,21,31,51,54666,21,31,51,546 1,12,73,18,1471,12,73,18,1471,12,73,18,1471,12,73,18,1471,12,73,18,147 1,24,20,07,5041,24,20,07,5041,24,20,07,5041,24,20,07,5041,24,20,07,504 63,84,38,25,89563,84,38,25,89563,84,38,25,89563,84,38,25,89563,84,38,25,895 32,61,10,72,07232,61,10,72,07232,61,10,72,07232,61,10,72,07232,61,10,72,072 56,98,83,17,59356,98,83,17,59356,98,83,17,59356,98,83,17,59356,98,83,17,593 28,54,47,67,23728,54,47,67,23728,54,47,67,23728,54,47,67,23728,54,47,67,237

s_ jf;nftleqsf] sf/f]af/ lstfaL d"No ljz]if u0fgf ug{ v"b /sd hf]lvd hf]lvd ut jif{

Joj:yf ;lsg] CRM efl/t Ü efl/t /sd


cg";'rL #) -v_qmdzM


h'g;'s} a]nf lkmtf{ lng ;lsg] k|lta4tf - 0% - - -laN; sn]S;g 13,04,92,359 13,04,92,359 0% - 8,23,83,080clu|d ljlgdo ;Demf}tf ;DalGw bfloTj - - - - 10% - - -^ dlxgfeGbf sd cjlwsf]k|ltt–kq :jb]zL sf/f]af/ kIf 1,66,27,38,662 10,66,31,408 1,55,61,07,254 20% 31,12,21,451 1,53,29,92,370 30,65,98,474

ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 0-1) - - - - 20% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 2) - - - - 50% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 3-6) - - - - 100% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 7) - - - - 150% -

^ dlxgfeGbf a9L cjlwsf] k|ltt–kq:jb]zL sf/f]af/ kIf - - - - 50% -

ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 0-1) - - - 20% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 2) - - - - 50% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 3-6) - - - - 100% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 7) - - - - 150% -

la8 a08, k/km/d]G; a08, sfp06/Uof/]06L :jb]zL sf/f]af/ kIf 4,00,53,23,380 28,13,68,891 3,72,39,54,489 50% 1,86,19,77,245 1,95,09,85,076 97,54,92,538

ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 0-1) - - - - 20% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 2) - - - - 50% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 3-6) - - - - 100% -ljb]zL sf/f]af/ kIf(counter party) (ECA Rating 7) - - - - 150% -

e"QmfgL ug{ af“sL hdfgt - - - - 50% -k|Tofe"lt (Underwriting) 100%;DaGwL k|lta4tfa}+saf6 ;'/If0fsf] ¿kdf k|bfgul/Psf hdfgtx? (Lending ofBank's Securities or Posting

of Securities as collateral) - - - - 100% -k'gM v/Lb ;Demf}tfcGtu{tsf] shf{ - - - - 100% -clu|d e'QmfgL hdfgt 6,81,37,794 53,07,698 6,28,30,096 100% 6,28,30,096 7,75,80,796 7,75,80,796ljQLo hdfgt 10,08,35,620 1,28,29,562 8,80,06,058 100% 8,80,06,058 47,59,24,000 47,59,24,000:jLsf/ tyf b/lk7(Acceptance and Endorsements) 68,60,26,825 87,80,684 67,72,46,141 100% 67,72,46,141 1,17,64,11,802 1,17,64,11,802e'QmfgL gul/Psf] efu tyf cf+lzse'QmfgL ul/Psf] z]o/ tyf ;'/If0f(Unpaid portion of Partly paid

shares and Securities) - - - - 100% -ckl/jTo{ shf{ k|lta4tf 5f]6f] cjlw 4,22,09,91,985 78,31,21,466 3,43,78,70,519 20% 68,75,74,104 3,34,42,06,719 66,88,41,344ckl/jTo{ shf{ k|lta4tf nfdf] cjlw - - - - 50% -;fs{ If]qdf ;+rflnt Buffer !% ePsf - - - - 20% -ljb]zL a}+sx? pk/sf] bfaL

v_ jf;nftalx/sf] sf/f]af/ s"Nn lstfaL d"No ljz]if u0fgf ug{ v"b /sd hf]lvd hf]lvd ut jif{



cg";'rL #) -v_qmdzM


v_ jf;nftalx/sf] sf/f]af/ s"Nn lstfaL d"No ljz]if u0fgf ug{ v"b /sd hf]lvd hf]lvd ut jif{



cg";'rL #) -v_qmdzM

cGo ;Defljt bfloTjx¿ - - - - 100% -e'QmfgLsf] nflu bfaL k/]sf hdfgt 3,70,000 - 3,70,000 200% 7,40,000 3,33,000 6,66,000hDdf 10,87,49,16,62510,87,49,16,62510,87,49,16,62510,87,49,16,62510,87,49,16,625 1,19,80,39,7091,19,80,39,7091,19,80,39,7091,19,80,39,7091,19,80,39,709 9,67,68,76,9169,67,68,76,9169,67,68,76,9169,67,68,76,9169,67,68,76,916 3,68,95,95,0953,68,95,95,0953,68,95,95,0953,68,95,95,0953,68,95,95,095 8,64,08,16,8438,64,08,16,8438,64,08,16,8438,64,08,16,8438,64,08,16,843 3,68,15,14,9543,68,15,14,9543,68,15,14,9543,68,15,14,9543,68,15,14,954;dfof]hg cl3sf] shf{df s'n hf]lvd 77,08,80,68,17177,08,80,68,17177,08,80,68,17177,08,80,68,17177,08,80,68,171 1,12,73,18,1471,12,73,18,1471,12,73,18,1471,12,73,18,1471,12,73,18,147 2,44,00,47,2132,44,00,47,2132,44,00,47,2132,44,00,47,2132,44,00,47,213 73,52,92,80,78573,52,92,80,78573,52,92,80,78573,52,92,80,78573,52,92,80,785 36,30,06,67,16736,30,06,67,16736,30,06,67,16736,30,06,67,16736,30,06,67,167 65,62,91,34,43665,62,91,34,43665,62,91,34,43665,62,91,34,43665,62,91,34,436 32,22,62,82,19132,22,62,82,19132,22,62,82,19132,22,62,82,19132,22,62,82,191efl/t /sd -s+v_

PILLAR II cGtu{tsf] ;dfof]hg

hf]8 M ^=$ -s_ -#_ cGtu{t k|ltu|fxs shf{ tyf ;'lawf ;Ldf eGbfa9L k|efljt shf{ tyf ;'lawfsf]!) k|ltzt

hf]8 M ^=$ -s_ -$_ cGtu{t k'g:jLsf/ x'g] u/L laqmL ul/Psfshf{x?sf] ! k|ltzt

s'n shf{ hf]lvd (PILLAR II) cGtu{tsf];dfof]hg kl5


cg';"rL #) -u_

shf{ hf]lvd Go"gLs/0fsf nflu of]Uo /sd#! cfiff9 @)&) -!% h'nfO{ @)!#_

jf;nft leqsf] sf/f]af/ljb]zL ;/sf/ tyf s]Gb|Lo a}+spk/sf] bfaL (ECA-2) – – – – – – – – – –ljb]zL ;/sf/ tyf s]Gb|Lo a}+spk/sf] bfaL (ECA-3) – – – – – – – – – –ljb]zL ;/sf/ tyf s]Gb|Lo a}+spk/sf] bfaL (ECA -4-6) – – – – – – – – – –ljb]zL ;/sf/ tyf s]Gb|Lo a}+spk/sf] bfaL (ECA-7) – – – – – – – – – –cGo ax'klIfo ljsf; a}+sx?pk/sf] bfaL – – – – – – – – – –;fj{hlgs ;+:yfpk/sf] bfaL (ECA 0-1) – – – – – – – – – –;fj{hlgs ;+:yfpk/sf] bfaL (ECA 2) – – – – – – – – – –;fj{hlgs ;+:yfpk/sf] bfaL (ECA 3-6) – – – – – – – – – –;fj{hlgs ;+:yfpk/sf] bfaL (ECA 7) – – – – – – – – – –tf]lsPsf] k"“hLsf]if sfod ug]{ :jb]zL a}+spk/sf] bfaL – – – – – – – – – –tf]lsPsf] k"“hLsf]if sfod gug]{ :jb]zL a}+spk/sf] bfaL – – – – – – – – – –ljb]zL a}+spk/sf] bfaL (ECA Rating 0-1) – – – – – – – – – –ljb]zL a}+spk/sf] bfaL (ECA Rating -2) – – – – – – – – – –ljb]zL a}+spk/sf] bfaL (ECA Rating 3-6) – – – – – – – – – –ljb]zL a}+spk/sf] bfaL (ECA Rating -7) – – – – – – – – – –tf]lsPsf] k"“hLsf]ifdf ! k|ltzteGbf a9Ln] k"“hLsf]if sfodug]{ ;fs{ (SAARC) If]qleq :yfkgf ePsf ljb]zL a}+spk/sf] bfaL – – – – – – – – – –:jb]zL ;+3 ;+:yfx¿pk/sf] bfaL &(,$$,^^,%#^ – – #@,%*,#!,((* – – )=)) !,!@,)@,(*,%#$

ljb]zL ;+3 ;+:yfx¿pk/sf] bfaL (ECA 0-1) – – – – – – – – – –ljb]zL ;+3 ;+:yfx¿pk/sf] bfaL (ECA 2) – – – – – – – – – –ljb]zL ;+3 ;+:yfx¿pk/sf] bfaL (ECA 3-6) – – – – – – – – – –ljb]zL ;+3 ;+:yfx¿pk/sf] bfaL (ECA 7) – – – – – – – – – –pkef]Uo tyf ;fgf shf{ (Regulatory Retail Portfolio)

-efvf ggf3]sf]_ !,&(,#*,^*^ !,&(,#*,^*^

pkef]Uo tyf ;fgf shf{ (Regulatory Retail Portfolio)

-efvf gf3]sf]_ – – – – – – – – – –u|fg'nfl/6L ;Ldfafx]s cGo zt{ kfngf u/]sf] pkef]Uo tyf ;fgfshf{ (Regulatory Retail Portfolio except for Granularity) – – – – – – – – – –cfjf;Lo 3/hUufaf6 ;'/lIft bfaL – – – – – – – – – –cfjf;Lo 3/hUufaf6 k"0f{ ;'/lIft gePsf] bfaL – – – – – – – – – –cfjf;Lo 3/hUufaf6 ;'/lIft bfaL -efvf gf3]sf]_ – – – – – – – – – –Jofkfl/s 3/hUufaf6 ;'/lIft bfaL – – – – – – – – – –pRr hf]lvdo'Qm bfaL !),#),&),@*$ &,)),))) !),#&,&),@*$

:6s PS;r]Ghdf ;"rLs[t sDkgLsf] z]o/ / cGo k"“hLutpks/0fdf ePsf] nufgL – – – – – – – – – –:6s PS;r]Ghdf ;"rLs[t gePsf] sDkgLsf] z]o/ / cGok"“hLut pks/0fdf ePsf] nufgL – – – – – – – – – –cGo ;DklQ gub tyf dfu{:y gub – – – – – – – – – –cGo ;DklQ–OSo'6L jf lwtf]kq kmd{x?n]hf/L u/]sf] cGo ljwflosL k"“hLut pks/0f – – – – – – – – – –

a}+sdf cGo ;'g g]kfn g]kfn cGo :jb]zL lab]zL lab]zL hDdf

shf{ /sd /x]sf] lgIf]k a}+sdf ;/sf/ tyf ;/sf/sf] b]zsf] a}+ssf] ax'kIfLo a}+ssf]

/x]sf] g]=/f= hdfgt ;/sf/sf] hdfgt ljsf; hdfgt

lgIf]k a}+ssf] hdfgt a}+sx?sf] tyf

;'/If0f kq hdfgt ;'/If0f

s v u 3 ª r 5 h em


cfkm\gf] a}+sdf cGo ;'g g]kfn g]kfn cGo :jb]zL lab]zL lab]zL hDdf

shf{ /sd /x]sf] lgIf]k a}+sdf ;/sf/ tyf ;/sf/sf] b]zsf] a}+ssf] ax'kIfLo a}+ssf]

