ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING … · ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 . SAVING FOR THE FUTURE - 2012 . Question EE1 . Do you know your net worth,

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Page 1 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE1 Do you know your net worth, that is, the dollar amount representing all your assets minus your debts? Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Yes 470 255 214 86 82 98 88 108 92 107 175 96 336 37 44 47% 51%C 43% 30% 47%D 51%D 55%D 62%DE 51% 48% 47% 43% 51%N 32% 36% F No 492 224 268 191 87 85 70 53 84 102 187 119 297 76 70 49% 45% 53%B 67%EF 50%H 44%H 43%H 30% 46% 46% 50% 54% 45% 67%M 58% GH Don't know 39 19 20 7 7 8 3 13 6 14 13 7 24 1 7 4% 4% 4% 2% 4% 4% 2% 7%DG 3% 6% 3% 3% 4% 1% 5% _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 2 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE1 Do you know your net worth, that is, the dollar amount representing all your assets minus your debts? Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Yes 470 61 88 73 48 109 98 154 194 306 143 116 59 148 113 186 47% 29% 37% 54%BC 54%BC 69%BC 55%I 52%I 40% 51%K 38% 38% 36% 35% 43% 67%NO D No 492 138 145 53 41 47 69 134 278 260 224 180 98 252 144 86 49% 66%DEF 61%DF 39% 46%F 30% 38% 45% 57%GH 44% 60%J 59% 59% 59%P 54%P 31% Don't know 39 11 5 9 0 2 13 11 14 29 9 8 8 27 8 4 4% 5% 2% 7% 0 1% 7%I 4% 3% 5% 2% 3% 5% 6%P 3% 2% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 3 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE2 Do you have a savings plan with specific goals? Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Yes 540 288 253 138 115 106 95 80 96 125 218 101 361 67 60 54% 58% 50% 49% 65%DH 55% 59%H 46% 53% 56% 58%L 46% 55% 59% 49% No 452 204 247 146 60 85 66 89 83 96 154 119 289 47 61 45% 41% 49% 51%E 34% 44% 41% 51%EG 46% 43% 41% 54%K 44% 41% 51% Don't know 8 5 3 0 1 1 1 5 2 2 3 1 7 0 0 1% 1% 1% 0 1% * 1% 3%DF 1% 1% 1% * 1% 0 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 4 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE2 Do you have a savings plan with specific goals? Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Yes 540 53 119 84 68 124 81 166 280 315 215 187 73 178 135 215 54% 25% 50%B 62%B 76%BC 78%BC 45% 56%G 58%G 53% 57% 62% 44% 42% 51% 78%NO D No 452 157 118 51 22 34 97 128 205 274 159 115 92 245 127 59 45% 74%CDE 49%EF 38%F 24% 22% 54%HI 43% 42% 46% 42% 38% 56% 57%P 48%P 22% F Don't know 8 * 2 0 0 0 1 4 2 6 2 2 0 4 2 2 1% * 1% 0 0 0 1% 2% * 1% 1% 1% 0 1% 1% 1% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 5 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE3 Do you have a SPENDING plan that allows you to save enough money to achieve the goals of your savings plan? Base = Have a savings plan with specific goals Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 580 304 276 48 80 123 156 166 102 136 219 123 443 42 31 Weighted Total 540 288 253 138* 115* 106 95 80 96* 125* 218 101* 361 67** 60** Yes 418 225 193 102 78 84 78 69 73 87 176 81 279 46 50 77% 78% 76% 74% 68% 80% 82%E 87%E 76% 70% 81% 80% 77% 68% 83% No 115 62 53 32 35 21 17 10 22 37 37 19 76 21 10 21% 22% 21% 23% 30%GH 20% 18% 13% 22% 30%K 17% 19% 21% 32% 17% Don't know 8 * 7 4 2 0 * * 2 * 5 1 6 0 0 1% * 3%B 3% 2% 0 * 1% 2% * 2% 1% 2% 0 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base; ** very small base (under 30) ineligible for sig testing