/x]sf] g]=/f= hdfgt ;/sf/sf] hdfgt ljsf; hdfgt

lgIf]k a}+ssf] hdfgt a}+sx?sf] tyf

;'/If0f kq hdfgt ;'/If0f

s v u 3 ª r 5 h em

cg';"rL #) -u_qmdzM

Tier I af6 g36fOPsf sNklgs ;DklQ – – – – – – – – – –cGo ;DklQ -;+nUg ul/P af]dlhd_ – – – – – – – – – –æjf;nft aflx/sf] sf/f]af/Æcu|Ld ljlgdo ;Demf}tf – – – – – – – – – –^ dlxgfeGbf sd cjlwsf] k|ltt–kq :jb]zL sf/f]af/ kIf !),^^,#!,$)* – – – – – – – – !),^^,#!,$)*

ljb]zL sf/f]af/ kIf -ECA Rating 0-1) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA Rating-2) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA Rating 3-6) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA Rating-7) – – – – – – – – – –

^ dlxgfeGbf a9L cjlwsf] k|ltt–kq :jb]zL sf/f]af/ kIf – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA Rating 0-1) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA Rating -2) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA Rating 3-6) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA Rating -7) – – – – – – – – – –

la8 a08, k/km/d]G; a08, sfp06/ Uof/]06L :jb]zLsf/f]af/ kIf (,&),**,*^% @,@*,*),@#$ !^,!#,((,&(@ @*,!#,^*,*(!

ljb]zL sf/f]af/ kIf -ECA 0-1) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA -2) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA 3-6) – – – – – – – – – –ljb]zL sf/f]af/ kIf -ECA -7) – – – – – – – – – –

k|Tofe"lt (Underwriting) ;DalGw k|lta4tf – – – – – – – – – –a}+saf6 ;'/If0fsf] ¿kdf k|bfg ul/Psf hdfgtx¿ (Lending

of Bank's Securities or Posting of Securities as collateral) – – – – – – – – – –k'gM v/Lb ;Demf}tfcGtu{tsf] shf{ -l/kf] / l/e;{ l/kf] ;lxt_ – – – – – – – – – –clu|d e'QmfgL hdfgt #*,&#,!*( !$,#$,%)( – – – – – – – %#,)&,^(*

ljQLo hdfgt !,@*,@(,%^@ – – – – – – – – !,@*,@(,%^@

:jLsf/ tyf b/lk7 (Acceptance and Endorsements) *&,*),^*$ – – – – – – – – *&,*),^*$

e'QmfgL gul/Psf] efu tyf cf+lzs e'QmfgL ul/Psf] z]o/ tyf;'/If0f (Unpaid portion of Partly paid shares and

Securities)

ckl/jTo{ shf{ k|lta4tf 5f]6f] cjlw !),&!,%#,$^$ – – ^&,%(,^*,))@ – – – – – &*,#!,@!,$^^

ckl/jTo{ shf{ k|lta4tf nfdf] cjlw – – – – – – – – – –cGo ;Defljt bflTojx? – – – – – – – – – –e"QmfgL gul/Psf] hdfgt jfktsf] bfaLhDdf !,@%,!*,#@,^&* !$,#$,%)( – !,)),@%,)),))) – – @,@*,*),@#$ – !^,!#,((,&(@ @,$$,)),$&,@!#


cg';"rL #) -3_

ljj/0f klxnf] cf=j= @)^^÷^& bf;|f] cf=j= @)^&÷^* t];|f] cf=j= @)^*÷^(

v'b Aofh cfDbfgL 82,60,10,718 1,00,81,93,428 99,86,84,380

sldzg tyf l8:sfp06 cfDbfgL 13,16,92,149 24,71,64,766 25,53,51,737

cGo ;+rfng cfDbfgL 7,87,96,662 9,51,72,658 14,17,61,704

;6xL 36a9 cfDbfgL 7,03,28,247 7,05,32,720 10,11,38,325

o; jif{sf] yk Aofh d"NtaL lx;fa -1,46,29,711_ -15,06,35,161_ -5,56,20,527_

s'n cfDbfgL -s_ 1,09,21,98,0651,09,21,98,0651,09,21,98,0651,09,21,98,0651,09,21,98,065 1,27,04,28,4111,27,04,28,4111,27,04,28,4111,27,04,28,4111,27,04,28,411 1,44,13,15,6191,44,13,15,6191,44,13,15,6191,44,13,15,6191,44,13,15,619

tf]lsPsf] k|ltzt -v_ 1515151515% 1515151515% 1515151515%

tf]lsPsf] k|ltztn] x'g] s'n cfDbfgL -u_ = -s_* -v_ 16,38,29,710 16,38,29,710 16,38,29,710 16,38,29,710 16,38,29,710 19,05,64,26219,05,64,26219,05,64,26219,05,64,26219,05,64,262 21,61,97,34321,61,97,34321,61,97,34321,61,97,34321,61,97,343

;+rfng hf]lvdsf] nflu cfjZos k"“hL -3_ = -u_ sf] cf};t 19,01,97,10519,01,97,10519,01,97,10519,01,97,10519,01,97,105

hf]lvd ef/ u'0ff (Reciprocal of capital requirement of 10%) -ª_ 1010101010

;+rfng hf]lvdsf] nflu hf]lvd efl/t /sd -r_=-ª_x-3_ 1,90,19,71,0501,90,19,71,0501,90,19,71,0501,90,19,71,0501,90,19,71,050

PILLAR II cGtu{tsf] ;dfof]hg

^=$ -c_ -*_ cg';f/ ut # jif{sf] s'n cfDbfgL C0ffTds ePdf

s'n shf{ tyf nufgL -ljif]z Joj:yfsf] ;dfof]hg kl5_

;+rfng hf]lvdsf] nflu cfjZos k"“hL -%%_

hf]lvd ef/ u'0ff (Reciprocal of capital requirement of 10%) (5) 1010101010

;+rfng hf]lvdsf] nflu hf]lvd efl/t /sd -5_

;+rfng hf]lvdsf] nflu hf]lvd efl/t /sd -h_=-r_+-5_

;+rfng hf]lvd#! cfiff9 @)&) -!% h'nfO{ @)!#_


cg';"rL #) -ª_

l; g+= ljj/0f lab]zL d'b|fsf] b/ lab]zL d'b|fsf] lab]zL d'b|fsf] ;fGble{sv'b cj:yf -lj=d'=_ v'b cj:yf -g]=?=_ v'b cj:yf -g]=?=_

! ef/tLo ?k}“of 58,65,13,535 1.60 93,84,21,656 93,84,21,656

@ cd]l/sL 8n/ 45,235 95.80 43,33,490 43,33,490

# kfpG8 :6«lnË 26,573 144.19 38,31,623 38,31,623

$ o"/f] 1,10,092 124.82 1,37,41,697 1,37,41,697

% yfO{ ef6 - - - -

^ :jL; k|m}Gs 11,470 100.34 11,50,900 11,50,900

& c:6]«lnog 8n/ 36,786 87.33 32,12,556 32,12,556

* Sofg]l8og 8n/ 75 91.70 6,878 6,878

( l;+ufk'/ 8n/ 220 75.48 16,606 16,606

!) hfkfgL o]g 38,24,976 0.95 36,33,727 36,33,727

!! xªsª 8n/

!@ 8]lg; qmf]g/

!# l:jl8; qmf]g/

!$ ;fpbL l/ofn

!% stf/L l/ofn

!^ o"PO{ lb/fd

!& dn]l;og l/+lu6

!* sf]/Log jg

!( lrlgof“ o'cfg

Total open position -s_ 96,83,49,133

tf]lsPsf] k|ltzt -v_ 5.00%

ahf/ hf]lvdsf] nflu cfjZos k"“hL -u_=-s_x-v_ 4,84,17,457

hf]lvd ef/ u'0ff (Reciprocal of capital requirement) -3_=-!))÷!)_ 10

ahf/ hf]lvdsf] nflu hf]lvd efl/t /sd -ª_=-u_x-3_ 48,41,74,570

ahf/ hf]lvd#! cfiff9 @)&) -!% h'nfO{ @)!#_


cg';"rL #!

ljj/0f ;"rsfÍ cf=j= cf=j= cf=j= cf=j= cf=j=@)^%÷)^^ @)^^÷)^& @)^&÷)^* @)^*÷)^( @)^(÷)&)

!= v'b gfkmf÷s'n cfDbfgL k|ltzt 19.14 15.36 13.21 11.25 16.47@= k|ltz]o/ cfDbfgL ?= 36.18 23.69 24.85 22.93 32.75#= k|ltz]o/ ahf/ d"No ?= 1,900.00 741.00 565.00 635.00 850.00$= d"No cfDbfgL cg'kft (PE Ratio) u'0ff 52.52 31.28 22.73 27.69 25.95%= z]o/ k"“hLdf nfef+z -af]g; z]o/;lxt_ k|ltzt 42.11 17.50 17.50 17.50 20.00^= z]o/ k"“hLdf gub nfef+z e'QmfgL k|ltzt 2.11 5.00 5.00 5.00 7.50&= Aofh cfDbfgL÷shf{ tyf ;fk6 k|ltzt 7.56 9.80 11.24 11.27 11.20*= sd{rf/L vr{÷s'n ;+rfng vr{ k|ltzt 10.42 6.80 9.13 8.22 12.32(= s'n lgIf]k tyf ;fk6Ldf Aofh vr{ k|ltzt 2.93 4.11 4.92 5.14 4.16!)= ;6xL 36a9 cfDbfgL÷s'n cfDbfgL k|ltzt 3.71 2.76 2.01 2.37 2.18!!= sd{rf/L af]g;÷s'n sd{rf/L vr{ k|ltzt 26.64 29.23 20.37 19.19 21.04!@= v'b gfkmf÷shf{ ;fk6 k|ltzt 2.03 2.18 2.14 1.81 2.64!#= v'b d'gfkmf÷s'n ;DklQ k|ltzt 1.05 1.03 1.01 0.83 1.19!$= s'n shf{÷lgIf]k k|ltzt 55.84 51.48 51.20 49.62 49.55!%= s'n ;+rfng vr{÷s'n ;DklQ k|ltzt 3.88 5.04 6.07 6.06 5.22!^= hf]lvd efl/t ;DklQdf k"“hLsf]ifsf]

kof{Kttf-s_ k|fylds k"“hL k|ltzt 10.03 10.89 10.32 9.16 9.59%-v_ k"/s k“"hL k|ltzt 1.89 1.36 1.20 2.05 2.80%-u_ s'n k"“hLsf]if k|ltzt 11.92 12.25 11.52 11.21 12.39%

!&= t/ntf (CRR) k|ltzt 6.67 9.03 7.00 8.33 9.58!*= lgliqmo shf{÷s'n shf{ k|ltzt 2.02 1.48 1.10 0.54 0.37!(= Aofhb/ cGt/ (Weighted average

interest rate spread) k|ltzt 2.84 2.76 2.86 2.70 3.38@)= a's g]6jy{ ?= 1,70,25,71,354 2,44,08,63,070 2,86,96,02,150 3,19,67,10,863 3,79,89,57,417@!= s'n z]o/ ;+Vof 87,45,278 1,65,36,239 1,86,93,033 2,09,39,898 2,35,57,385@@= s'n sd{rf/L ;+Vof 323 465 505 538 538@#= OlSj6Ldf k|ltkmn k|ltzt 18.58 16.05 16.19 15.02 20.31@$= k|ltz]o/ lstfaL d"No ?= 194.68 147.61 153.51 152.66 161.26@%= v'b l:y/ ;DklQdf k|ltkmn k|ltzt 124.76 93.66 111.41 67.06 116.61@^= jfx\o ;DklQdf s'n Jofh cfDbfgL k|ltzt 5.14 6.72 7.71 7.45 7.52

k|d'v ;"rsf°ljut % jif{sf kl/;"rsx?


g]kfn P;lacfO{ a}+s ln=xflQ;f/, sf7df8f}“

cg';"rL #@

@)&) cfiff9 #! ut] ;dfKt ePsf] jif{sf] n]vf ;DaGwL k|d'v gLltx?

!= ;fdfGo hfgsf/Lg]kfn P;lacfO{ a}+s ln= g]kfndf :yflkt ;Lldt bfloTjePsf] ;"lrs[t klAns sDkgL xf] . o;sf] /lh:68{ sfof{noxflQ;f/, sf7df8f}“df /x]sf] 5 . of] ef/tLo :6]6 a}+ssf];xfos sDkgL xf] . o; a}+sdf ef/tLo :6]6 a}+ssf]%%=@* k|ltzt z]o/ :jfldTj /x]sf] 5 .

g]kfndf jfl0fHo a}+lsË tyf cGo ljQLo sf/f]af/ ;+rfngug'{ a}+ssf] k|d'v Jofj;flos lqmofsnfk xf] .