Page 6 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE3 Do you have a SPENDING plan that allows you to save enough money to achieve the goals of your savings plan? Base = Have a savings plan with specific goals Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 580 49 113 97 63 136 125 219 220 424 144 117 55 143 147 276 Weighted Total 540 53* 119* 84* 68* 124* 81* 166 280 315 215* 187* 73* 178* 135* 215 Yes 418 38 83 64 53 107 65 140 201 255 154 132 50 125 101 180 77% 71% 70% 76% 79% 86%C 80% 85%I 72% 81% 71% 70% 68% 70% 75% 84%N No 115 16 35 18 13 17 16 25 73 59 55 49 18 48 34 33 21% 29% 30%F 22% 20% 14% 20% 15% 26%H 19% 26% 26% 25% 27%P 25% 15% Don't know 8 0 0 2 1 0 * * 5 1 7 7 5 5 * 2 1% 0 0 2% 2% 0 * * 2% * 3% 3% 7% 3% * 1% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 7 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE3 Do you have a SPENDING plan that allows you to save enough money to achieve the goals of your savings plan? Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Yes 418 225 193 102 78 84 78 69 73 87 176 81 279 46 50 42% 45% 38% 36% 44% 44% 48% 40% 40% 39% 47% 36% 43% 40% 41% No 115 62 53 32 35 21 17 10 22 37 37 19 76 21 10 11% 13% 10% 11% 20%GH 11% 10% 6% 12% 17% 10% 9% 12% 19% 8% Don't know 8 * 7 4 2 0 * * 2 * 5 1 6 0 0 1% * 1% 1% 1% 0 * * 1% * 1% * 1% 0 0 Do not have a savings plan 460 210 250 146 61 86 67 94 85 98 157 120 296 47 61 with specific goals 46% 42% 50% 51%E 35% 45% 41% 54%EG 47% 44% 42% 54%K 45% 41% 51% _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 8 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE3 Do you have a SPENDING plan that allows you to save enough money to achieve the goals of your savings plan? Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Yes 418 38 83 64 53 107 65 140 201 255 154 132 50 125 101 180 42% 18% 35%B 48%B 60%BC 68%BC 36% 47%G 41% 43% 41% 43% 30% 29% 38% 65%NO D No 115 16 35 18 13 17 16 25 73 59 55 49 18 48 34 33 11% 7% 15% 14% 15% 11% 9% 8% 15%H 10% 15% 16% 11% 11% 13% 12% Don't know 8 0 0 2 1 0 * * 5 1 7 7 5 5 * 2 1% 0 0 1% 1% 0 * * 1% * 2% 2% 3% 1% * 1% Do not have a savings plan 460 157 120 51 22 34 99 133 207 280 161 117 92 249 129 61 with specific goals 46% 75%CDE 50%EF 38%F 24% 22% 55%HI 44% 42% 47% 43% 38% 56% 58%P 49%P 22% F ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 9 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE4 Are you reducing your consumer debt or are you consumer debt-free? Would you say... Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Yes (Net) 802 400 402 216 133 154 137 151 134 177 304 188 539 82 104 80% 80% 80% 76% 76% 80% 85% 87%DE 74% 79% 81% 85%I 82% 72% 86% You are consumer debt- 381 202 179 87 38 74 75 104 54 79 153 96 268 43 38 free 38% 41% 36% 31% 22% 38%E 46%DE 60%DE 30% 35% 41% 43%I 41% 38% 32% FG You are reducing your 421 198 223 129 95 80 63 47 80 98 151 92 271 39 65 consumer debt 42% 40% 44% 45%H 54%GH 42%H 39%H 27% 44% 44% 40% 41% 41% 34% 54% No (Net) 186 92 95 66 43 34 23 18 42 43 68 33 108 32 17 19% 18% 19% 23%H 24%GH 18%H 14% 10% 23% 19% 18% 15% 16% 28%M 14% Your consumer debt 134 71 63 54 32 18 16 11 27 33 50 23 78 23 14 remains at the same level 13% 14% 12% 19%H 18%FG 10% 10% 6% 15% 15% 13% 11% 12% 20% 12% H Your consumer debt is 52 20 32 12 10 16 7 7 14 10 18 10 30 8 3 growing 5% 4% 6% 4% 6% 8% 4% 4% 8% 5% 5% 5% 5% 7% 3% Don't know 12 6 6 2 0 3 1 5 6 3 3 * 10 0 0 1% 1% 1% 1% 0 2% 1% 3%E 3% 1% 1% * 2% 0 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 10 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE4 Are you reducing your consumer debt or are you consumer debt-free? Would you say... Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Yes (Net) 802 137 188 114 74 141 149 251 374 489 288 229 132 332 205 241 80% 65% 79%B 85%B 83%B 89%BC 83% 84% 77% 82% 77% 75% 80% 78% 78% 87%NO You are consumer debt- 381 92 78 44 22 71 96 116 160 253 119 90 67 183 87 103 free 38% 44%E 33% 33% 24% 45%E 53%HI 39% 33% 42%K 32% 29% 40% 43% 33% 37% You are reducing your 421 45 109 70 52 70 53 135 215 237 169 139 65 150 118 138 consumer debt 42% 22% 46%B 52%B 58%B 45%B 30% 45%G 44%G 40% 45% 46% 39% 35% 45% 50%N No (Net) 186 69 48 21 16 16 28 42 110 94 88 75 34 88 57 34 19% 33%CDF 20%F 15% 17% 10% 15% 14% 23%H 16% 23%J 25% 20% 21%P 21%P 12% Your consumer debt 134 48 42 13 14 11 16 37 81 66 67 58 26 64 44 26 remains at the same level 13% 23%DF 17%F 9% 16% 7% 9% 12% 17%G 11% 18%J 19% 16% 15% 17%P 10% Your consumer debt is 52 21 7 8 2 4 12 5 28 28 21 17 8 24 13 7 growing 5% 10%CF 3% 6% 2% 3% 7%H 2% 6%H 5% 6% 5% 5% 6% 5% 3% Don't know 12 4 2 * 0 1 3 6 2 12 0 0 0 7 3 2 1% 2% 1% * 0 1% 2% 2% * 2%K 0 0 0 2% 1% 1% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 11 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE5 Do you spend less than your income and save the difference? Would you say... Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Have an income (Net) 961 482 479 284 174 180 154 161 171 216 359 215 628 113 120 96% 97% 95% 100%FG 99%FH 94% 95% 92% 94% 97% 96% 97% 96% 100% 99% H Yes (Subnet) 664 343 321 188 127 127 110 107 111 149 267 137 446 65 86 66% 69% 64% 66% 72% 66% 68% 62% 61% 67% 71% 62% 68% 57% 71% Yes, you save more than 259 157 102 73 45 51 45 41 40 55 111 53 175 23 32 10% of your income 26% 32%C 20% 26% 25% 27% 28% 24% 22% 25% 30% 24% 27% 20% 27% Yes, you save between 197 85 112 51 39 39 35 34 32 47 68 51 130 11 38 5% and 10% of your 20% 17% 22% 18% 22% 20% 21% 19% 18% 21% 18% 23% 20% 9% 31%N income Yes, you save between 208 101 107 64 43 37 31 32 39 47 89 33 141 31 16 1% and 5% of your 21% 20% 21% 22% 25% 19% 19% 18% 21% 21% 24% 15% 21% 27% 13% income No, you are not saving 297 139 158 96 47 53 44 54 60 67 92 78 182 49 34 because you spend all of 30% 28% 31% 34% 27% 28% 27% 31% 33% 30% 24% 35%K 28% 43%M 28% your income Not employed/Have no income 15 6 9 0 0 7 3 5 3 2 8 2 12 1 1 1% 1% 2% 0 0 4%DE 2% 3%DE 1% 1% 2% 1% 2% * 1% Don't know 24 9 15 0 2 5 4 8 8 5 7 4 17 0 0 2% 2% 3% 0 1% 2% 3%D 5%D 4% 2% 2% 2% 3% 0 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 12 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE5 Do you spend less than your income and save the difference? Would you say... Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Have an income (Net) 961 204 234 131 88 155 173 281 476 565 372 300 164 415 253 265 96% 97% 98% 97% 98% 98% 96% 94% 98%H 95% 99%J 99% 99% 97% 96% 96% Yes (Subnet) 664 80 163 99 77 138 110 212 329 397 256 203 107 238 192 222 66% 38% 69%B 73%B 86%BC 88%BC 61% 71%G 68% 67% 68% 67% 64% 56% 73%N 80%N D Yes, you save more than 259 24 39 30 30 92 41 92 121 168 86 70 36 87 59 106 10% of your income 26% 11% 17% 22%B 33%BC 59%BC 23% 31% 25% 28% 23% 23% 22% 20% 22% 38%NO DE Yes, you save between 197 27 50 40 20 24 38 56 96 118 75 58 34 63 65 64 5% and 10% of your 20% 13% 21% 30%BF 22% 15% 21% 19% 