;+nUg ljQLo ljj/0fx¿ a}+ssf] ;+rfns;ldltn] @)&)efb| !^ ut] ut] a;]sf] #%* cf“} a}7saf6 kfl/t u/]sf] lyof] .

@= sfg"gsf] kfngf;DaGwL pb\3f]if0f;+nUg ljQLo ljj/0fx?df cGoyf pNn]v ul/Psf]cj:yfdf jfx]s g]kfn n]vfdfg af]8{n] hf/L u/]sf] g]kfnn]vfdfg, a}+s tyf ljQLo ;+:yf;DaGwL P]g, @)^#, g]kfn/fi6« a}+saf6 hf/L ul/Psf k|:t'tLs/0f;DaGwL lgb]{zgx?/ sDkgL P]g, @)^# sf] cwLgdf /xL tof/ kfl/Psf] 5 .

cGoyf n]lvPsf]df afx]s a}+sn] k|To]s aif{ oL gLltx?sf]lg/Gt/ ?kdf kfngf ug]{ u/]sf] 5 .

#= tof/Lsf] cfwf/ljb]zL ljlgod;DaGwL zLif{safx]s of] ljQLo ljj/0fP]ltxfl;s nfut cfwf/df tof/ kfl/Psf] 5 . o;dfplNnlvt /sd g]kfnL ¿k}of“df / glhssf] k"0ff{Ídfb]vfOPsf] 5 .

$= k|If]k0f, cg'dfg tyf lg0f{osf] k|of]uljQLo ljj/0f tof/ ubf{ cjnDag ug'{kg]{ gLltsf ;fy};DklQ tyf bfloTj, cfDbfgL / vr{cGtu{t b]vfOPsf]/sdnfO{ k|efljt kfg]{ s'/fx¿sf ;DaGwdf Joj:yfkgn]

cfjZos k|If]k0f, cg'dfg tyf lg0f{o ug]{5 . ljQLo ljj/0ftof/ ug{] qmddf ul/Psf] k|If]k0f ljj]sk"0f{ / o'lSt;+ut/x]sf] s'/fdf Joj:yfkg ljZj:t 5 .

k|If]k0f tyf cg'dfgnfO{ lgoldt ¿kdf cg'udg ug]{ul/Psf] 5 . n]vf;DaGwL k|If]k0f tyf cg'dfgsf ;DaGwdful/Psf] kl/jt{gnfO{ To;/L kl/jt{g ul/Ps} cjlwdf /;f]n] k|efj kfg]{ s'g} efjL cjlwdf n]vfÍg ul/G5 .

%= Aofh cfDbfgLshf{ tyf ;fk6Laf6 x'g] Aofh cfDbfgLnfO{ g]kfn /fi6«a}+saf6 hf/L lgb]{lzsfcg';f/ gub k|flKtsf] cfwf/dfn]vfÍg ul/Psf] 5, t/ g]kfn n]vf dfgb08–& -cfDbfgLn]vf_ cg'¿k Aofh cfDbfgLnfO{ k|f]befjL cfwf/ -Pqm'jna]l;;_df n]vfÍg ug'{kg]{ Joj:yf u/]sf]] 5 .

nufgLaf6 k|fKt x'g] Aofh cfDbfgLnfO{ Pqm'jn a]l;;dfn]vfÍg ug]{ ul/Psf] 5 .

^= sldzg tyf z'Ns;DaGwL cfoa}sn] u|fxs;“u a}+s hdfgt, k|tLtkq jf cGo ;]jfk|bfg u/]afkt lng'kg]{ sldzg tyf z'Ns cfDbfgLnfO{;]jf k|bfg ubf{s} ;dodf gub k|flKtsf] cfwf/df cfodfn]vfÍg ug]{ u/]sf] 5 .

&= nfef+z cfDbfgLnfef+z cfDbfgLnfO{ ;f] nfef+z k|fKt ug]{ clwsf/ :yflktePkl5 n]vfÍg ug]{ ul/Psf] 5 .

*= ljb]zL ljlgdo sf/f]af/ljb]zL d'b|fdf /x]sf] ;DklQ Pj+ bfloTjnfO{ jiff{Gtdf/x]sf] ljlgdo b/sf] dWob/df g]kfnL ¿k}of“df kl/jt{gul/Psf] 5 .


ljb]zL d'b|fsf] v/Lb / lalj|m b/larsf] cGt/af6 ePsf]cfonfO{ b}lgs ¿kdf n]vf /flvPsf] 5 h;nfO{ æljb]zLljlgdo sf/f]af/af6 ePsf] gfkmfÆ sf] ¿kdf b]vfOPsf] 5 .

ljb]zL ljlgdo b/df x'g] kl/jt{gsf sf/0f k|fKt x'gcfPsf] gfkmf÷gf]S;fgLnfO{ b}lgs ?kdf n]vfÍg u/Læk'gd"{NofÍg gfkmf÷gf]S;fgLÆ cGtu{t b]vfOPsf] 5 .g]kfn /fi6« a}+ssf] lgb]{lzsfcg';f/ @%% k"gd'{NofÍggfkmfnfO{ gfkmf gf]S;fg af“8kmf“8 lx;fa vftfaf6 ;6xL36a9 sf]ifdf /sdfGt/ ug'kg]{ k|fawfg 5 .

(= Aofh vr{lgIf]k, C0fkq, a08, ;fk6L tyf cGo bfloTjdf ltg'{kg]{AofhnfO{ k|f]befjL -Pqm'jn_ cfwf/df n]vfÍg ug]{ ul/Psf]5 .

!)= shf{, ;fk6, tyf lan v/Lbshf{, ;fk6 tyf lan v/Lb /sdaf6 shf{ gf]S;fgLJoj:yf 36fO{ v"b /sd jf;nftdf b]vfOPsf] 5 . oL;Dk"0f{ shf{, ;fk6 tyf lan v/LbnfO{ g]kfn /fi6« a}+ssf]lgb]{lzsfg';f/ juL{s/0f ug]{ ul/Psf] 5 .

!!= sd{rf/L ;fk6La}+ssf] sd{rf/L shf{ of]hgf cg';f/ sd{rf/LnfO{ k|bfgul/Psf shf{ tyf ;fk6LnfO{ cGo ;DklQcGtu{t b]vfOPsf]5 .

!@= shf{ gf]S;fgL Joj:yfa}+ssf] shf{df cGt/lglxt hf]lvdsf] nflu ;Defljtshf{ gf]S;fgL Joj:yf ul/Psf] 5 . shf{, ;fk6 tyf lanv/LbnfO{ g]kfn /fi6« a}+ssf] lgb]{lzsfcg';f/ juL{s/0fu/L hf]lvdsf cfwf/df !% b]lv !))% ;Ddsf] b/df;Defljt gf]S;fgL Joj:yf sfod ul/Psf] 5 . a}+såf/faLdf ul/Psf shf{ tyf ;fk6LnfO{ g]kfn /fi6« a}+sn]lgwf{l/t u/]sf] k|rlnt b/sf] @%% sf] lx;fan] shf{gf]S;fgL Joj:yf ug]{ ul/Psf] 5 .

!#= shf{ ckn]vgg]kfn /fi6« a}+ssf] lgb]{lzsf adf]lhd v/fa shf{sf]ju{df kg]{ p7\g g;s]sf] shf{ tyf ;fk6LnfO{ k|rlnt

;t{ tyf gLlt cg'?k a}+ssf] ;+rfns;ldltsf] :jLs[ltdfckn]vg ug]{ ul/Psf] 5 .

ckn]lvt shf{af6 c;'n ePsf] /sdnfO{ To;/L c;'nePsf] jif{sf] cfDbfgLsf] ¿kdf n]vfÍg ug]{ ul/Psf] 5 .

!$= nufgLx?a}+sn] cfkm\gf] nufgLnfO{ b]xfoadf]lhd tLg ;d"xdfjlu{s[t u/]sf] 5 M

-s_ Jofkfl/s nufgL (Held for Trading) cNksfndf d"Nodfx'g] kl/jt{gaf6 gfkmf cfh{g ug]{ p2]Zon] ul/Psf nufgLnfO{o; ;d"xdf juL{s/0f ug]{ ul/Psf] 5 . nufgL kf]6{kmf]lnof]df/x]sf Ps} k|s[ltsf ;DklQdf ePsf nufgL ;d]tnfO{ o;};d"xdf jlu{s/0f ug]{ ul/Psf] 5 . o:tf nufgLnfO{ahf/b/cg'¿k d"NofÍg ug]{ / d"Nodf x'g] leGgtfnfO{gfkmf÷gf]S;fg lx;fa vftfdf b]vfpg] ul/Psf] 5 .

-v_ e'QmfgL ldlt;Dd wf/0f ug]{ nufgL (Held to Matu-

rity) e'QmfgL ldlt;Dd wf/0f ug]{ ;sf/fTds dg;fo /e'QmfgL ldlt;Dd wf/0f ug{ ;Sg] Ifdtf eO{ ul/PsfnufgLnfO{ o; ;d"xdf jlu{s/0f ug]{ ul/Psf] 5 . b]xfosfdWo] s'g} Ps zt{ k"/f ePsf] v08df a}+sn] s'g} klgnufgLnfO{ e'QmfgL ldlt;Dd wf/0f ug{ ;sf/fTds dg;fog/fv]sf] dfGg] ul/Psf]5 M!= a}+s;“u c3f]lift ;do;Dd wf/0f ug]{ dg;fo /

Ifdtf ePsf] eP .@= a}+s -gbf]xf]l/g] / cgk]lIft cj:yfdf afx]s_ ahf/

Aofhb/ kl/jt{g jf hf]lvd, t/ntfsf] cfjZostf,j}slNks nufgLsf] k|fKotfdf kl/jt{g tyf ;f]af6k|fKt x'g] cfo, ljQLo ;|f]t / zt{ jf ljb]zL d'b|fhf]lvddf x'g] kl/jt{gsf sf/0fn] ;DklQ laqmL ug{tTk/ eP .

e'QmfgL ldlt;Dd wf/0f ug]{ nufgL (Held to Maturity)

nfO{ ckn]lvt nfut (Amortized Cost) df d"NofÍgug]{ ul/Psf] 5 . k/n d"No (Cost Price) af6 Iflt(Impairments) 36fP/ ckn]lvt nfut u0fgf ug]{ ul/Psf]5 . IfltnfO{ ;Da4 cjlwsf] gfkmf÷gf]S;fg lx;fa vftfdf;dfj]z ul/Psf] 5 .


-u_ laqmLsf nflu pknAw nufgL (Available for Sale)

Jofkfl/s nufgL (Held for Trading) / e'QmfgLldlt;Dd wf/0f ug]{ nufgL (Held to Maturity)

cGtu{t gkg]{ ;Dk"0f{ nufgLnfO{ o; ju{df /fVg]ul/Psf] 5 . o:tf nufgLnfO{ ahf/b/cg'¿k lgoldt¿kdf d"NofÍg (Marked to Market on Regular

Basis) u/L leGgtfnfO{ hu]8f (Reserves) dfk{mt;dfof]hg (Adjust) ug]{ ul/Psf] 5 . a}+sn] g]kfn/fi6« a}+ssf] lgb]{lzsfadf]lhd laqmLsf nflu pknAwnufgL kf]6{kmf]lnof] (Available for Sale Portfolio)

sf] @% ;Dd /sd k"/s k"“hL (Supplementary or

Tier 2 Capital) df u0fgf x'g] nufgL ;dfof]hgsf]if (Investment Adjustment Reserve) v8f u/L/fVg] u/]sf] 5 .

!%= l:y/ ;DklQ tyf x|f;s§Ls= l:y/ ;DklQnfO{ k/n df]ndf x|f; vr{ 36fO{

b]vfOPsf] 5 .v= hUufsf] x|f;s§L ul/Psf] 5}g .u= ¿=%,)))÷– eGbf sd d"Nosf] ;DklQnfO{ ;DalGwt

;DklQsf] pkof]uL cfo' hlt;'s} ePklg v/Lb ePs}jif{df vr{sf] ?kdf n]Vg] ul/Psf] 5 .