20% 20% 20% 19% 20% 15% 25%N 23%N income Yes, you save between 208 29 73 29 28 21 30 65 112 111 96 75 37 88 68 52 1% and 5% of your 21% 14% 31%BF 21% 31%BF 14% 17% 22% 23% 19% 25% 25% 22% 21% 26% 19% income No, you are not saving 297 124 71 32 10 16 63 69 147 167 115 96 58 177 61 43 because you spend all of 30% 59%CDE 30%EF 24%F 12% 10% 35%H 23% 30% 28% 31% 32% 35% 41%OP 23% 16% your income F Not employed/Have no income 15 5 2 2 * 2 3 9 3 13 1 1 0 5 5 5 1% 3% 1% 1% * 1% 2% 3%I 1% 2% * * 0 1% 2% 2% Don't know 24 1 2 2 1 1 4 9 8 17 4 3 1 8 7 6 2% * 1% 1% 2% 1% 2% 3% 2% 3% 1% 1% 1% 2% 2% 2% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 13 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE6 Do you have sufficient emergency savings to pay for unexpected expenses like car repairs or a doctor visit? Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Yes 660 346 314 156 116 126 111 137 113 153 270 125 464 65 71 66% 70% 62% 55% 66% 66% 69%D 79%DE 62% 69% 72%L 56% 71%N 57% 58% FG No 328 151 177 123 60 62 49 34 64 68 104 93 190 45 46 33% 30% 35% 43%GH 34%H 33%H 30%H 19% 35% 31% 28% 42%K 29% 40% 38% Don't know 12 * 11 4 0 4 1 3 5 2 1 4 3 3 4 1% * 2%B 1% 0 2% 1% 2% 2% 1% * 2% * 3% 3% _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 14 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE6 Do you have sufficient emergency savings to pay for unexpected expenses like car repairs or a doctor visit? Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Yes 660 80 155 96 81 144 118 226 298 416 231 186 96 234 182 228 66% 38% 65%B 71%B 90%BC 91%BC 66% 76%GI 61% 70%K 61% 61% 58% 55% 69%N 82%NO D D No 328 123 82 38 9 14 60 68 183 171 142 114 69 184 81 47 33% 58%CDE 35%EF 28%EF 10% 9% 33%H 23% 38%H 29% 38%J 38% 42% 43%OP 31%P 17% F Don't know 12 8 1 1 0 0 2 5 5 7 4 4 0 9 1 1 1% 4% * * 0 0 1% 2% 1% 1% 1% 1% 0 2% 1% 1% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 15 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE7 Are you saving enough for a retirement in which you will have a desirable standard of living? Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Not already retired (Net) 819 408 411 278 170 187 116 58 148 188 293 190 520 91 112 82% 82% 82% 98%GH 97%GH 98%GH 72%H 34% 82% 85% 78% 86% 79% 80% 93%M Yes 435 225 210 109 106 96 72 44 72 96 179 87 297 44 56 43% 45% 42% 38%H 60%DG 50%H 45%H 25% 40% 43% 48% 39% 45% 38% 46% H No 385 183 201 169 64 91 44 14 76 92 114 102 224 47 56 38% 37% 40% 60%EG 36%H 48%GH 27%H 8% 42%K 42%K 31% 46%K 34% 41% 46% H Already retired 158 75 83 0 0 2 40 113 27 31 73 27 122 17 9 16% 15% 17% 0 0 1% 25%DE 65%DE 15% 14% 20% 12% 19% 15% 7% F FG Don't know 23 14 8 6 6 2 5 3 7 3 8 5 14 6 0 2% 3% 2% 2% 3% 1% 3% 2% 4% 1% 2% 2% 2% 5% 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 16 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE7 Are you saving enough for a retirement in which you will have a desirable standard of living? Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Not already retired (Net) 819 169 186 115 75 145 120 216 453 430 366 294 160 341 212 238 82% 80% 78% 85% 84% 92%BC 67% 72% 93%GH 72% 97%J 97% 97% 80% 80% 86% Yes 435 25 87 80 50 120 55 142 226 237 190 161 68 134 109 183 43% 12% 37%B 59%BC 56%BC 76%BC 30% 47%G 47%G 40% 50%J 53% 41% 31% 41% 66%NO DE No 385 144 99 35 25 25 65 75 227 194 176 133 92 207 104 55 38% 68%CDE 41%DF 26% 28% 16% 36%H 25% 47%GH 33% 47%J 44% 56% 49%P 39%P 20% F Already retired 158 37 50 18 11 8 57 78 19 150 4 3 1 75 46 32 16% 18%F 21%F 13% 13% 5% 31%I 26%I 4% 25%K 1% 1% 1% 18% 17% 12% Don't know 23 4 3 2 3 4 3 5 13 15 7 7 4 10 6 7 2% 2% 1% 2% 3% 3% 2% 2% 3% 3% 2% 2% 3% 2% 2% 2% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 17 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE8 Do you save for retirement at work through a 401(k) or other contributory plan? Base = Those not already retired Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 732 376 356 95 117 198 193 121 140 169 255 168 538 55 50 Weighted Total 842 422 420 284* 176* 189 121 61 154* 192 301 194* 535 97* 112* Employed (Net) 780 395 385 264 172 182 110 46 138 175 277 189 489 93 111 93% 93% 92% 93%H 98%GH 96%GH 90%H 75% 89% 92% 92% 97%I 91% 96% 99% Yes 426 200 226 108 118 109 66 19 72 93 173 88 281 50 45 51% 47% 54% 38% 67%DG 57%DH 55%DH 31% 47% 49% 57% 45% 52% 52% 40% H No 354 195 159 157 54 73 44 27 66 82 104 101 209 42 66 42% 46% 38% 55%EF 31% 38% 36% 44%E 43% 43% 35% 52%K 39% 43% 59%M G Not employed 53 22 31 20 2 7 11 13 10 15 22 5 40 4 2 6% 5% 7% 7% 1% 4% 9%EF 21%DEF 7% 8% 7% 3% 7% 4% 1% G Don't know 9 5 4 0 2 1 * 2 6 1 2 0 6 0 0 1% 1% 1% 0 1% * * 4%DFG 4%L 1% 1% 0 1% 0 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 18 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE8 Do you save for retirement at work through a 401(k) or other contributory plan? Base = Those not already retired Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 732 116 141 114 70 151 146 242 321 483 231 175 109 224 199 288 Weighted Total 842 173* 189* 117* 78* 150 123* 221 467 445 373 301 164* 352 218 244 Employed (Net) 780 150 182 114 75 146 104 203 447 403 357 288 156 314 204 239 93% 87% 96%B 98%B 96% 98%B 84% 92% 96%G 90% 96%J 96% 95% 89% 94% 98%N Yes 426 18 94 80 45 122 44 120 245 201 210 171 68 108 115 189 51% 10% 50%B 68%BC 58%B 81%BC 35% 54%G 52%G 45% 56%J 57% 41% 31% 53%N 77%NO DE No 354 132 87 35 30 24 60 83 202 201 147 117 88 206 89 50 42% 76%CDE 46%DF 30%F 38%F 16% 49% 38% 43% 45% 39% 39% 54% 58%OP 41%P 20% F Not employed 53 22 5 2 3 4 19 16 17 39 13 10 9 37 10 4 6% 13%CDF 3% 2% 4% 2% 15%I 7% 4% 9%K 3% 3% 5% 11%P 5% 2% Don't know 9 1 2 * 0 0 1 2 3 3 3 3 0 1 4 1 1% 1% 1% * 0 0 1% 1% 1% 1% 1% 1% 0 * 2% 1% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 19 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE9 Outside of work, do you save automatically through regular preauthorized transfers from checking to savings or investments? Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Yes 438 239 199 142 87 85 65 55 73 86 177 102 262 61 75 44% 48%C 40% 50%H 49%H 44%H 40% 32% 40% 39% 47% 46% 40% 53% 62%M No 545 250 295 142 88 106 94 112 102 133 193 117 384 53 46 55% 50% 59%B 50% 50% 55% 58% 64%DE 56% 60% 52% 53% 58%O 47% 38% Don't know 17 9 8 0 1 1 3 7 6 4 5 2 11 0 0 2% 2% 2% 0 1% 1% 2% 4%DEF 3% 2% 1% 1% 2% 0 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 20 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE9 Outside of work, do you save automatically through regular preauthorized transfers from checking to savings or investments? Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Yes 438 50 101 70 45 113 62 134 229 244 185 155 75 148 127 150 44% 24% 42%B 52%B 50%B 71%BC 35% 45%G 47%G 41% 49% 51% 46% 35% 48%N 54%N DE No 545 159 136 64 45 45 114 157 256 339 191 148 89 273 135 122 55% 76%CDE 57%F 47%F 50%F 28% 64%HI 53% 53% 57% 51% 49% 54% 64%OP 51% 44% F Don't know 17 2 1 1 0 * 3 8 1 12 1 0 1 6 2 5 2% 1% 1% * 0 * 2% 3%I * 2% * 0 * 1% 1% 2% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 21 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE10 Do you save a portion of tax refunds, gifts, bonuses, or other financial windfalls? Would you say... Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Have financial windfalls 437 222 216 116 92 95 70 63 76 87 167 108 300 39 54 (Net) 44% 45% 43% 41% 52%H 50%H 43% 36% 42% 39% 45% 49% 46% 35% 45% Yes, you have windfalls 360 180 180 94 69 85 60 52 66 70 144 81 243 35 46 and save something 36% 36% 36% 33% 39% 44%H 37% 30% 37% 31% 38% 36% 37% 31% 38% Yes, you have windfalls 77 42 35 23 23 10 10 11 10 17 23 27 57 4 8 but don't save anything 8% 8% 7% 8% 13%F 5% 6% 6% 6% 8% 6% 12% 9% 4% 7% No, you don't have any 527 264 263 155 78 93 89 103 93 124 199 110 331 74 67 financial windfalls 53% 53% 52% 55% 44% 49% 55% 60%EF 52% 56% 53% 50% 50% 65%M 55% Don't know 35 11 24 13 5 3 2 7 11 12 8 4 27 1 0 4% 2% 5% 4% 3% 2% 2% 4% 6% 5% 2% 2% 4% * 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 22 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE10 Do you save a portion of tax refunds, gifts, bonuses, or other financial windfalls? Would you say... Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Have financial windfalls 437 37 105 67 51 104 59 129 233 242 184 147 73 149 115 160 (Net) 44% 18% 44%B 50%B 58%B 66%BC 33% 43%G 48%G 41% 49% 48% 44% 35% 44% 58%NO D Yes, you have windfalls 360 25 85 51 44 90 50 116 180 212 136 110 59 112 94 142 and save something 36% 12% 36%B 38%B 50%B 57%BC 28% 39%G 37% 36% 36% 36% 36% 26% 36% 51%NO D Yes, you have windfalls 77 12 20 16 7 14 9 13 53 30 47 37 14 36 21 18 but don't save anything 8% 6% 9% 12% 8% 9% 5% 4% 11%GH 5% 13%J 12% 8% 8% 8% 7% No, you don't have any 527 167 133 67 26 51 116 153 243 331 184 150 86 270 137 107 financial windfalls 53% 79%CDE 56%EF 50%EF 29% 33% 65%HI 51% 50% 56% 49% 49% 52% 63%OP 52%P 39% F Don't know 35 7 * * 12 2 5 16 10 23 9 7 6 9 12 10 4% 3% * * 14%BCD 2% 3% 6% 2% 4% 2% 2% 4% 2% 5% 4% F ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 23 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE11 Are you building equity in your home or other property? Would you say... Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* Own property (Net) 635 299 336 91 135 135 131 137 89 157 269 120 484 45 57 63% 60% 67% 32% 76%D 70%D 81%DF 79%DF 49% 71%IL 72%IL 54% 74%NO 39% 47% You own property and have 221 119 102 11 18 39 59 92 34 47 110 31 178 14 21 no mortgage debt 22% 24% 20% 4% 10% 20%DE 36%DE 53%DE 19% 21% 29%IL 14% 27%N 12% 17% F FG Have debt (Subnet) 413 180 234 80 117 96 72 45 54 111 159 89 307 31 36 41% 36% 46%B 28% 66%DF 50%DH 45%DH 26% 30% 50%I 43%I 40% 47%NO 27% 30% GH You own property and 395 172 223 78 110 92 69 43 51 109 150 86 298 29 33 are currently paying 40% 35% 44%B 27% 62%DF 48%DH 43%DH 25% 28% 49%I 40%I 39% 45%NO 25% 27% down your mortgage debt GH You own property, but 18 8 10 2 7 4 3 2 4 1 10 3 9 2 3 your mortgage debt is 2% 2% 2% 1% 4% 2% 2% 1% 2% 1% 3% 1% 1% 2% 3% growing You don't own property 352 192 160 193 40 56 28 32 85 63 104 100 166 69 64 35% 38% 32% 68%EF 23% 29%GH 17% 19% 47%JK 28% 28% 45%JK 25% 61%M 53%M GH Don't know 13 7 6 0 1 1 2 5 7 2 2 2 7 0 0 1% 1% 1% 0 1% 1% 1% 3%D 4%K 1% * 1% 1% 0 0 _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 24 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE11 Are you building equity in your home or other property? Would you say... Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 Own property (Net) 635 73 133 109 69 139 120 212 289 398 227 183 102 230 169 222 63% 35% 56%B 81%BC 78%BC 88%BC 66% 71%I 59% 67% 60% 60% 62% 54% 64% 80%NO You own property and have 221 42 63 29 12 28 61 105 53 187 32 18 21 109 56 52 no mortgage debt 22% 20% 26% 21% 13% 18% 34%I 35%I 11% 31%K 8% 6% 13% 26% 21% 19% Have debt (Subnet) 413 31 70 80 58 111 59 107 236 211 195 165 81 121 113 170 41% 15% 29%B 60%BC 65%BC 70%BC 33% 36% 49%GH 35% 52%J 54% 49% 28% 43%N 61%NO You own property and 395 30 64 77 58 107 55 103 226 200 187 160 74 116 105 167 are currently paying 40% 14% 27%B 58%BC 65%BC 68%BC 31% 35% 46%GH 34% 50%J 53% 44% 27% 40%N 60%NO down your mortgage debt You own property, but 18 1 5 3 0 4 4 4 10 10 8 5 8 5 8 3 your mortgage debt is 2% 1% 2% 2% 0 3% 2% 1% 2% 2% 2% 2% 5% 1% 3% 1% growing You don't own property 352 136 103 25 20 19 58 81 196 189 150 121 63 195 92 51 35% 65%CDE 43%DEF 19% 22% 12% 32% 27% 40%H 32% 40% 40% 38% 46%OP 35%P 18% F Don't know 13 1 2 * * 0 2 6 1 9 0 0 0 2 3 4 1% 1% 1% * * 0 1% 2% * 1% 0 0 0 * 1% 1% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base


Page 25 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE12 Do you expect to pay off all mortgage debt before retirement? Base = Those not already retired and own property and currently paying down mortgage debt or mortgage debt is growing Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 363 181 182 26 82 112 103 35 53 91 131 88 287 20 18 Weighted Total 373 164 209 80** 117* 95 61* 16** 47* 102* 141* 82* 275 26** 35** Yes 283 129 155 76 98 70 30 6 27 82 114 61 205 20 28 76% 79% 74% 95% 84%G 74%G 49% 36% 57% 80%I 81%I 74% 75% 75% 80% No 83 33 50 4 19 22 29 9 20 19 24 21 66 7 5 22% 20% 24% 5% 16% 23% 47%EF 57% 43%JK 18% 17% 25% 24% 25% 14% Don't know 6 2 4 0 0 3 2 1 0 2 4 1 4 0 2 2% 1% 2% 0 0 3% 4%E 7% 0 2% 3% 1% 1% 0 6% _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base; ** very small base (under 30) ineligible for sig testing


Page 26 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE12 Do you expect to pay off all mortgage debt before retirement? Base = Those not already retired and own property and currently paying down mortgage debt or mortgage debt is growing Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 363 23 48 69 50 113 56 105 193 209 148 114 67 73 98 185 Weighted Total 373 27** 54** 73* 53* 109* 46* 87* 228 171 194 164* 81* 108* 97* 158 Yes 283 20 37 51 38 91 27 59 187 114 162 140 64 76 77 123 76% 76% 69% 70% 71% 83% 58% 68% 82%GH 67% 84%J 85% 80% 70% 79% 78% No 83 6 16 22 14 16 18 26 38 53 29 24 14 32 19 31 22% 22% 30% 30%F 26% 15% 39%I 29%I 17% 31%K 15% 15% 18% 29% 20% 19% Don't know 6 1 1 0 2 2 1 2 3 4 2 1 2 1 1 5 2% 3% 2% 0 3% 2% 3% 2% 1% 2% 1% * 3% 1% 1% 3% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base; ** very small base (under 30) ineligible for sig testing