3= l:y/ ;DklQ Pj+ lnhdf lnOPsf ;DklQx¿df ePsf];'wf/ Pj+ ;+ef/ vr{x¿ ;Da4 ;DklQsf] cg'dflgtpkof]uL cfo' lgwf{/0f u/]sf] cfwf/df ;f]emf] ljlw(Straight Line Method) adf]lhd x|f; s§L ul/Psf]5 / cg';"rL !$df æcGoÆ cGt{ut juL{s[t ul/Psf]5 .

l:y/ ;DklQsf] cg'dflgt pkof]uL cfo' / ltgsf] x|f;s§Lb/b]xfo adf]lhd /x]sf] 5 .

!^= cb[Zo ;DklQM-s_ klxrfgsf] cfwf/ Ms'g} cb[Zo ;DklQaf6 eljiodf a}+sn] cfly{s nfe xfl;nug{ ;Sg] / ;f]sf] nfut e/kbf]{ tl/sfaf6 dfkg ug{;lsG5 eg] dfq To:tf] ;DklQnfO{ a}+sn] cb[Zo ;DklQsf]¿kdf n]vfÍg ug]{ u/]sf] 5 .

-v_ dfkg;km\6j]o/M ;km\6j]o/ eGgfn] sDKo'6/sf] PlKns]zgd} hl8t;km\6j]/afx]s a}+sn] pkof]usf nflu Ohfhtk|fKt u/]sf]sDo'6/ PlKns]zg ;km\6j]o/sf] d"NonfO{ hgfp“b5 . o:tfcb[Zo ;DklQnfO{ x|f; vr{ s§L tyf jf:tljs Iflt36fO{ nfut d"Nodf n]vfÍg ug]{ ul/G5 . o:tf ;DklQnfO{æsfof{no pks/0f -sDKo'6/ tyf P;];f]l/h_Æ zLif{scGtu{t b]vfO{ tbg'¿k ckn]lvt nfutsf cfwf/dfd"NofÍg ug]{ ul/Psf] 5 .

!&= u}/ a}+ls· ;DklQu}/ a}+lsË ;DklQ eGgfn] c;'n x'g af“sL shf{sf] k"0f{ jfcf+lzs e'QmfgLafkt k|fKt ;DklQnfO{ a'emfp“b5 . a}+sn]shf{sf] ;'/If0fsf nflu a}+s;dIf lwtf]df /x]sf ;DklQnfO{k|rlnt sfg"g tyf lgb]{lzsfadf]lhd c;'n x'g af“sLshf{sf] k"0f{ jf cf+lzs e'QmfgLafkt :jfldTj u|x0f ug]{gLlt cjnDag u/]sf] 5 . g]kfn /fi6« a}+ssf] lgb]{zgcg'¿kTo:tf ;DklQx¿sf] d"No lgwf{/0f ug]{ ul/Psf] 5 .

u}/ a}+lsË ;DklQnfO{ jf;nftdf gf]S;fgL Joj:yf 36fO{b]vfOPsf] 5 .

!*= sd{rf/L ;'ljwfx¿cNksflng sd{rf/L ;'ljwf

sd{rf/Ln] ;]jf u/]afkt lbOg'kg]{kfl/>lds, cf}iflw pkrf/ ;'ljwf,sd{rf/L af]g; h:tf sd{rf/LsfcNksflns ;'ljwf;“u ;DalGw/sdnfO{ sd{rf/Ln] h'g ;dodf;]jf k|bfg ug]{ xf] ;f]xL ;dodfn]vfÍg ug]{ ul/Psf] 5 .

;DklQ zLif{s pkof]uL cjlw -jif{_ x|f;s§L b/ (%)

pks/0f / sDKo"6/ tyf P;];f]l/h @=% – % $) – @)Kfmlg{r/ ^=^& – !) !% – !)lgdf{0f ;fdu|L -lnhdf lnPsf ;DklQ_ !#=## &=%);jf/L ;fwg ^=^^ !%


a}+sn] cfkm\gf :yfoL sd{rf/LnfO{ ;+lrt labfnfO{ gubdfkl/0ft ug]{ ;'ljwf lbg] u/]sf] 5 . a}+ssf] sd{rf/L ;]jfljlgodfjnLadf]lhd To:tf] ;+lrt labfnfO{ gubdf kl/0ftug]{ ;'ljwf sd{rf/L ;]jfdf /x“bfs} avt k|bfg ul/g] /pkof]u ug{ af“sL ;+lrt labfnfO{ eg] sd{rf/L ;]jfaf6lgj[Q x'“bfsf avt e'QmfgL lbg] Joj:yf 5 . a}+ssf]sd{rf/L ;]jf ljlgodfjnLadf]lhd Joj:yfkgn] labfjfkt k|f]befjL -Pqm'jn_ cfwf/df /sd Joj:yf ug]{u/]sf] 5 .

lglb{i6 of]ubfg of]hgfa}+sn] ;a} :yfoL sd{rf/Lsf] cfwf/e"t tnasf] !)k|ltztn] x'g cfpg] /sd ;+ro sf]ifsf] ¿kdf æg]kfnP;lacfO{ a}+s ln= cjsfz sf]ifÆ df hDdf ug]{ u/]sf] 5/ ;f]xL a/fa/sf] /sd sd{rf/Ln] ;d]t pQm sf]ifdfhDdf ug]{ u/]sf 5g\ . æg]kfn P;lacfO{ a}+s ln= cjsfzsf]ifÆ :jLs[t cjsfz sf]if xf], h;sf] ;+rfng :jtGq¿kdf x'g] ub{5 . pQm sf]ifdf a}+sn] ug]{ of]ubfgnfO{sd{rf/Ln] h'g cjlwdf ;]jf u/]sf] xf], ;f]xL avt vr{sf]¿kdf b]vfOG5 .

a}+ssf] sd{rf/L ;]jf ljlgodfjnLadf]lhd a}+sn] cfkm\gf:yfoL sd{rf/Lsf] aLdfafkt lk|ldod e'QmfgL ug]{ u/]sf]5 . To:tf] aLdf ;DaGwL aLdf kf]ln;L aLdf of]hgf;xefuLsf] gfddf /x]sf] 5 / aLdf kf]ln;Ln] ;d]6]sf]ljifodf x'g ;Sg] Iflt afkt a}+ssf] s'g} lhDd]jf/L gx'g]t/ ;f] ;DaGwdf Ifltk"lt{ e'QmfgL ug{ aLdf sDkgL :jo+lhDd]jf/ x'g] Joj:yf 5 . ;Da4 cjlwsf nflu e'QmfgLul/Psf] aLdfsf] lk|ldodnfO{ vr{sf] ¿kdf b]vfpg] ul/G5 .

lglb{i6 ;'ljwf of]hgfa}+ssf] ;]jfaf6 cjsfz k|fKt ug]{ :yfoL sd{rf/LnfO{a}+ssf] sd{rf/L ;]jf ljlgodfjnLadf]lhd pkbfg lbOg]Joj:yf 5 . pkbfgafktsf] bfloTjsf] nflu a}+ssf]sd{rf/L ;]jf ljlgodfjnLadf]lhd a}+ssf] Joj:yfkgn]lgwf{/0f u/]cg'¿k :yfoL sd{rf/Ln] k"/f u/]sf] ;]jfcjlwsf] cg'kftdf Pqm'jn cfwf/df /sd Joj:yf ug]{ul/Psf] 5 . pkbfgsf] /sdnfO{ s]jn Joj:yf;Dd ul/G5t/ cGo 5'§} sf]ifdf /sdfGt/ ul/Psf] 5}g .

!(= :6]zg/L df}Hbft:6]zg/L vl/bnfO{ k/n d"Nodf b]vfOPsf] 5 eg] k|of]uubf{sf] avt vr{ n]vfÍg ug]{ ul/Psf] 5 .

@)= cfos/ Joj:yfcfos/ P]g, @)%* / To;df ;do;dodf ePsf] ;+zf]wg;d]t cg"¿k cfos/ Joj:yf ul/Psf] 5 .

@!= :yug s/ljQLo ljj/0fcg';f/sf ;DklQ tyf bfloTj / s/ of]Uocfwf/sf] ;DklQ tyf bfloTjx¿sf] c:yfoL leGgtfsfsf/0f eljiodf pTkGg x'g;Sg] s/bfloTjsf nflu :yugs/ ;DklQ tyf bfloTjsf] n]vfÍg ug]{ ul/G5 . :yug s/h'g jif{df c:yfoL ¿kdf km/s kg{ hfg] /sd lkmtf{ u/L;dfof]hg ul/G5, ;f]xL jif{ ljBdfg sfg"g jf n]vfÍg ug]{ldltdf nfu' x'g] sfg"gadf]lhdsf] cg'dflgt s/sf] b/cg';f/sf] s/of]Uo cfodf dfkg ul/G5 .

c:yfoL leGgtfsf sf/0f pTkGg :yug s/ ;DklQnfO{eljiodf kof{Kt s/of]Uo cfo l;lh{t eO{ pQm s/of]Uocfodf ;dfof]hg ug{ ;Sg] cg'dfg u/L n]vfÍg ul/Psf]5 . g]kfn n]vfdfg dfkb08 g+=( tyf lgb]{zg g+= $adf]lhd :yug s/ ;DklQ tyf bfloTjnfO{ cGo ;DklQtyf bfloTjdf b]vfOPsf] 5 . :yug s/ cfDbfgL a/fa/x'g cfpg] /sdnfO{ :yug s/ hu]8fdf ;fl/Psf] 5 .

@@= lnha}+sn] ljQLo lnhdf lnPsf] ;DklQnfO{ lnhdf ln“bfsf] ltgsf]jf:tljs d"No (Fair Value)df jf ;f] eGbf sd d"No ePsf]cj:yfdf Go"gtd lnh -ef8f_ e'QmfgL /sdsf] jt{dfgsf]d"NonfO{ ;DklQdf hgfOG5 . lnh k|bfosk|ltsf] bfloTjnfO{ljQLo ljj/0fdf ljQLo lnh bfloTjcGtu{t ;dfj]z ul/G5 .

af“sL lnh bfloTjdf l:y/ Aofhb/ kfpg lnh /sdnfO{ljQLo vr{ / 36\bf] lnh bfloTj aLr ljefhg ul/G5 .ljQLo vr{nfO{ ;DklQ;“u k|ToIf ;+DalGwt ePsf] cj:yfdfafx]s tTsfn gfkmf gf]S;fgdf vr{df hgfOG5 . e'QmfgLug{ af“sL jxfn /sdnfO{ h'g ;dofjlwdf e'QmfgL ul/g'kg]{ xf], ;f]xL cjlwsf] vr{df ;dfj]z ug]{ ul/Psf] 5 .


lnhdf lnPsf ;DklQaf6 cfly{s nfe k|fKt ePsf] ;dosf]cfwf/df cGo s'g} cem pko'Qm ljlw cjnDag ul/Psf]cj:yfdf afx]s, ;+rfng nLh;“u ;Da4 lnh /sdsf]e'QmfgL lnh cjlwe/ :6«]6nfOg ljlw cg';f/ vr{dfhgfOg] ul/Psf] 5 .

@#= Joj:yf, ;+efljt bfloTj / ;+efljt;DklQa}+sn]] jt{dfgdf bfloTj ;[hgf ub}{ ;|f]tsf] ;Defljtjlxu{dg x'g;Sg] tyf bfloTjsf] ljZj;gLo cg'dfg ug{;lsg] ljutdf ePsf 36gf÷sfo{sf nflu ;+efljtbfloTjsf] Joj:yf ug]{ u/]sf] 5 . a}+sn] ;|f]tsf] jlxu{dgx'g ;Sg] ;Defljt bfloTj jf bfloTj Joxf]g'{ gkg]{ x'g;Sg] u/L jt{dfg ;dodf ;[lht bfloTjsf ;DaGwdfpb\3f]if0f ug]{ u/]sf] 5 .

a}+sn] ;|f]tsf] jlxu{dg x'g ;Sg] ;Defjgf Go"g /x]sf;+efljt jf jt{dfg cj:yfdf ;[lht bfloTj jfkt s'g}klg Joj:yf jf pb\3f]if0f ug]{ u/]sf] 5}g .

;+efljt ;DklQnfO{ ljQLo ljj/0fdf ;dfj]z ul/Psf]5}g tyflk ;+efljt ;DklQ lg/Gt/ d"NoflÍt x'g] / olbo;n] cfly{s k|ltkmn lbg] nueu lglZrt ePdf To:tf;DklQ tyf o;af6 x'g] cfDbfgLnfO{ h'g ;dodf cfDbfgLk|fKt x'G5 ;f]xL cjlwdf ;dfj]z ug]{ ul/Psf] 5 .

8]l/e]l6e s/f/af6 pTkGg x'g] bfloTjnfO{ ;+efljt bfloTjcGt{ut km/jf8{ PS;r]Gh s/f/ bfloTj lzif{sdf ;dfj]zug]{ ul/G5 . bfloTj k"/f ug{ af“sL km/jf8{ b/ ;DaGwL;Demf}tfsf] l;4fGt o; cGtu{t kb{5 .

@$= gub tyf gub ;dt'Nogub tyf gub ;dt'No cGt{ut gub df}Hbft tyf a}+sdf}HbftnfO{ ;dfj]z ug]{ ul/G5 .

@%= ut jif{sf c°x¿ut jif{sf cÍx¿ t'ngfTds k|of]hgsf lglDt cfjZostfcg';f/ jlu{s/0f / k'gj{lu{s/0f ug]{ ul/Psf 5g\ .


n]vf ;DaGwL l6Kk0fLx¿cg';"rL ##

!= sd{rf/L af]g; Joj:yfAff]g; kl5 -s/ cl3_sf] gfkmfsf] !)% n] x'g cfpg] /sd lx;fa u/L ¿= !!,)(,(%,**(÷– sd{rf/L af]g; Joj:yful/Psf]] 5 .

@= sd{rf/L cfjf; sf]ifa}+ssf] sd{rf/L cfjf; shf{ of]hgf cg'?k cfjf; shf{ lng of]Uo sd{rf/LnfO{ cfjf; shf{ pknAw u/fpg ;Sg]Joj:yf /x]sf] x'“bf >d P]g, @)$* adf]lhd 5'§} cfjf; sf]if v8f ul/Psf] 5}g .

#= C0fkq e'QmfgL hu]8f sf]ifæ^% g]kfn P;lacfO{ a}+s C0fkq @)&)Æ, æ!@=%% g]kfn P;lacfO{ a}+s C0fkq @)&*Æ / æ*% g]kfn P;lacfO{a}+s C0fkq @)&(Æ sf nflu qmdz ?=@,*%,&!,$@^, ?=$,)),)),))) / ?=!,&*,^#,)!$ C0fkq e'QmfgL hu]8fsf]ifdf af“8kmf“8 ul/Psf] 5 . æ^% g]kfn P;lacfO{ a}+s C0fkq @)&)Æ #! cfiff9 @)&) df kl/kSj -e"QmfgL cjlw;dfKt_ eof] . tbg'?k ?= @),)),)),))) ;fwf/0f hu]8f sf]ifdf ;fl/Psf] 5 .

$= ;fwf/0f hu]8f sf]ifa}+s tyf ljQLo ;+:yf;DaGwL P]g, @)^# sf] k|fjwfgadf]lhd rfn" cf=j=sf] v"b gfkmf dWo]af6 @)% n] x'g cfpg]/sd ¿=!%,$@,($,@@^ ;fwf/0f hu]8f sf]ifdf :yfgfGt/0f ul/Psf] 5 .

%= ;6xL 36a9 sf]if;ldIf jif{df k'g{d'NofÍg cfDbfgL ?=$%,#$,!%! /x]sf] lyof] . g]kfn /fi6« a}+ssf] lgb]{zgcg'?k To:tf] cfDbfgLsf]@%% n] x'g cfpg] /sd ?= !!,##,%#* ;6xL 36a9 sf]ifdf :yfgfGt/0f ul/Psf] 5 .

^= k"“hL ;dfof]hg sf]if!@=%% af]g; z]o/ hf/L ug{ k"“hL ;dfof]hg sf]ifdf /x]sf] z'? df}Hbft ?= %) nfvnfO{ o; jif{ gfkmf gf]S;fgaf“8kmf“8 lx;fadf ;fl/Psf] 5 . o; aif{sf] gfkmf gf]S;fg af“8kmf“8 lx;faaf6 ?= # s/f]8 %) nfv k"“hL ;dfof]hgsf]ifdf ;fl/Psf] 5 .

&= nufgL ;dfof]hg sf]ifg]kfn /fi6« a}+ssf] lgb]{zgadf]lhd ælaqmLsf] nflu pknAw nufgLÆ cGtu{tsf] nufgL /dsf] @% a/fa/ /sd¿= %,!%,#^) nfO{ nufgL ;dfof]hg sf]ifdf /flvPsf]] 5 .

*= pkbfg Joj:yfcf=j= @)^(÷&) df a}+sn] ?= %,#$,%^,#$# a/fa/ /sd sd{rf/L pkbfgafkt Joj:yf u/]sf] 5 . pkbfgJoj:yfafktsf] /sd dWo]af6 ¿=@#,!^,@)@ a/fa/ /sd ut ;ldIf jif{df pkbfgafkt e'QmfgL ul/of]] . >d P]g,@)$* adf]lhd sd{rf/LnfO{ e'QmfgL ug'{kg]{ 5'§} pkbfg Joj:yf sf]if v8f ul/Psf] 5}g .

@)&) cfiff9 #! ut] ;dfKt ePsf] jif{sf] n]vf ;DaGwL l6Kk0fLx?


(= labfjfktsf] /sd e'QmfgL Joj:yfcf=j= @)^(÷&) df ¿=#,*(,#),(^@ a/fa/sf] /sd ;l~rt labfjfktsf] /sd e'QmfgLsf nflu Joj:yf ul/of] .ljbf afkt ¿=#%,@!,)%^ o; cf=j=df e'QmfgL ul/of]] .

!)= km5\of}{6 x'g af“sL s/:jo+ s/ lgwf{/0f k|0ffnLcg'?k 7"nf s/bftf sfof{nodf a'emfO{Psf] s/sf] 7"nf s/bftf sfof{non] cf=j= @)^%÷^^;Ddsf] clGtd k/LIf0f ul/;s]sf]5 / pQm cf=j= ;Ddsf] s/ bfloTj a}+sn] km5\of}{6 ul/;s]sf] 5 . :jo+ s/ lgwf{/0fk|0ffnLcg'?k 7"nf s/bftf sfof{nodf a'emfO{Psf] cf=j= @)^^÷^&, @)^&÷^* / @)^*÷^( sf] s/sf] 7"nf s/bftfsfof{noaf6 k/LIf0f x'g af“sL /x]sf] 5 .

!!= cfos/ / :yugs/cfos/ P]g tyf pQm P]gdf ;do ;dodf ePsf] ;+zf]wg adf]lhd cfos/sf] Joj:yf ul/Psf] 5 .

g]kfn n]vfdfg g+= (= df ePsf] cfos/ ;DalGw Joj:yfadf]lhd :yugs/sf] u0fgf ul/Psf] 5 . :yugs/;DklQ÷bfloTjsf] kl/jt{g b]xfoadf]lhd /x]sf] 5 .

ljj/0f /sd s/sf] cfwf/ 36\ghfg] s/of]Uo :yug s/-?=_ -?=_ c:yfoL c:yfoL ;DklQ÷-bfloTj_

leGgtf -?=_ leGgtf -?=_ -?=_

l:y/ ;DklQ $),@$,@(,@)# $^,!@,!#,!#) %,*&,*#,(@& !,&^,#%,!&*

pkbfg tyf labfsf] @!,*%,$),(!* – @!,*%,$),(!* ^,%%,^@,@&%Joj:yf

u}/ a}+lsË ;DklQ – !,&&,%(,))) !,&&,%(,))) %#,@&,&));DaGwL Joj:yf

ljgf ;"rgf e'QmfgL @,@#,%(,#&% – @,@#,%(,#&% ^&,)&,*!#ePsf] hfn;fh 8«fkm6;DaGwL Joj:yf

^$,##,@(,$(^ $&,*(,&@,!#) #!,&$,$#,@@) – (,%@,#@,(^^

Zf'? df}Hbft ^,@(,!^,()@-@)^(÷$÷!_

km/s÷kl/jt{g #,@#,!^,)^$

s_ gfkmf–gf]S;fglx;fjdf n]vflÍt @,%^,)*,@%!

v_ ;+lrt gfkmfsf] z'? ^&,)&,*!#df}Hbftdf n]vflÍt


!@= ljgf;"rgf 8«fkm\6 e'QmfgL -cf=j= @)%%÷%^_;Íns a}+sx¿sf] nfk/jfxLaf6 hfn;fhL 8«fkm\6 e'QmfgL ul/Pafkt a]xf]g'{ k/]sf] gf]S;fgL ¿=#,@),)),))) sf]c;"nLsf] nflu sf7df8f}“ lhNnf cbfntdf a}+sn] d'2f bfo/ u/]sf] lyof] . lhNnf cbfnt / k'g/fj]bg cbfntaf6 hf/LePsf] km};nf a}+ssf] kIfdf gcfPsf]n] a}+sn] ;Ddflgt ;jf]{Rr cbfnt;dIf d'2f bf]x¥ofO{ kfpg lgj]bg u/]sf] lyof] .pQm lgj]bg ;'g'jfOsf] qmddf /x]sf] 5 . a}+sn] klxn]g} ¿=(^,$),^@% a/fa/sf] /sd ladf sDkgL / ;Ínsa}+sx¿af6 k|fKt ul/;s]sf] 5 / af“sL /sd ¿=@,@#,%(,#&% sf] nflu k"0f{ ¿kdf gf]S;fgL Joj:yf ul/;s]sf] 5 .

!#= a}+s pk/sf] bfjLa}+ssf Pshgf z]o/wgLn] ljlqm gePsf] xsk|b z]o/ vl/b ug{ hDdf u/]sf] /sddf Jofh bfjL u/L sf7df8f}+ lhNnfcbfntdf d'2f bfo/ ug'{ePsf] lyof] . sf7df8f}+ lhNnf cbfntn] ldlt @)&)÷@÷!( df z]o/ vl/b ug{ hDdf u/]sf]/sddf /sd hDdf u/]sf] ldlt -@)^&÷*÷*_ b]lv ;F“jf /sd lkmtf{ lnPsf] ldlt -@)^*÷!@÷!(_ ;Ddsf] Ifltk"lt{jfktsf] jflif{s ;os8f !) k|ltztsf b/n] ?= #^,)),^#^ Jofh e/fO{ lbg] km};nf u/]sf] / a}+sn] sf7df8f}+ lhNnfcbfntsf] km};nf pk/ k'g/fj]bg cbfnt kf6gdf k'g/fj]bg ug]{ lg0f{o u/]sf] 5 .

;Ddflgt ;jf]{Rr cbfntsf] ldlt @)^*÷!!÷@@ sf] pTk|]if0fo'Qm k/fdfb]zn] vf/]h ul/lbPsf] ljlqm gePsf] xsk|bz]o/sf] af“8kmf“8;“u pQm bfjL ;DalGwt 5 . a}+sn] ;jf]{Rr cbfntdf ldlt @)^(÷!÷@) df km};nf k'g/fjnf]sgsfnflu k'g/fj]bg kq btf{ ul/;s]sf] 5 . pQm lgj]bg ;'g'jfOsf] j|mddf 5 .

!$= Ph]G;L vftfx?sf] lx;fa ldnfgsf] l:ylt -lj=;+= @)&) cfiff9 df;fGtdf_

lx;fa ldnfg x'g af“sL /sdn] v"b lx;fj ldnfg x'g af“sL 8]la6 / qm]l86 OG6«LnfO{ hgfp“5 . lx;fa ldnfg x'g af“sLsf/f]af/sf] klxrfgsf] nflu a}+sn] lgoldt tfs]tf ug]{ u/]sf] 5 . To:tf sf/f]jf/x?nfO{ cfp“bf jif{x?df oyf ;dodflx;fa ldnfg ul/g]5 .