Page 27 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE13 Are you saving more or less now than a year ago? Would you say... Race ----------- Sex Age Region White Black His- ---------- ---------------------------- ------------------------- Only Only panic Fe- 18- 35- 45- 55- North- Mid- (Non- (Non- (Any Total Male male 34 44 54 64 65+ east west South West Hisp) Hisp) Race) (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) Unweighted Total 1007 503 504 95 117 200 249 335 186 225 368 228 767 75 58 Weighted Total 1000 497 503 284* 176* 192 161 174 181 223 375 222 657 114* 121* More (Net) 297 158 139 116 68 48 36 25 39 62 123 73 194 37 37 30% 32% 28% 41%FG 39%FG 25%H 22%H 14% 22% 28% 33%I 33% 30% 32% 31% H H A lot more 94 55 39 57 12 10 10 3 10 18 44 21 56 13 16 9% 11% 8% 20%EFG 7%H 5% 6%H 2% 6% 8% 12% 9% 9% 11% 13% H Somewhat more 203 103 100 58 56 38 26 22 29 44 78 52 139 24 21 20% 21% 20% 20% 32%FG 20%H 16% 12% 16% 20% 21% 23% 21% 21% 18% H The same amount 297 145 152 51 58 62 55 69 44 78 105 70 218 18 40 30% 29% 30% 18% 33%D 33%D 34%D 40%D 24% 35% 28% 31% 33%N 15% 33%N Less (Net) 386 188 198 117 50 80 68 71 90 77 141 78 232 59 43 39% 38% 39% 41% 28% 42%E 42%E 41%E 50%JKL 35% 38% 35% 35% 52%M 36% Somewhat less 170 86 84 47 24 32 32 33 35 30 65 40 109 14 31 17% 17% 17% 17% 14% 17% 20% 19% 19% 14% 17% 18% 17% 12% 26% A lot less 216 102 114 70 25 48 36 37 55 47 76 38 124 45 12 22% 21% 23% 25% 14% 25%E 22% 21% 31%KL 21% 20% 17% 19% 40%MO 10% Don't know 21 7 14 0 0 2 3 9 8 5 6 2 13 1 0 2% 1% 3% 0 0 1% 2% 5%DEF 4% 2% 2% 1% 2% * 0 G _____________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C - D/E/F/G/H - I/J/K/L - M/N/O Overlap formulae used. * small base


Page 28 ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING FOR THE FUTURE - 2012 Question EE13 Are you saving more or less now than a year ago? Would you say... Household Income Education -------------------------------- H.H. Size Children In H.H. --------------------- $25K- $50K- $75K- $100K -------------- ---------------------- HS Coll LT LT LT LT Or 3 Or Under 13- Grad Incom- Coll Total $25K $50K $75K $100K More 1 2 More None Any 13 17 or Less plete Grad (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) Unweighted Total 1007 171 228 149 91 168 248 378 354 748 238 180 111 328 286 368 Weighted Total 1000 210 238 135* 89* 158 180 298 486 595 377 304 166* 427 264 277 More (Net) 297 50 55 43 33 74 44 80 169 162 133 112 53 121 68 105 30% 24% 23% 32% 37% 47%BC 24% 27% 35%G 27% 35% 37% 32% 28% 26% 38%NO D A lot more 94 5 22 10 19 21 10 28 56 56 38 33 15 40 19 33 9% 2% 9%B 8% 21%BC 13%B 5% 9% 11% 9% 10% 11% 9% 9% 7% 12% D Somewhat more 203 45 33 33 14 53 34 52 113 106 95 79 38 80 49 71 20% 21% 14% 24%C 16% 34%BC 19% 17% 23% 18% 25%J 26% 23% 19% 19% 26% E The same amount 297 46 72 45 30 50 62 101 130 193 100 78 50 103 83 105 30% 22% 30% 33% 34% 32% 35% 34% 27% 32% 27% 26% 30% 24% 32% 38%N Less (Net) 386 112 110 46 26 31 69 112 185 227 143 113 63 196 110 63 39% 53%DEF 46%EF 34%F 29% 20% 38% 37% 38% 38% 38% 37% 38% 46%P 42%P 23% Somewhat less 170 39 41 28 19 20 28 50 83 101 63 49 27 76 51 35 17% 19% 17% 21% 21% 13% 15% 17% 17% 17% 17% 16% 17% 18% 19% 13% A lot less 216 72 69 18 7 11 41 62 102 127 80 65 35 119 59 28 22% 34%DEF 29%DEF 14% 8% 7% 23% 21% 21% 21% 21% 21% 21% 28%P 22%P 10% Don't know 21 3 1 1 * 2 5 6 3 14 1 0 1 8 3 4 2% 1% * * * 1% 3% 2% 1% 2% * 0 * 2% 1% 1% ___________________________________________________________________________________ Proportions/Means: Columns Tested (5% risk level) - B/C/D/E/F - G/H/I - J/K - N/O/P Overlap formulae used. * small base

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ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 SAVING … · ORC STUDY #721058 CARAVAN FEBRUARY 2-5, 2012 . SAVING FOR THE FUTURE - 2012 . Question EE1 . Do you know your net worth,