!%= shf{ ;fk6 k|jfx, c;"nL / ;f“jf tyf Aofh ckn]vgsf] ;f/f+z

ljj/0fhDdf # dlxgf eGbf sd

# dlxgfeGbf a9L( dlxgf eGbf sd ( dlxgfeGbf a9L

sf/f]jf/;+Vof

v"b /sd v"b /sd v"b /sd v"b /sd

hDdf /sd %,(*^ %,!%,(*^ #,(^( $,*#,#&@ %^) !%,%!! !,$%& !&,!)#

sf/f]jf/;+Vof

sf/f]jf/;+Vof

sf/f]jf/;+Vof

/sd ?= xhf/df

ljj/0f Rfn' jif{ -?=_ ljut jif{ -?=_

Zf'? df}Hbft @,^$,^#,^&! @,!&,!*,&(!shf{ k|jfx !#,^@,#(,!!^ !!,&^,*#,(@^shf{ c;"nL !#,#%,)*,**$ !!,@*,(^,%#^shf{ -;f“jf_ ckn]vg $@,%)^Aofh ckn]vg *%,$(%clGtd df}Hbft @,(!,(#,()# @,^$,^#,^&%

/sd ?= xhf/df


ljj/0f @)^( cfiff9 jif{el/df jif{el/df ePsf] @)&) cfiff9df;fGtsf] hDdf ePsf] 36a9 ckn]vg df;fGtsf] hDdf

lnhdf lnPsf ;DklQ ^,(#,@&,&@& ^&,**,!!@ %&,)*,^*& &,)$,)&,!%@;km\6j]o/ %*,(*,!^% #$,^#,$#( @#,$),$)! &),@!,@)#

hDdf &,%@,@%,*(@ !,)@,%!,%%! *),$(,)** &,&$,@*,#%%

/sd ?= df

!^= lgIf]k tyf bfloTjdf ePsf] kl/jt{sf] ;f/f+z

!&= efl/t cf};t Aofh cGt/

!*= ckn]vg x'g af“sL /x]sf] vr{sf] ljj/0fljsf; af]08sf] nflu lt/]sf] lk|ldod /sd ?=@,!$,*!,)$& cfiff9 #!, @)&) df ckn]vg ug{ af“sL /x]sf] 5 .lk|ldod /sd ?= !,!*,#(,$%* o; aif{ ckn]vg ul/Psf] 5 .

!(= lnhdf lnOPsf] ;DklQsf] ckn]vg nfut / ;km\6j]o/ nfutsf] ljj/0f

@)= clws]lGb|t hf]lvdsf] ;f/f+z

ljj/0f rfn" jif{ ljut jif{ km/s

dfu]sf] avt e'QmfgL x'g] lgIf]k @%,&!,%%% @&,)),((& -!,@(,$$@_rNtL lgIf]k %),#&,!@& #&,&&,*%( !@,%(,@^*d"2tL lgIf]k #,*!,&(,))^ #,^@,)*,^%) !(,&),#%^Dfflh{g lgIf]k @,$%,^@* #,)%,!&% -%(,%$&_art lgIf]k !,@*,*&,!$) !,)#,$$,%*# @%,$@,%%&

hDdf %,*(,@),$%^ %,##,#&,@^$ %%,*#,!(@

/sd ?= xhf/df

ljj/0f b/ Ü

Jofh cfh{g ug]{ ;DklQ -sd{rf/L shf{, d"2tL lgIf]k tyf z]o/df nufgL ;d]t_ sf] cf};t k|ltkmn b/ &=*@sf]if nfut -lgIf]k, C0fkq, shf{ ;fk6 tyf g]=/f= a}+ssf] k'g/shf{ ;d]t_ sf] cf};t b/ $=$$v"b Jofh cGt/ -:k|]8_ #=#*

ljj/0f C0f, ;fk6L tyf lgIf]k tyf ;fk6L ;Defljt bfloTjlan v/Lb

@)&)÷#÷#! df s'n /sd @,(!,(#,()# %,*(,@),$%^ ^%,@#,$#@

Ps u|fxs -;d"x_df ePsf] clwstd PS;\kf]h/ $,&^,^&! @,@$,#^,&@! %,)^,@$@

Ps u|fxs -;d"x_df ePsf] clwstd !=^# #*=)* &=&^PS;\kf]h/ k|ltzt

/sd ?= xhf/df


@!= a}+sn]] cfkm\gf] ;DklQ lwtf] /fvL shf{ lnPsf] 5}g .@@= lnh@@=! ljQLo lnha}+sn] s'g} klg k|sf/sf] ljQLo lnh -k§f_ ;Demf}tf u/]sf] 5}g / To; ;DaGwdf s'g} klg ljQLo bfloTj /x]sf] 5}g .

@@=@ ;+rfng lnha}+sn] sfof{no kl/;/ / zfvf eGbf aflx/ Pl6Pd ;+rfngsf nflu ljleGg cjlwsf nflu ljutdf ul/Psf] ;Demf}tf;d]tnfO{ lg/Gt/tf lbO{ 3/axfn ;Demf}tf -lnh_ u/]sf] 5 . To:tf ;Demf}tfx¿ s'g}klg kIfn] () b]lv !*) lbgsf];"rgf lbP/ vf/]h ug{ ;S5g\ . lnhafktsf] /sd e'QmfgL b]xfoadf]lhd /x]sf] 5 .

@#= ;Da4 kIf ;DaGwL ;"rgf / sf/f]af/@#=! ;Da4 kIf ;DaGwL ;"rgf;Da4 kIfx?sf] hfgsf/L b]xfo adf]lhd /x]sf] 5 M

@#=@ d'Vo Joj:yfksLo clwsf/Ld'Vo sDkgL;“u ul/Psf] Pj+ g]kfn /fi6« a}+sn] :jLs[t u/]sf] k|fljlws ;]jf ;Demf}tf adf]lhd Joj:yfksLoclwsf/Lx?nfO{ :6]6 a}+s ckm Ol08ofn] tna e'QmfgL ub{5 . d'Vo Joj:yfksLo clwsf/Lx?nfO{ cfjf;, cf}ifwLpkrf/ nufotsf cGo ;Da4 ;'ljwfx? ;d]t pknAw u/fpg] ul/Psf] 5 .

ljj/0f rfn" jif{ ljut jif{

o; jif{ e'QmfgL ug{ af“sL /sd &,%&,@),@#@ &,@),%!,!^!

Jff;nftsf] ldltaf6 Ps jif{leq e'QmfgL ug{'kg]{ /sd &,*(,@#,(!! ^,^@,@!,(#%

Jff;nftsf] ldltb]vL bf];|f] jif{ b]lv 5}7f}“ jif{ ;Dde'QmfgL ug{'kg]{ /sd %@,)*,(&,*!# @^,%!,#(,@((

Jff;nftsf] ldltaf6 5}7f}“ jif{ kl5 e'QmfgL ug{'kg]{ /sd (,%$,(&,(#@ ^,!),%#,#(&

/sd ?= df

ljj/0f ;DaGw s}lkmot

:6]6 a}+s ckm Ol08of d'Vo sDkgL a}+sdf %%=@*% z]o/ :jfldTj

sd{rf/L ;+ro sf]if ;+:yfks a}+sdf !%=)*% z]o/ :jfldTj

>L cfnf]s s'df/ zdf{ k|aGw ;+rfns d'Vo Joj:yfksLo clwsf/L

>L laho s'df/ TofuL k|d'v ;+rfng clws[t d'Vo Joj:yfksLo clwsf/L

>L clgn s'df/ l;+x k|d'v ljQLo clws[t d'Vo Joj:yfksLo clwsf/L

:6]6 a}+s ckm Ol08ofsf ;xfos sDkgLx? d'Vo sDklgsf ;xfos sDkgLx? –


qm=;+= ;Da4 kIfx? ljj/0f rfn" jif{ ljut jif{

! ef/tLo :6]6 a}+s k|fljlws ;]jf z'Ns -vr{_ !$,(@( !#,*)(

@ ef/tLo :6]6 a}+s / nufgLdf kfpg'kg]{ k|ltkmn -;DklQ_ @,@@,!),!^* !,(*,&@,)#(cGo ;xfos sDkgLx?

# ef/tLo :6]6 a}+s / Ph]G;L df}Hbft jfktsf] aSof}tf !$,$),*@) (,*),(!^cGo ;xfos sDkgLx? -;DklQ_

$ ef/tLo :6]6 a}+s / ;ldIf jif{df cfDbfgL ^,^$,$$! $,@^,$*)cGo ;xfos sDkgLx? hgfOPsf] Aofh -cfDbfgL_

% sd{rf/L ;+ro sf]if lgIf]k %,(%,^^$ @%,)),)))

?= xhf/df

@#=# ;Da4 kIfaLrsf] sf/f]af/;Da4 kIfaLr b]xfo adf]lhd sf/f]af/ /x]sf] 5 M

@$= u}/ a}+ls· ;DklQ

C0fL jf u|fxssf] u}/ a}+lsË ;DklQdf s'n u}/ a}+lsË gf]SzfgL Joj:yf v"b u}/gfd / 7]ufgf kl/0ft ePsf] ldlt ;DklQsf] /sd a}+lsË ;DklQ-?_

/sd ?= df

n]b/]h af“;af/L @)^( cfiff9 #! !,&&,%(,))) !)) !,&&,%(,))) –6]g/L P08 z' k\mofS6«L

hDdf !,&&,%(,))) !,&&,%(,))) –

% df /sddf


l;=g+ ljj/0f !–& *–#) #!–() (!–!*) !*!–@&) @&!–#^% ! jif{ hDdflbg lbg lbg lbg lbg lbg eGbf a9L

;DklQ! gub df}Hbft 12,395 12,395@ a}+s tyf ljQLo ;+:yfdf 64,740 64,740

/x]sf] df}Hbft# ljb]zL a}+sdf ul/Psf] nufgL 0 45,026 15,309 25,866 1,21,690 14,211 0 2,22,102$ dfu tyf cNk ;"rgfdf 0 0

k|fKt /sd% ;/sf/L ;'/If0fkq 0 1,309 20,221 3,953 0 1,942 0 27,425^ g]kfn /fi6« a}+s C0fkq 0 0 0 0 0 1,182 8046 9227& cGt/ a}+s tyf ljQLo ;+:yf shf{ 1,389 1,389* shf{ ;fk6 6,066 11,975 52,061 50,507 72,854 34,691 63,786 2,91,939( kfpg'kg]{ Jofh 714 30 57 152 0 1,262 8,099 10,315!) l/e;{ l/kf] 0!! k|ltj4tf cGtu{t e"QmfgL 0

kfpg' kg]{ 0!@ j|m=;+ @), @! / @@ sf 6,214 8,207 22,581 14,819 22,300 9,728 23,596 1,07,444

;'ljwfx?sf] e"QmfgL!# cGo 6,072 3,830 9,903

s'n ;DklQ -s_ 97,58997,58997,58997,58997,589 66 ,54666 ,54666 ,54666 ,54666 ,546 1,10,2291,10,2291,10,2291,10,2291,10,229 95,29895,29895,29895,29895,298 2,16,8432,16,8432,16,8432,16,8432,16,843 63,01663,01663,01663,01663,016 1,07,3571,07,3571,07,3571,07,3571,07,357 7,56,8787,56,8787,56,8787,56,8787,56,878bfloTj

!$ rNtL lgIf]k 31,658 21,170 52,828!% art lgIf]k -sn lgIf]k ;d]t_ 38,632 1,15,955 1,54,587!^ d'2lt lgIf]k 1,778 48,467 29,843 81,301 1,55,812 39,047 25,542 3,81,790!& C0fkq÷j08 8,000 8,000!* ;fk6L 0 0 0 0 0 0 0 0

dfu tyf cNk ;"rgf 0cGt/ a}+s ljQLo ;+:yf 0 0k"g/ shf{ 0cGo 0

!( cGo bfloTj tyf Joj:yf 10,979 0 0 1,110 0 0 2,185 14,274;08«L j|]m8L6;{ 4,352 4,352e'QmfgL lbg' kg]{ lan 2,049 2,049e'QmfgL lbg' kg]{ Jofh 780 0 0 780Joj:yfx? 3,640 0 0 1,110 2,185 6,936cGo 157 157

@) k|ltj4tf cGtu{t 2,810 2,314 1,736 6,860e"QmfgL lbg'kg]{

@! vf/]h ug{ g;lsg] shf{ 307 1,789 4,204 7,851 19,471 8,588 42,210k|ltj4tf

@@ k|ltt kq÷hdfgt 3,097 4,104 16,641 6,968 2,829 1,140 23,596 58,374@# l/kf] 0@$ qm=d ;+Vof !! cGtu{tsf]

;'ljwfsf] e'QmfgL 0@% cGo 0

s'n bfloTj -v_ 89,26189,26189,26189,26189,261 56,67456,67456,67456,67456,674 52,42452,42452,42452,42452,424 97,22997,22997,22997,22997,229 1,78,1121,78,1121,78,1121,78,1121,78,112 48,77648,77648,77648,77648,776 1,96,4481,96,4481,96,4481,96,4481,96,448 7,18,9237,18,9237,18,9237,18,9237,18,923v"b ;DklQ -s – v_ 8,3298,3298,3298,3298,329 9,8729,8729,8729,8729,872 57,80557,80557,80557,80557,805 -1,932-1,932-1,932-1,932-1,932 38,73138,73138,73138,73138,731 14,24114,24114,24114,24114,241 -89,091-89,091-89,091-89,091-89,091 37,95537,95537,95537,95537,955;+lrt v"b ;DklQ 8,3298,3298,3298,3298,329 18,20118,20118,20118,20118,201 76,00676,00676,00676,00676,006 74,07574,07574,07574,07574,075 1,12,8061,12,8061,12,8061,12,8061,12,806 1,27,0461,27,0461,27,0461,27,0461,27,046 37,95537,95537,95537,95537,955 00000

@%= kl/kSj x'g] cjlwsf] cfwf/df ;DklQ tyf bfloTjsf] jlu{s/0f /sd ?= nfvdf

pkof]u gePsf] shf{ k|lta4tfnfO{ g]=/f=a}+ssf] k"“hL kof{Kttf ;DaGwL k|jwfgdf kl/eflift ul/P cg';f/ u0fgf ul/Psf] .









cg';"rL #$

;+:yfks÷;+:yfks ;d"xsf z]o/wgLn] cfkm\gf] :jfldTjdf /x]sf] z]o/ cGo a}+s tyf ljQLo;+:yfdf lwtf] /fvL lnPsf] shf{sf] ljj/0f

qm=;= ;+:yfks÷;+:yfks ;d"x ;+:yfkssf] :jfldTjdf shf{ ljj/0f s}lkmotcGtu{t kg]{ z]o/wgLsf] gfd sfod /x]sf] z]o/

s'n lsQf s'n r"Qmf shf{ lnPsf] cGo a+}s shf{ /sd lwtf]df /x]sf] z]o/

;+:yf k"“hLsf] k|ltzt ÷ljQLo ;+:yfsf] gfd lsQf ;+Vof

!= :6]6 a}+s ckm Ol08of 1,30,23,131 55.28% - - - --P;=lj=cfO{=_

@= sd{rf/L ;+ro sf]if 35,51,763 15.08% - - - -


cg';"rL #%

n]vfk/LIf0f gePsf] / n]vfk/LIf0f ePsf] ljQLo glthfsf] t'ngfTds ljj/0fcfly{s jif{ @)^(÷&)

?= xhf/df

j|m=;= ljj/0f #! cfiff9 @)&) #! cfiff9 @)&)sf] n]vfk/LIf0f sf] n]vfk/LIf0fgePsf] ljQLo ePsf] ljQLoljj/0f cg';f/ ljj/0f cg';f/

! s'n k"“hL tyf bfloTj -!=! b]vL !=& ;Dd_ 6,47,93,9646,47,93,9646,47,93,9646,47,93,9646,47,93,964 6 ,47 ,96 ,1526 ,47 ,96 ,1526 ,47 ,96 ,1526 ,47 ,96 ,1526 ,47 ,96 ,152 2 , 1882 ,1882 ,1882 ,1882 ,188 0.00%0.00%0.00%0.00%0.00%!=! r'Qmf k"“hL 23,55,739 26,50,206 2,94,467 12.50% k|:tfljt af]g; z]o/sf] sf/0f

!=@ hu]8f tyf sf]ifx¿ 16,17,711 11,48,752 (4,68,959) (28.99%) k|:tfljt af]g; z]o/ tyf gub

nfef+; / v'b gfkmfdf j[l4÷ :yug

s/sf] sf/0f

!=# C0fkq tyf a08 8,00,000 8,00,000 - 0.00%!=$ ltg{ af“sL shf{ ;fk6 0 - -!=% lgIf]k -s±v_ 5,89,20,456 5,89,20,456 - 0.00%

s= :jb]zL d'b|fdf 3,48,04,152 3,48,04,152 - 0.00%v= ljb]zL d'b|fdf 2,41,16,304 2,41,16,304 - 0.00%

!=^ cfos/ bfloTj 0 - -!=& cGo bfloTjx¿ 11,00,059 12,76,739 1,76,680 16.06% k|:tfljt gub nfef+;sf] sf/0f

@ s'n ;DklQ -@=! b]lv @=& ;Dd_ 6,47,93,9646,47,93,9646,47,93,9646,47,93,9646,47,93,964 6 ,47 ,96 ,1526 ,47 ,96 ,1526 ,47 ,96 ,1526 ,47 ,96 ,1526 ,47 ,96 ,152 2 , 1882 ,1882 ,1882 ,1882 ,188 0.00%0.00%0.00%0.00%0.00%

@=! gub tyf a}+s df}Hbft 77,13,403 77,13,403 - 0.00%@=@ dfu tyf cNk ;"rgfdf k|fDt x'g] /sd 1,38,925 1,38,925 - 0.00%@=# nufgL 2,59,06,120 2,59,06,120 - 0.00%@=$ shf{ tyf ;fk6 -v'b_ 2,87,88,147 2,87,88,147 - 0.00%

s_ 3/ hUuf shf{ 10,23,788 10,23,788 - 0.00% !_ cfjf;Lo 3/ hUuf shf{ -?= ! s/f]8 2,73,693 2,73,693 - 0.00%

;Ddsf] JolQmut 3/ shf{ afx]s_ @_ Jofj;flos ejg tyf cfjf;Lo ckf{6d]6 1,18,800 1,18,800 - 0.00%

lgdf{0f shf{ #_ cfo cfh{g x'g] Jofj;flos ejg shf{ 0 - - $_ cGo 3/ hUuf shf{ -hUuf vl/b tyf 6,31,295 6,31,295 - 0.00%

Knl6Ë ;d]t_v_ JolQmut 3/ hUuf shf{ -?= ! s/f]8 jf 22,99,876 22,99,876 - 0.00%

;f] eGbf sd_u_ dflh{g shf{ 0 - -3_ cfjlws shf{ 15,91,847 15,91,847 - 0.00%ª_ clwljsif{÷l6cf/÷rfn' k"“hL shf{ 1,77,63,631 1,77,63,631 - 0.00%r_ cGo 61,09,005 61,09,005 - 0.00%

km/s

/sdkm/ssf] sf/0f

k|ltzt

s v u=v–s 3=u÷s


?= xhf/df

j|m=;= ljj/0f #! cfiff9 @)&) #! cfiff9 @)&)sf] n]vfk/LIf0f sf] n]vfk/LIf0fgePsf] ljQLo ePsf] ljQLoljj/0f cg';f/ ljj/0f cg';f/

km/s

/sdkm/ssf] sf/0f

k|ltzt

s v u=v–s 3=u÷s

@=% l:y/ ;DklQ 6,61,589 6,61,589 - 0.00%@=^ u}/ a}+lsË ;DklQ 0 - -@=& cGo ;DklQx¿ 15,85,780 15,87,968 2,188 0.14% :yug s/df ePsf] a[l4 tyf

s/ bfloTj 36]sf] sf/0f# gfkmf gf]S;fg lx;fa - -

#=! Aofh cfDbfgL 41,10,514 41,10,514 - 0.00%#=@ Aofh vr{ 24,86,979 24,86,979 - 0.00%

s= v'b Aofh cfDbfgL -#=! b]lv #=@_ 16 , 23 ,53516 , 23 ,53516 , 23 ,53516 , 23 ,53516 , 23 ,535 16 , 23 ,53516 , 23 ,53516 , 23 ,53516 , 23 ,53516 , 23 ,535 ----- 0.00%0.00%0.00%0.00%0.00%#=# kmL sldzg tyf l8:sfp06 3,13,697 3,13,697 - 0.00%#=$ cGo ;+rfng cfDbfgL 1,57,756 1,57,756 - 0.00%#=% ;6xL 36a9 cfDbfgL÷gf]S;fgL -v'b_ 1,01,915 1,01,915 - 0.00%

v= s'n ;+rfng cfDbfgL -s±#=#±#=$±#=%_ 21 ,96 ,90321 ,96 ,90321 ,96 ,90321 ,96 ,90321 ,96 ,903 21 ,96 ,90321 ,96 ,90321 ,96 ,90321 ,96 ,90321 ,96 ,903 ----- 0.00%0.00%0.00%0.00%0.00%#=^ sd{rf/L vr{ 4,16,560 4,16,560 - 0.00%#=& cGo ;+rfng vr{ 4,77,247 4,77,247 - 0.00%

u= ;+efljt gf]S;fgL Joj:yf cl3sf];+rfng d'gfkmf -v–#=^–#=&_ 13 ,03 ,09613 ,03 ,09613 ,03 ,09613 ,03 ,09613 ,03 ,096 13 ,03 ,09613 ,03 ,09613 ,03 ,09613 ,03 ,09613 ,03 ,096 ----- 0.00%0.00%0.00%0.00%0.00%

#=* ;+efljt gf]S;fgL Joj:yfx¿ 1,28,041 1,28,041 - 0.00%3= ;+rfng d'gfkmf -u–#=*_ 11 , 75 ,05511 , 75 ,05511 , 75 ,05511 , 75 ,05511 , 75 ,055 11 , 75 ,05511 , 75 ,05511 , 75 ,05511 , 75 ,05511 , 75 ,055 ----- 0.00%0.00%0.00%0.00%0.00%

#=( u}/ ;+rfng cfDbfgL÷-gf]S;fg_ -v'b_ (287) (287) - 0.00%#=!) ;+efljt gf]S;fgL Joj:yfaf6 lkmtf{ 43,861 43,861 - 0.00%

ª= lgoldt sf/f]af/x?af6 ePsf] 12 ,18 ,62912 ,18 ,62912 ,18 ,62912 ,18 ,62912 ,18 ,629 12 ,18 ,62912 ,18 ,62912 ,18 ,62912 ,18 ,62912 ,18 ,629 ----- 0.00%0.00%0.00%0.00%0.00%d'gfkmf -3+#=(±#=!)_

#=!! c;fdfGo sf/f]af/x¿af6 ePsf] d'gfkmf÷-vr{_ -v'b_ 2,326 2,326 - 0.00%r= af]g; tyf s/ cl3sf] d'gfkmf -ª±#=!!_ 12 ,20 ,95512 ,20 ,95512 ,20 ,95512 ,20 ,95512 ,20 ,955 12 ,20 ,95512 ,20 ,95512 ,20 ,95512 ,20 ,95512 ,20 ,955 ----- 0.00%0.00%0.00%0.00%0.00%

#=!@ sd{rf/L af]g; Joj:yf 1,10,996 1,10,996 - 0.00%#=!# cfos/ Joj:yf 3,33,969 3,38,488 4,519 1.35% 36]sf] :yug s/nfO{ gfkmf

gf]S;fg vftfdf hgfO{Psf]sf/0f / o; jif{sf] cfos/Joj:yf sd ePsfn]

5= v"b gfkmf -gf]S;fg_ -r–#=!@–#=!#_ 7 ,75 ,9907 ,75 ,9907 ,75 ,9907 ,75 ,9907 ,75 ,990 7 , 7 1 ,4717 , 7 1 ,4717 , 7 1 ,4717 , 7 1 ,4717 , 7 1 ,471 (4 ,519 )(4 ,519 )(4 ,519 )(4 ,519 )(4 ,519 ) (0 .58%)(0 .58%)(0 .58%)(0 .58%)(0 .58%)

cg';"rL #%qmdzM


s|=;= ljj/0f #! cfiff9 @)&) #! r}t @)^( #! cfiff9 @)^(

! s'n kF'hL tyf bfloTj -!=! b]lv !=& ;Dd_ 6,47,93,9646,47,93,9646,47,93,9646,47,93,9646,47,93,964 5 ,96 ,04 ,5175 ,96 ,04 ,5175 ,96 ,04 ,5175 ,96 ,04 ,5175 ,96 ,04 ,517 5 ,80 ,59 ,7085 ,80 ,59 ,7085 ,80 ,59 ,7085 ,80 ,59 ,7085 ,80 ,59 ,708!=! r'Qmf k"“hL 23,55,739 23,55,739 23,55,739!=@ hu]8f tyf sf]ifx¿ 16,17,711 13,91,129 8,41,720!=# C0fkq tyf a08 8,00,000 10,00,000 6,00,000!=$ ltg{ af“sL shf{ ;fk6 - 4,375 -!=% lgIf]kx¿ -s±v_ 5,89,20,456 5,36,67,025 5,33,37,265

s= :jb]zL d'b|fdf 3,48,04,152 3,25,03,954 3,29,16,339v= ljb]zL d'b|fdf 2,41,16,304 2,11,63,071 2,04,20,926

!=^ cfos/ bfloTj - - 3,469!=& cGo bfloTjx¿ 11,00,059 11,86,250 9,21,515@ s'n ;DklQ -@=! b]lv @=& ;Dd_ 6,47,93,9646,47,93,9646,47,93,9646,47,93,9646,47,93,964 5 ,96 ,04 ,5175 ,96 ,04 ,5175 ,96 ,04 ,5175 ,96 ,04 ,5175 ,96 ,04 ,517 5 ,80 ,59 ,7085 ,80 ,59 ,7085 ,80 ,59 ,7085 ,80 ,59 ,7085 ,80 ,59 ,708

@=! gub tyf a}+s df}Hbft 77,13,403 47,50,080 55,08,382@=@ dfu tyf cNk ;"rgfdf k|fDt x'g] /sd 1,38,925 3,30,000 1,78,250@=# nufgL 2,59,06,120 2,36,47,282 2,44,63,452@=$ shf{ tyf ;fk6 -v'b_ 2,87,88,147 2,85,50,425 2,61,42,094

s_ 3/ hUuf shf{ 10,23,788 10,12,708 13,18,344!_ cfjf;Lo 3/ hUuf shf{ -?= ! s/f]8 ;Ddsf] JolQmut

3/ shf{ afx]s_ 2,73,693 2,64,099 3,14,726@_ Jofj;flos ejg tyf cfjf;Lo ckf{6d]6 lgdf{0f shf{ 1,18,800 1,48,500 3,16,503#_ cfo cfh{g x'g] Jofj;flos ejg shf{ - - -$_ cGo 3/ hUuf shf{ -hUuf vl/b tyf Knl6Ë ;d]t_ 6,31,295 6,00,109 6,87,115

v_ JolQmut 3/ hUuf shf{ -?= ! s/f]8 jf ;f] eGbf sd_ 22,99,876 23,06,251 23,04,322u= dflh{g shf{ - - -3= cfjlws shf{ 15,91,847 14,72,112 11,29,887ª= clwljsif{÷l6cf/÷rfn' k"“hL shf{ 1,77,63,631 1,79,59,380 1,60,69,834r= cGo 61,09,005 57,99,973 53,19,707

@=% l:y/ ;DklQ -v'b_ 6,61,589 6,64,469 7,15,921@=^ u}/ a}+lsË ;DklQ -v'b_ - - -@=& cGo ;DklQx¿ 15,85,780 16,62,261 10,51,609

n]VffKf/LIf0f GfePsf] ljQLo GflTfhfcfly{s jif{ @)^(÷&) -rf}yf] q}df;_

cg';"rL c

?= xhf/df

# gfkmf gf]S;fg lx;fa #! cfiff9 @)&) #! r}t @)^( #! cfiff9 @)^(

#=! Aofh cfDbfgL 41,10,514 30,49,767 37,69,483#=@ Aofh vr{ 24,86,979 18,63,342 27,70,799

s= v'b Aofh cfDbfgL -#=! b]lv #=@_ 16,23,53516,23,53516,23,53516,23,53516,23,535 11 ,86 ,42411 ,86 ,42411 ,86 ,42411 ,86 ,42411 ,86 ,424 9 ,98 ,6849 ,98 ,6849 ,98 ,6849 ,98 ,6849 ,98 ,684#=# kmL sldzg tyf l8:sfp06 3,13,697 2,32,650 2,55,352#=$ cGo ;+rfng cfDbfgL 1,57,756 1,13,997 1,41,762#=% ;6xL 36a9 cfDbfgL÷-gf]S;fgL_ v'b 1,01,915 70,519 1,01,138

v= s'n ;+rfng cfDbfgL -s ±#=#±#=$±#=%_ 21,96,90321,96,90321,96,90321,96,90321,96,903 16 ,03 ,59116 ,03 ,59116 ,03 ,59116 ,03 ,59116 ,03 ,591 14 ,96 ,93614 ,96 ,93614 ,96 ,93614 ,96 ,93614 ,96 ,936#=^ sd{rf/L vr{ 4,16,560 3,12,934 2,89,153#=& cGo ;+rfng vr{ 4,77,247 3,43,557 4,56,126

u= ;+efljt gf]S;fgL Joj:yf cl3sf] ;+rfng d'gfkmf -v–#=^ b]lv #=&_ 13 ,03 ,09513 ,03 ,09513 ,03 ,09513 ,03 ,09513 ,03 ,095 9 ,47 ,1009 ,47 ,1009 ,47 ,1009 ,47 ,1009 ,47 ,100 7,51,657 7,51,657 7,51,657 7,51,657 7,51,657#=* ;+efljt gf]S;fgL Joj:yfx¿ 1,28,041 1,25,917 78,012

3= ;+rfng d'gfkmf -u–#=*_ 11,75,05511,75,05511,75,05511,75,05511,75,055 8 ,21 , 1828 ,21 , 1828 ,21 , 1828 ,21 , 1828 ,21 , 182 6 , 7 3 , 6456 , 7 3 , 6456 , 7 3 , 6456 , 7 3 , 6456 , 7 3 , 645#=( u}/ ;+rfng cfDbfgL÷-gf]S;fg_ -v'b_ (287) (1,193) 2,183

#=!) ;+efljt gf]S;fgL Joj:yfaf6 lkmtf{ 43,861 41,718 91,695ª lgoldt sf/f]af/x?af6 ePsf] d'gfkmf÷-vr{_ -3–#=(±#=!)_ 12,18,62812,18,62812,18,62812,18,62812,18,628 8 ,61 , 7088 ,61 , 7088 ,61 , 7088 ,61 , 7088 ,61 , 708 7 , 67 , 5237 , 67 , 5237 , 67 , 5237 , 67 , 5237 , 67 , 523

#=!! c;fdfGo sf/f]af/x¿af6 ePsf] d'gfkmf÷-vr{_ v'b 2,326 1,826 (12,204)r= af]g; tyf s/ cl3sf] d'gfkmf -ª±#=!!_ 12,20,95512,20,95512,20,95512,20,95512,20,955 8 , 6 3 , 5 348 , 6 3 , 5 348 , 6 3 , 5 348 , 6 3 , 5 348 , 6 3 , 5 34 7 , 55 , 3 197 , 55 , 3 197 , 55 , 3 197 , 55 , 3 197 , 55 , 3 19

#=!@ sd{rf/L af]g; Joj:yf 1,10,996 78,503 68,665#=!# cfos/ Joj:yf 3,33,969 2,35,622 2,06,548

5= v'b gfkmf -gf]S;fg_ -r–#=!@–#=!#_ 7,75,9907,75,9907,75,9907,75,9907,75,990 5 ,49 ,4095 ,49 ,4095 ,49 ,4095 ,49 ,4095 ,49 ,409 4,80 ,1064 ,80 ,1064 ,80 ,1064 ,80 ,1064 ,80 ,106


$ cg'kftx? #! cfiff9 @)&) #! r}t @)^( #! cfiff9 @)^(

$=! k"“hLsf]if÷hf]lvd efl/t ;DklQ 12.86% 13.14% 11.37%$=@ lglij|mo shf{÷s'n shf{ 0.37% 0.48% 0.54%$=# s'n shf{afkt hf]lvd Joj:yf÷s'n lglij|mo shf{ 373.31% 290.11% 223.55%$=$ sf]ifsf] nfut -jflif{s_ 4.44% 4.50% 5.49%$=% shf{ lgIf]k cg'kft -g]kfn /fi6« a}+ssf] lgb]{lzsf adf]lhd u0fgf 75.18% 79.89% 73.09%

ul/Psf]_$=^ cfwf/ b/ (Base rate) 9.86% 9.31% -

yk hfgsf/Lcf};t nfe -:yfgLo d'b|fdf_ -jflif{s_ 10.21% 10.17% 10.20%cf};t nfut -:yfgLo d'b|fsf] sf]if clgjfo{ gub df}Hbft k|of]hgsf] 5.78% 5.87% 7.61%nflu ;dfof]lht_ -jflif{s_v'b Jofh cGt/ -:yfgLo d'b|fdf_ 4.43% 4.30% 2.58%OSo'6Ldf k|ltkmn -jflif{s_ 22.13% 21.55% 14.43%;DklQdf d'gfkmf -jflif{s_ 1.27% 1.22% 0.82%

gf]6Mn]vfk/LIf0f gePsf ljQLo ljj/0fx?df ;'k/Lj]IfsLo clwsf/L tyf jfx\o n]vfk/LIfsaf6 ;+zf]wg x'g ;Sg] .


l;=g+= g]kfn /fi6« a}+ssf] lgb]{zg sfof{Gjogsf] cj:yf

g]kfn /fi6« a}+ssf] k=;+= a}=;'=lj=÷ckm;fO6÷PlhPd÷)!÷@)^(–&) ldlt@)&)÷)^÷)! sf] kqdfkm{t lbOPsf lgb]{zgx?sf] sfof{Gjogsf] cj:yf

n]vfk/LIfsn] cf}“NofPsf b]xfosf s}lkmotx? ;lxtk|ltj]bgdf pNn]v ul/Psf cGo s}lkmotx? ;'wf/ ug{tyf To:tf s}lkmotx? k'gM bf]xf]l/g glbg] Joj:yf ldnfpg'x'g .

n]vfk/LIfsn] cf}“NofPsf s}lkmotx? ;lxt n]vfk/LIf0fk|ltj]bgdf pNn]v ul/Psf cGo s}lkmotx? ;'wf/ ul/;lsPsf] 5 . sfof{Gjog ;DaGwL lj:t[t k|ltj]bg tfd]nLsfnflu a}+ssf] n]]vfk/LIf0f ;ldlt ;dIf k]z ul/g] qmddf5 . To:tf s}lkmotx? k'gM bf]xf]l/g glbg cfjZossfo{;Dkfbg ;DaGwL dfu{bz{g hf/L u/L cfjZos Joj:yfldnfO;lsPsf] 5 .

s]xL shf{ kmfOnx?df ax'a}ls+Ë :j3f]if0ff tyf JolQmuthdfgL lbg]sf] Net Worth Detail glnPsf] .

n]vfk/LIf0f k|ltj]bgdf cf}“NofOP adf]lhdsf ;a} shf{kmfOnx?df ax'a}lsË :j3f]if0ff tyf JolQmut hdfgLlbg]sf] Net Worth Detail lnO;lsPsf] .

shf{ :jLs[t zt{ cg';f/ s]xL shf{df lgoldt ?kdfStock / Receivable sf] cfwf/df C0fLn] lng ;Sg]shf{ ;Ldfsf] u0fgf ug]{ gu/]sf] .

shf{ :jLs[lt ;DaGwL zt{ cg';f/ C0fLn] lng ;Sg] shf{;Ldfsf] u0fgf ug]{ ul/Psf] . cf}“NofOP adf]lhdsf ;a}shf{sf ;DaGwdf kl5Nnf] k6s k|fKt Stock / Receivable

sf] cfwf/df C0fLn] lng ;Sg] shf{ ;Ldf k'gM u0fgful/;lsPsf] .

s]xL cj:yfdf shf{ gjLs/0f ubf{ shf{ ;"rgf glnOPsf] . ;a} cj:yfdf cBfjlws shf{ ;'rgf lnO;lsPsf] .

a}+ssf] s'n lgIf]kdf Pp6} ;+:yfsf] $) k|ltzt / !) 7"nflgIf]kstf{sf] lgIf]ksf] c+z %! k|ltzt /x]sf] .

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Cover final 2013 - Nepal SBI Bank · 2013-10-08 · r/d k|lt:kwL { a }+lsË jftfj/0fn ] k }bf u/ ]sf rf }tkmL {r'gf tLsf aLr xfl;n of} ] k |ult pT;fxk |b b lvG5 .] cflys jftfj/0f{ljZj